Mortgage lenders in Philadelphia County
24,937 mortgages were made in Philadelphia County, Pennsylvania, in 2025, by 566 lenders. The median rate their borrowers got was 6.740% on a median loan of $195,000. Of 36,894 decisions, 10,590 were denials — 28.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| POLICE & FIRE | 1,439 | 6.490% | $65,000 | 54.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 1,411 | 6.625% | $275,000 | 4.2% |
| Rocket Mortgage, LLC | 1,179 | 6.625% | $185,000 | 24.2% |
| GUARANTEED RATE, INC. | 1,048 | 6.500% | $315,000 | 5.7% |
| Citizens Bank, National Association | 969 | 7.650% | $105,000 | 47.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 866 | 6.500% | $225,000 | 22.3% |
| PHILADELPHIA FEDERAL CREDIT UNION | 826 | 7.000% | $85,000 | 42.5% |
| Kiavi Funding, Inc. | 664 | 9.950% | $175,000 | 10.0% |
| Prosperity Home Mortgage, LLC | 619 | 6.250% | $235,000 | 8.9% |
| MOVEMENT MORTGAGE, LLC | 573 | 6.625% | $285,000 | 4.3% |
| Wilmington Savings Fund Society, FSB | 512 | 6.250% | $205,000 | 19.5% |
| PNC Bank, National Association | 493 | 5.125% | $85,000 | 39.3% |
| TRUMARK FINANCIAL CREDIT UNION | 492 | 6.740% | $95,000 | 42.3% |
| AMERICAN HERITAGE FCU | 425 | 6.740% | $55,000 | 51.9% |
| TD Bank, National Association | 332 | 7.440% | $180,000 | 44.3% |
| Univest Bank and Trust Co. | 323 | 6.000% | $145,000 | 11.6% |
| PENNYMAC LOAN SERVICES, LLC | 301 | 6.375% | $225,000 | 25.6% |
| CMG MORTGAGE, INC. | 297 | 6.625% | $225,000 | 7.5% |
| JPMorgan Chase Bank, National Association | 255 | 6.375% | $245,000 | 16.9% |
| First Citizens Community Bank | 238 | 6.250% | $215,000 | 8.5% |
| Loan Funder LLC | 233 | 10.000% | $205,000 | 25.6% |
| Wells Fargo Bank, National Association | 230 | 6.375% | $195,000 | 29.6% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 225 | 10.365% | $135,000 | 0.4% |
| Parke Bank | 222 | 7.000% | $205,000 | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 209 | 7.375% | $215,000 | 11.6% |
| Quaint Oak Mortgage, LLC | 209 | 6.500% | $225,000 | 2.2% |
| Navy Federal Credit Union | 205 | 7.750% | $105,000 | 50.0% |
| BPL MORTGAGE TRUST, LLC | 203 | 7.375% | $175,000 | 16.0% |
| Firstrust Savings Bank | 199 | 6.375% | $175,000 | 26.0% |
| Bank of America, National Association | 196 | 6.125% | $215,000 | 56.5% |
| NEWREZ LLC | 192 | 6.625% | $175,000 | 50.5% |
| MERIDIAN BANK | 183 | 6.625% | $280,000 | 2.1% |
| Loandepot.Com, LLC | 179 | 6.750% | $165,000 | 43.9% |
| Fulton Bank, National Association | 177 | 6.250% | $115,000 | 33.3% |
| OceanFirst Bank, National Association | 175 | 6.125% | $295,000 | 6.6% |
| 254900CTT87ZKAUTIJ37 | 160 | 7.990% | $170,000 | 18.7% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 159 | 9.500% | $215,000 | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 157 | 6.625% | $235,000 | 4.9% |
| ALLIED MORTGAGE GROUP, INC. | 153 | 6.625% | $225,000 | 15.3% |
| Metro City Bank | 149 | 6.250% | $185,000 | 3.8% |
| CITADEL FEDERAL CREDIT UNION | 146 | 5.875% | $195,000 | 36.2% |
| Mortgage Research Center, LLC | 142 | 6.375% | $265,000 | 36.2% |
| Broker Solutions, Inc. | 138 | 6.750% | $195,000 | 29.7% |
| MortgageCountry, LLC | 138 | 6.375% | $355,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 126 | 7.495% | $110,000 | 21.7% |
| 9845001ADACA7A75EE02 | 125 | 12.000% | $175,000 | 0.8% |
| Philadelphia Mortgage Advisors, Inc. | 125 | 6.250% | $285,000 | 0.8% |
| FREEDOM MORTGAGE CORPORATION | 123 | 6.250% | $225,000 | 28.1% |
| LENDING CAPITAL GROUP Inc | 113 | 6.625% | $265,000 | 5.0% |
| FREEDOM | 112 | 6.500% | $75,000 | 41.1% |
| AMWEST FUNDING CORP. | 111 | 7.125% | $175,000 | 5.9% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 110 | 6.765% | $85,000 | 22.6% |
| The Federal Savings Bank | 110 | 6.563% | $195,000 | 8.9% |
| CHAMPIONS FUNDING, LLC | 104 | 7.750% | $215,000 | 25.2% |
| FIRST HERITAGE FINANCIAL, LLC | 102 | 6.250% | $215,000 | 8.9% |
| THE LOAN STORE, INC. | 99 | 7.000% | $195,000 | 7.6% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 98 | 6.625% | $255,000 | 2.9% |
| Customers Bank | 96 | 6.375% | $195,000 | 4.8% |
| ICE LENDER HOLDINGS LLC | 93 | 7.250% | $295,000 | 26.8% |
| Penn Community Bank | 91 | 6.530% | $545,000 | 5.8% |
| NFM, INC. | 86 | 6.875% | $245,000 | 6.5% |
| AmeriSave Mortgage Corporation | 84 | 6.933% | $85,000 | 80.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 84 | 6.625% | $235,000 | 8.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 84 | 6.375% | $365,000 | 7.6% |
| NATIONS DIRECT MORTGAGE, LLC | 82 | 6.615% | $325,000 | 8.9% |
| Mortgage America, Inc. | 82 | 6.375% | $285,000 | 4.7% |
| Acre Mortgage & Financial, Inc. | 81 | 6.625% | $255,000 | 3.5% |
| KEYSTONE FUNDING, INC. | 81 | 6.375% | $305,000 | 5.0% |
| GUILD MORTGAGE COMPANY | 78 | 6.500% | $255,000 | 4.4% |
| SPRING EQ, LLC | 77 | 9.950% | $65,000 | 67.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 75 | 6.625% | $205,000 | 11.1% |
| Truist Bank | 74 | 6.353% | $185,000 | 47.3% |
| Hometown Equity Mortgage, LLC | 72 | 7.250% | $185,000 | 48.2% |
| A&D Mortgage LLC | 71 | 7.490% | $215,000 | 15.1% |
| FIGURE LENDING LLC | 69 | 9.200% | $55,000 | 30.7% |
| GUARANTEED RATE AFFINITY, LLC | 69 | 6.625% | $315,000 | 7.9% |
| SELF RELIANCE NY | 66 | 6.375% | $180,000 | 15.1% |
| Manufacturers and Traders Trust Company | 65 | 5.990% | $165,000 | 47.8% |
| HOMEXPRESS MORTGAGE CORP. | 65 | 7.750% | $205,000 | 42.5% |
| Coastal Community Bank | 64 | 10.990% | $45,000 | 0.5% |
| NATION ONE MORTGAGE CORPORATION | 62 | 6.625% | $220,000 | 6.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | 61 | 6.500% | $245,000 | 3.2% |
| OCMBC, INC. | 59 | 7.750% | $175,000 | 16.3% |
| GO MORTGAGE, LLC | 57 | 6.625% | $215,000 | 2.9% |
| EMM LOANS LLC | 56 | 6.500% | $275,000 | 3.4% |
| DEEPHAVEN MORTGAGE LLC | 55 | 7.500% | $235,000 | 35.3% |
| UNION HOME MORTGAGE CORP. | 54 | 6.625% | $290,000 | 16.4% |
| PLAZA HOME MORTGAGE, INC. | 51 | 6.875% | $225,000 | 35.0% |
| Hyperion Bank | 50 | Not published | $440,000 | 0.0% |
| Citadel Servicing Corporation | 49 | 7.875% | $195,000 | 3.9% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 47 | 7.499% | $185,000 | 7.8% |
| BETTER MORTGAGE CORPORATION | 46 | 7.000% | $185,000 | 51.0% |
| Ardent Federal Credit Union | 46 | Not published | $85,000 | 38.5% |
| KIND LENDING, LLC | 46 | 6.625% | $315,000 | 37.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 45 | 6.250% | $155,000 | 43.7% |
| ZILLOW HOME LOANS, LLC | 45 | 6.250% | $255,000 | 9.8% |
| AMERICAN HERITAGE LENDING, LLC | 44 | 7.625% | $175,000 | 14.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 44 | 7.125% | $250,000 | 34.3% |
| DOMINION FINANCIAL SERVICES, LLC | 44 | 7.563% | $165,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 44 | 6.688% | $275,000 | 6.3% |
| U.S. Bank National Association | 43 | 6.490% | $355,000 | 55.7% |
| First National Bank of Pennsylvania | 43 | 6.375% | $525,000 | 14.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 42 | 7.000% | $130,000 | 62.9% |
| FIRST COLONY MORTGAGE CORPORATION | 42 | 7.000% | $375,000 | 4.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 41 | 7.125% | $155,000 | 28.8% |
| Asian Bank | 41 | Not published | $535,000 | 6.3% |
| LENDINGONE, LLC | 40 | 7.800% | $145,000 | 58.3% |
| Logan Finance Corporation | 40 | 7.687% | $640,000 | 23.1% |
| DAS Acquisition Company, LLC | 40 | 6.688% | $200,000 | 0.0% |
| S&T Bank | 39 | 6.600% | $205,000 | 40.8% |
| Paramount Residential Mortgage Group, Inc. | 39 | 6.625% | $245,000 | 0.0% |
| FRANKLIN MINT | 37 | 5.670% | $75,000 | 60.0% |
| Equity Prime Mortgage LLC | 36 | 6.625% | $240,000 | 26.0% |
| NEXERA HOLDING LLC | 36 | 7.625% | $190,000 | 2.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 36 | 10.253% | $90,000 | 19.6% |
| ARK MORTGAGE, INC. | 36 | 7.375% | $235,000 | 2.6% |
| ABL RPC Residential Credit Acquisition LLC | 32 | 7.875% | $265,000 | 26.7% |
| Mid Penn Bank | 32 | 6.750% | $305,000 | 17.5% |
| Lendage, LLC | 32 | 11.500% | $55,000 | 14.0% |
| The Huntington National Bank | 32 | 6.875% | $375,000 | 11.1% |
| ENVOY MORTGAGE, LTD | 32 | 6.625% | $205,000 | 5.9% |
| Advisors Mortgage Group, L.L.C. | 31 | 6.500% | $285,000 | 8.8% |
| Peoples Security Bank and Trust Company | 31 | 6.257% | $305,000 | 8.8% |
| PLANET HOME LENDING, LLC | 29 | 6.375% | $255,000 | 30.2% |
| SWBC MORTGAGE CORPORATION | 28 | 6.188% | $195,000 | 22.5% |
| General Mortgage Capital Corporation | 28 | 6.625% | $200,000 | 3.2% |
| NEW DAY FINANCIAL, LLC | 27 | 6.990% | $185,000 | 64.6% |
| NBKC BANK | 27 | 6.375% | $365,000 | 20.0% |
| Filo Mortgage, L.L.C. | 27 | 6.625% | $295,000 | 12.5% |
| Morgan Stanley Private Bank, National Association | 27 | 5.900% | $765,000 | 6.7% |
| ESSA Bank & Trust | 27 | 6.250% | $185,000 | 17.7% |
| 1st Colonial Community Bank | 27 | 7.000% | $235,000 | 12.9% |
| LAKEVIEW LOAN SERVICING, LLC | 26 | 6.250% | $250,000 | 68.8% |
| ALLIANT CREDIT UNION | 26 | 7.500% | $165,000 | 36.6% |
| SUN Federal Credit Union | 26 | 7.500% | $65,000 | 37.8% |
| NEW WAVE LENDING GROUP INC | 25 | 7.125% | $225,000 | 0.0% |
| GoodLeap, LLC | 24 | 7.400% | $95,000 | 40.0% |
| RELIANCE FIRST CAPITAL, LLC | 24 | 6.625% | $155,000 | 7.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 23 | 6.500% | $235,000 | 33.3% |
| Fairway Independent Mortgage Corporation | 23 | 6.875% | $215,000 | 17.9% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 22 | 6.088% | $365,000 | 3.9% |
| Tomo Mortgage, LLC | 21 | 6.500% | $345,000 | 12.5% |
| Third Federal Savings and Loan Association of Cleveland | 21 | 6.990% | $85,000 | 44.7% |
| PRINCETON MORTGAGE CORPORATION | 21 | 6.490% | $245,000 | 20.0% |
| DEVELOPER'S MORTGAGE COMPANY | 21 | 6.500% | $215,000 | 4.4% |
| PENTAGON FEDERAL CREDIT UNION | 20 | 7.375% | $170,000 | 56.0% |
| Commerce Home Mortgage, Inc. | 20 | 7.438% | $195,000 | 16.7% |
| ARC HOME LLC | 20 | 7.375% | $240,000 | 12.5% |
| CLEAREDGE LENDING LLC | 20 | 7.062% | $175,000 | 20.0% |
| Discover Bank | 19 | 8.950% | $55,000 | 86.8% |
| Citibank, National Association | 19 | 6.375% | $205,000 | 38.7% |
| RPE Home, Inc | 19 | 11.250% | $215,000 | 13.6% |
| BAY EQUITY LLC | 19 | 6.625% | $365,000 | 0.0% |
| Luminate Bank | 18 | 6.813% | $215,000 | 0.0% |
| EMBRACE HOME LOANS, INC. | 18 | 6.500% | $245,000 | 9.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 18 | 6.990% | $270,000 | 9.1% |
| FM Home Loans, LLC | 18 | 7.375% | $415,000 | 0.0% |
| NexBank | 17 | 6.500% | $325,000 | 5.6% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | 17 | 6.750% | $105,000 | 0.0% |
| Easy Street Capital, LLC | 17 | 9.900% | $145,000 | 0.0% |
| CITIZENS & NORTHERN BANK | 17 | 7.090% | $525,000 | 0.0% |
| PHH Mortgage Corporation | 16 | 6.625% | $185,000 | 40.7% |
| LIMA ONE CAPITAL, LLC | 16 | 9.125% | $305,000 | 48.4% |
| OAKTREE FUNDING CORP. | 16 | 7.500% | $610,000 | 11.4% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 16 | 6.813% | $225,000 | 8.3% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 16 | 6.433% | $220,000 | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 16 | 6.375% | $310,000 | 11.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 15 | 10.500% | $465,000 | 37.9% |
| TOWER Federal Credit Union | 15 | 8.000% | $105,000 | 44.8% |
| UIF CORPORATION | 15 | 6.625% | $275,000 | 11.8% |
| United Savings Bank | 15 | Not published | $225,000 | 16.7% |
| ARBOR REALTY TRUST, INC. | 15 | 5.080% | $5,175,000 | 0.0% |
| CONVENTUS LLC | 15 | 6.700% | $255,000 | 0.0% |
| MICHIGAN MUTUAL, INC. | 14 | 6.625% | $280,000 | 20.0% |
| UNITED MORTGAGE CORP. | 14 | 7.188% | $150,000 | 17.4% |
| 9845005BP6974AE5D838 | 14 | 6.499% | $140,000 | 33.3% |
| Hatboro Federal Savings, FA | 14 | Not published | $320,000 | 0.0% |
| FlexPoint, Inc. | 13 | 7.250% | $295,000 | 7.7% |
| Sun East Federal Credit Union | 13 | 5.875% | $115,000 | 43.5% |
| Emporium TPO LLC | 13 | 7.375% | $245,000 | 16.7% |
| JMAC LENDING, INC. | 13 | 6.625% | $285,000 | 0.0% |
| Charles Schwab Bank, SSB | 13 | 5.625% | $805,000 | 7.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 6.250% | $240,000 | 50.0% |
| 254900M2C4Q6DATP2889 | 12 | 5.990% | $225,000 | 47.8% |
| USAA Federal Savings Bank | 12 | 6.375% | $370,000 | 60.6% |
| KeyBank National Association | 12 | 6.250% | $195,000 | 50.0% |
| GUIDANCE RESIDENTIAL, LLC | 12 | 6.750% | $250,000 | 14.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.562% | $310,000 | 7.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 12 | 6.933% | $230,000 | 0.0% |
| UBS Bank USA | 12 | 6.000% | $850,000 | 0.0% |
| LOWER, LLC | 11 | 6.250% | $205,000 | 47.6% |
| MORTGAGE ACCESS CORP. | 11 | 6.490% | $415,000 | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 11 | 6.250% | $125,000 | 15.4% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 11 | 6.490% | $255,000 | 0.0% |
| Atlantic Coast Mortgage, LLC | 11 | 7.124% | $225,000 | 0.0% |
| AML FUNDING LLC | 11 | 6.750% | $215,000 | 0.0% |
| Bethpage Federal Credit Union | 10 | 6.995% | $115,000 | 69.7% |
| MEMBERS 1ST | 10 | 1.990% | $85,000 | 54.2% |
| SOUTH RIVER MORTGAGE, LLC | 10 | 6.563% | $90,000 | 0.0% |
| First National Bank of America | 10 | 9.250% | $175,000 | 26.7% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 366 lenders each made 10 or fewer mortgages here, and are counted in the totals above.
Bank branches in Philadelphia County
250 FDIC-insured branches from 37 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Citizens Bank, National Association, 9353 Krewstown Rd, Philadelphia
- First Citizens Community Bank, 8580 Verree Rd, Philadelphia
- Santander Bank, N.A., 2103 Hamilton St, Philadelphia
- TD Bank, National Association, 399 Market St, Philadelphia
- TD Bank, National Association, 9996 Haldeman Ave, Philadelphia
Get told when this changes
When the next year’s lending figures are out for Philadelphia County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.