Mortgage lenders in Riverside County
48,863 mortgages were made in Riverside County, California, in 2025, by 734 lenders. The median rate their borrowers got was 6.625% on a median loan of $405,000. Of 69,884 decisions, 17,051 were denials — 24.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 5,976 | 6.375% | $495,000 | 15.1% |
| Rocket Mortgage, LLC | 3,844 | 6.750% | $355,000 | 19.8% |
| SCHOOLSFIRST | 2,360 | 6.750% | $125,000 | 12.8% |
| Loandepot.Com, LLC | 1,342 | 6.500% | $425,000 | 20.4% |
| OCMBC, INC. | 1,109 | 6.750% | $475,000 | 5.9% |
| Navy Federal Credit Union | 1,096 | 8.250% | $125,000 | 39.7% |
| PENNYMAC LOAN SERVICES, LLC | 952 | 6.499% | $455,000 | 21.2% |
| THE LOAN STORE, INC. | 941 | 6.750% | $425,000 | 11.4% |
| U.S. Bank National Association | 914 | 7.550% | $225,000 | 49.8% |
| DHI MORTGAGE COMPANY, LTD. | 914 | 4.750% | $585,000 | 13.2% |
| LENNAR MORTGAGE, LLC | 830 | 4.625% | $505,000 | 7.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 733 | 6.625% | $485,000 | 7.0% |
| Bank of America, National Association | 723 | 6.240% | $155,000 | 58.2% |
| SPRING EQ, LLC | 687 | 9.125% | $105,000 | 59.9% |
| JPMorgan Chase Bank, National Association | 681 | 6.490% | $385,000 | 16.4% |
| FRANKLIN LOAN CORPORATION | 621 | 6.750% | $405,000 | 1.7% |
| NEWREZ LLC | 610 | 6.500% | $445,000 | 37.9% |
| FREEDOM MORTGAGE CORPORATION | 566 | 6.000% | $515,000 | 15.9% |
| Broker Solutions, Inc. | 520 | 6.875% | $345,000 | 19.2% |
| NATIONSTAR MORTGAGE LLC | 492 | 8.375% | $125,000 | 26.1% |
| KBHS HOME LOANS, LLC | 491 | 5.990% | $545,000 | 8.8% |
| FIGURE LENDING LLC | 480 | 8.950% | $85,000 | 26.7% |
| GUARANTEED RATE, INC. | 463 | 6.425% | $475,000 | 11.5% |
| PULTE MORTGAGE LLC | 441 | 5.500% | $595,000 | 31.9% |
| KIND LENDING, LLC | 410 | 6.625% | $430,000 | 34.2% |
| Paramount Residential Mortgage Group, Inc. | 408 | 6.500% | $445,000 | 2.2% |
| Coastal Community Bank | 358 | 9.990% | $65,000 | 3.7% |
| CMG MORTGAGE, INC. | 354 | 6.625% | $485,000 | 6.7% |
| Mortgage Research Center, LLC | 347 | 5.990% | $545,000 | 34.2% |
| ML Mortgage Corp. | 322 | 6.625% | $415,000 | 3.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 310 | 10.175% | $145,000 | 17.5% |
| Wells Fargo Bank, National Association | 308 | 6.375% | $370,000 | 27.1% |
| Fairway Independent Mortgage Corporation | 304 | 6.250% | $445,000 | 5.6% |
| AMWEST FUNDING CORP. | 281 | 7.000% | $405,000 | 9.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 277 | 6.125% | $505,000 | 13.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 267 | 6.625% | $495,000 | 13.7% |
| GUILD MORTGAGE COMPANY | 257 | 6.500% | $365,000 | 6.6% |
| 254900YZ174H294JW398 | 239 | 5.990% | $465,000 | 3.8% |
| California Coast Credit Union | 236 | 7.500% | $105,000 | 20.3% |
| Kiavi Funding, Inc. | 224 | 9.950% | $425,000 | 5.0% |
| ROYAL PACIFIC FUNDING CORP. | 217 | 6.490% | $475,000 | 2.6% |
| HOMEAMERICAN MORTGAGE CORPORATION | 210 | 4.750% | $575,000 | 9.1% |
| FINANCE OF AMERICA REVERSE LLC | 201 | 6.625% | $255,000 | 14.7% |
| MOVEMENT MORTGAGE, LLC | 198 | 6.594% | $445,000 | 8.6% |
| WESCOM CENTRAL CREDIT UNION | 193 | 8.250% | $135,000 | 39.5% |
| AmeriSave Mortgage Corporation | 189 | 8.625% | $95,000 | 69.6% |
| NMSI, INC. | 189 | 6.625% | $515,000 | 0.0% |
| The Tax Lady | 188 | 6.563% | $220,000 | 29.3% |
| TRIAD FINANCIAL SERVICES, INC. | 186 | 8.730% | $135,000 | 35.6% |
| Taylor Morrison Home Funding, Inc. | 178 | 5.625% | $500,000 | 14.4% |
| Commerce Home Mortgage, Inc. | 169 | 7.375% | $465,000 | 17.2% |
| 21st Mortgage Corporation | 168 | 10.135% | $135,000 | 72.2% |
| Equity Prime Mortgage LLC | 167 | 6.250% | $495,000 | 16.5% |
| UNIVERSAL LENDING CORPORATION | 167 | 4.990% | $475,000 | 2.9% |
| PNC Bank, National Association | 164 | 8.190% | $145,000 | 55.8% |
| Hometown Equity Mortgage, LLC | 164 | 7.250% | $495,000 | 46.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 159 | 5.990% | $555,000 | 20.7% |
| GOLDEN EMPIRE MORTGAGE, INC. | 159 | 6.500% | $465,000 | 7.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 158 | 6.125% | $315,000 | 25.9% |
| FlexPoint, Inc. | 157 | 7.125% | $425,000 | 5.1% |
| Third Federal Savings and Loan Association of Cleveland | 156 | 6.990% | $135,000 | 49.4% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 156 | 6.490% | $485,000 | 1.3% |
| AMERITRUST MORTGAGE CORPORATION | 152 | 6.990% | $515,000 | 4.4% |
| JMAC LENDING, INC. | 150 | 6.625% | $485,000 | 5.1% |
| Zions Bancorporation, N.A. | 146 | 6.250% | $420,000 | 33.5% |
| City National Bank | 146 | 6.358% | $545,000 | 17.8% |
| ZILLOW HOME LOANS, LLC | 145 | 6.375% | $455,000 | 9.8% |
| INSPIRE HOME LOANS INC. | 145 | 4.875% | $505,000 | 15.9% |
| LAKEVIEW LOAN SERVICING, LLC | 144 | 6.490% | $405,000 | 68.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 144 | 7.770% | $115,000 | 30.1% |
| East West Bank | 143 | 6.500% | $405,000 | 11.7% |
| ORANGE COUNTY'S CREDIT UNION | 140 | 7.625% | $105,000 | 32.1% |
| Lendage, LLC | 140 | 10.750% | $75,000 | 8.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 138 | 6.625% | $315,000 | 66.4% |
| GoodLeap, LLC | 135 | 7.725% | $105,000 | 27.9% |
| NEW WAVE LENDING GROUP INC | 134 | 7.063% | $490,000 | 0.0% |
| ARROWHEAD CENTRAL CREDIT UNION | 129 | 8.000% | $105,000 | 56.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 129 | 6.490% | $455,000 | 5.7% |
| Sierra Pacific Mortgage Company, Inc. | 127 | 6.500% | $465,000 | 9.0% |
| First-Citizens Bank & Trust Company | 126 | 5.875% | $305,000 | 19.5% |
| A&D Mortgage LLC | 125 | 6.625% | $445,000 | 14.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 122 | 6.875% | $515,000 | 20.0% |
| PLANET HOME LENDING, LLC | 121 | 5.990% | $445,000 | 20.0% |
| GEO-CORP, INC. | 118 | 6.875% | $545,000 | 8.5% |
| CHAMPIONS FUNDING, LLC | 116 | 7.750% | $445,000 | 31.6% |
| Firefighters First Federal Credit Union | 109 | 8.000% | $175,000 | 13.5% |
| HOMEXPRESS MORTGAGE CORP. | 108 | 7.375% | $445,000 | 49.1% |
| FRONTWAVE | 107 | 7.500% | $105,000 | 32.8% |
| Citadel Servicing Corporation | 104 | 7.250% | $415,000 | 3.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 104 | 6.125% | $460,000 | 5.4% |
| DEEPHAVEN MORTGAGE LLC | 103 | 7.750% | $305,000 | 35.2% |
| BETTER MORTGAGE CORPORATION | 102 | 7.750% | $240,000 | 50.2% |
| ALLIANT CREDIT UNION | 100 | 8.250% | $160,000 | 42.7% |
| Home Mortgage Alliance Corporation (HMAC) | 99 | 7.375% | $375,000 | 32.9% |
| NATIONS DIRECT MORTGAGE, LLC | 99 | 6.750% | $425,000 | 11.6% |
| LONGBRIDGE FINANCIAL, LLC | 98 | 6.250% | $260,000 | 11.1% |
| Discover Bank | 95 | 8.560% | $105,000 | 78.6% |
| Prosperity Home Mortgage, LLC | 93 | 6.875% | $435,000 | 6.1% |
| LoanUnited.com, LLC | 92 | 5.995% | $520,000 | 20.0% |
| Flagstar Bank, N.A. | 92 | 6.625% | $430,000 | 38.1% |
| RESICENTRAL, LLC | 91 | 6.250% | $525,000 | 4.0% |
| NEXERA HOLDING LLC | 89 | 7.375% | $375,000 | 13.9% |
| QUORUM FEDERAL CREDIT UNION | 89 | 8.875% | $145,000 | 37.6% |
| AHL FUNDING | 88 | 6.875% | $525,000 | 1.1% |
| PENTAGON FEDERAL CREDIT UNION | 86 | 7.750% | $125,000 | 49.4% |
| Banner Bank | 85 | 7.250% | $105,000 | 41.1% |
| CAKE MORTGAGE CORP. | 85 | 7.625% | $475,000 | 9.6% |
| Citibank, National Association | 84 | 6.250% | $455,000 | 37.4% |
| Eagle Community Credit Union | 83 | 9.250% | $115,000 | 5.3% |
| Financial Partners Credit Union | 82 | 7.500% | $105,000 | 36.1% |
| JMJ FINANCIAL GROUP | 82 | 6.875% | $600,000 | 3.5% |
| PLAZA HOME MORTGAGE, INC. | 81 | 6.750% | $335,000 | 41.7% |
| STG MORTGAGE INC | 81 | 6.625% | $565,000 | 9.1% |
| BMO Bank National Association | 80 | 6.875% | $360,000 | 52.6% |
| PHH Mortgage Corporation | 79 | 6.000% | $405,000 | 26.9% |
| VISTA POINT MORTGAGE, LLC | 79 | 8.500% | $235,000 | 21.7% |
| 254900M2C4Q6DATP2889 | 78 | 6.375% | $380,000 | 30.4% |
| CALIFORNIA CREDIT UNION | 78 | 5.875% | $600,000 | 34.4% |
| EZ FUNDINGS INC. | 78 | 6.375% | $500,000 | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 77 | 6.875% | $415,000 | 48.4% |
| NexBank | 76 | 6.625% | $475,000 | 20.6% |
| MORTGAGEONE, INC. | 74 | 6.500% | $555,000 | 12.9% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 74 | 7.687% | $380,000 | 24.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 71 | 6.375% | $515,000 | 19.8% |
| GUARANTEED RATE AFFINITY, LLC | 71 | 6.625% | $495,000 | 11.1% |
| CREDIT UNION OF SOUTHERN CALIFORNIA | 69 | 3.990% | $135,000 | 48.5% |
| BAY-VALLEY MORTGAGE GROUP | 69 | 6.625% | $495,000 | 1.4% |
| PACIFIC LENDING LLC | 68 | 6.625% | $515,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 67 | 6.375% | $455,000 | 4.3% |
| AAA CAPITAL INVESTMENT, INC. | 67 | 6.875% | $405,000 | 4.4% |
| Morgan Stanley Private Bank, National Association | 64 | 5.900% | $770,000 | 4.2% |
| UNION HOME MORTGAGE CORP. | 62 | 6.125% | $470,000 | 12.2% |
| CLEAREDGE LENDING LLC | 62 | 7.125% | $520,000 | 22.5% |
| KINECTA | 61 | 6.990% | $165,000 | 15.3% |
| THE GOLDEN 1 | 59 | 7.875% | $125,000 | 46.0% |
| FIRST COLONY MORTGAGE CORPORATION | 59 | 6.375% | $505,000 | 8.9% |
| General Mortgage Capital Corporation | 59 | 6.500% | $495,000 | 3.3% |
| Charles Schwab Bank, SSB | 58 | 5.625% | $815,000 | 1.6% |
| VAL-CHRIS INVESTMENTS, INC. | 58 | 13.500% | $140,000 | 0.0% |
| SAN DIEGO COUNTY CREDIT UNION | 55 | 8.375% | $75,000 | 40.2% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 55 | 9.750% | $405,000 | 0.0% |
| EMET LENDING GROUP, INC. | 54 | 7.000% | $570,000 | 0.0% |
| ONY GLO, INC. | 52 | 6.625% | $510,000 | 45.3% |
| PARTNERS Federal Credit Union | 52 | 7.000% | $165,000 | 32.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 52 | 6.750% | $585,000 | 5.3% |
| CLM MORTGAGE, INC. | 50 | 6.375% | $515,000 | 1.8% |
| NuVision Federal Credit Union | 49 | 4.990% | $155,000 | 43.7% |
| BAY EQUITY LLC | 48 | 6.875% | $405,000 | 3.9% |
| MISSION LOANS, LLC | 47 | 7.875% | $145,000 | 10.9% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 47 | 8.800% | $105,000 | 47.4% |
| VISION ONE MORTGAGE, INC. | 47 | 6.625% | $515,000 | 13.0% |
| OAKTREE FUNDING CORP. | 45 | 7.500% | $475,000 | 5.9% |
| Cornerstone First Mortgage, Inc | 45 | 6.750% | $455,000 | 2.2% |
| LOWER, LLC | 44 | 6.500% | $455,000 | 19.3% |
| EVERETT FINANCIAL, INC. | 43 | 6.875% | $405,000 | 6.3% |
| LOGIX FEDERAL CREDIT UNION | 43 | 5.990% | $155,000 | 34.8% |
| AMERIHOME MORTGAGE COMPANY, LLC | 42 | 6.500% | $495,000 | 21.8% |
| BANC ONE MORTGAGE CORPORATION | 42 | 6.875% | $570,000 | 0.0% |
| Easy Street Capital, LLC | 42 | 9.900% | $405,000 | 0.0% |
| Logan Finance Corporation | 41 | 7.124% | $465,000 | 4.6% |
| F&A Federal Credit Union | 40 | 7.000% | $170,000 | 12.2% |
| ARC HOME LLC | 39 | 7.000% | $525,000 | 16.3% |
| GTE Federal Credit Union | 38 | 8.250% | $150,000 | 24.5% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 38 | 6.250% | $475,000 | 2.6% |
| HIGHTECHLENDING INC | 38 | 6.188% | $260,000 | 2.1% |
| 549300DLBRGR2O0VNZ96 | 38 | 7.000% | $435,000 | 0.0% |
| Genesis Capital, LLC | 38 | 8.125% | $705,000 | 0.0% |
| Valon Mortgage, Inc. | 36 | 8.100% | $65,000 | 30.6% |
| SmartFi Home Loans, LLC | 36 | 7.990% | $225,000 | 16.3% |
| Comerica Bank | 34 | 5.990% | $175,000 | 50.0% |
| THE FIRST FINANCIAL FEDERAL CREDIT UNION | 34 | 7.563% | $105,000 | 17.4% |
| COAST 2 COAST FUNDING GROUP, INC. | 34 | 7.563% | $265,000 | 0.0% |
| Bethpage Federal Credit Union | 33 | 6.990% | $155,000 | 48.5% |
| FUNDLOANS CAPITAL | 33 | 7.500% | $485,000 | 19.5% |
| Synergy One Lending, Inc. | 33 | 6.250% | $485,000 | 5.6% |
| NEW DAY FINANCIAL, LLC | 32 | 6.928% | $420,000 | 75.6% |
| PFN Lending Group, Inc. | 32 | 7.250% | $715,000 | 8.6% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 31 | 6.000% | $295,000 | 5.9% |
| OriginPoint, LLC | 30 | 6.750% | $470,000 | 6.3% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 30 | 7.313% | $460,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 29 | 6.120% | $525,000 | 27.7% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 29 | 7.625% | $235,000 | 22.2% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 29 | 5.500% | $565,000 | 17.1% |
| LENDSURE MORTGAGE CORP. | 29 | 7.750% | $435,000 | 3.1% |
| The Federal Savings Bank | 28 | 6.563% | $540,000 | 31.8% |
| Cathay Bank | 28 | 6.250% | $500,000 | 21.6% |
| Plains Commerce Bank | 28 | 6.563% | $550,000 | 6.7% |
| UBS Bank USA | 28 | 6.000% | $755,000 | 3.5% |
| Stifel Bank and Trust | 28 | 6.125% | $515,000 | 0.0% |
| INTERCAP LENDING INC. | 28 | 6.500% | $435,000 | 3.3% |
| LADERA LENDING, INC. | 27 | 7.500% | $295,000 | 3.6% |
| Baxter Credit Union | 27 | 7.250% | $155,000 | 29.2% |
| NQM FUNDING, LLC | 27 | 7.375% | $645,000 | 26.3% |
| 9845007CY0EC0F59W414 | 27 | 7.250% | $445,000 | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | 27 | Not published | $105,000 | 17.1% |
| Truist Bank | 26 | 6.625% | $305,000 | 52.6% |
| Rize Federal Credit Union | 26 | Not published | $110,000 | 23.3% |
| RBC Bank, (Georgia) National Association | 26 | 6.000% | $430,000 | 29.7% |
| Barrington Bank & Trust Company, National Association | 26 | 6.688% | $480,000 | 7.1% |
| 254900CTT87ZKAUTIJ37 | 26 | 10.625% | $795,000 | 13.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 534 lenders each made 26 or fewer mortgages here, and are counted in the totals above.
Bank branches in Riverside County
249 FDIC-insured branches from 26 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
12 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Community Valley Bank, 87-701 Highway 111, Indio
- First Foundation Bank, 74850 Us Highway 111, Indian Wells
- HomeStreet Bank, 3844 La Sierra Ave, Ste A, Riverside
- Pacific Premier Bank, National Association, 102 E 6th St, Ste 100, Corona
- Pacific Premier Bank, National Association, 3403 10th St, Ste 100, Riverside
- Pacific Premier Bank, National Association, 40723 Murrieta Hot Springs Rd, Murrieta
- Pacific Premier Bank, National Association, 73745 El Paseo, Palm Desert
- Pacific Premier Bank, National Association, 78000 Fred Waring Dr, Ste 100, Palm Desert
- Pacific Premier Bank, National Association, 901 E Tahquitz Canyon Way, Palm Springs
- U.S. Bank National Association, 1260 E Ontario Ave, Corona
- Wells Fargo Bank, National Association, 28007 Scott Rd, Murrieta
- Zions Bancorporation, N.A., 73000 Highway 111, Palm Desert
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When the next year’s lending figures are out for Riverside County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.