MICHIGAN MUTUAL, INC. received 2,680 applications in 2025 and made
1,473 mortgages, in 484 counties across 39 states.
The median rate its borrowers got was 6.750% on a median loan of $245,000.
Of 2,262 decisions, 215 were denials — 9.5%, most often for debt-to-income ratio.
5 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
549300TK6RZQSFXZHV09
Applications received
2,680
Mortgages made
1,473
Denied
215
Approved, not taken up
574
Withdrawn or incomplete
418
Loans bought from other lenders
4
Median rate spread over the prime offer rate
0.528 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
1,248
6.750%
$235,000
9.8%
Refinancing
115
6.750%
$295,000
9.4%
Cash-out refinancing
110
6.990%
$255,000
6.5%
Where MICHIGAN MUTUAL, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When MICHIGAN MUTUAL, INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.