Mortgage Lender Index

NQM FUNDING, LLC

NQM FUNDING, LLC received 4,063 applications in 2025 and made 2,542 mortgages, in 548 counties across 47 states. The median rate its borrowers got was 7.374% on a median loan of $465,000. Of 3,569 decisions, 691 were denials — 19.4%, most often for collateral.

Legal Entity Identifier2549004Z576VEJBK3N72
Applications received4,063
Mortgages made2,542
Denied691
Approved, not taken up336
Withdrawn or incomplete494
Loans bought from other lenders0
Median rate spread over the prime offer rate0.896 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,830 7.374%$445,000 17.3%
Refinancing712 7.375%$525,000 23.8%

Where NQM FUNDING, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Palm Beach County, FL 1726.990%14.3%
Los Angeles County, CA 907.374%25.2%
Broward County, FL 877.249%15.7%
Suffolk County, NY 827.624%17.5%
St. Lucie County, FL 756.125%11.4%
Miami-Dade County, FL 717.499%20.0%
Nassau County, NY 607.687%20.4%
San Diego County, CA 567.312%11.0%
Maricopa County, AZ 547.312%13.3%
Queens County, NY 547.500%16.7%
Monmouth County, NJ 507.624%8.1%
Ocean County, NJ 417.249%19.2%
Kings County, NY 377.499%20.0%
Orange County, CA 316.999%25.9%
Gwinnett County, GA 287.562%14.7%
Westchester County, NY 287.500%17.5%
Riverside County, CA 277.375%26.3%
Lee County, FL 277.374%18.0%
San Bernardino County, CA 267.499%28.2%
Madison County, IL 256.490%7.4%
Martin County, FL 236.625%0.0%
St. Clair County, IL 236.125%17.9%
Clark County, NV 227.437%27.3%
Bergen County, NJ 227.624%19.4%
Western Connecticut Planning Region, CT 217.499%7.7%
Collier County, FL 197.250%18.5%
Middlesex County, NJ 197.499%8.3%
Dallas County, TX 197.374%19.2%
Harris County, TX 187.499%29.0%
Kern County, CA 177.375%10.0%
Rockland County, NY 177.499%32.0%
Collin County, TX 177.749%9.1%
Cobb County, GA 167.562%27.3%
Manatee County, FL 157.499%9.5%
Orange County, FL 157.375%19.1%
Worcester County, MA 157.874%30.4%
Contra Costa County, CA 147.375%9.5%
Sarasota County, FL 137.374%22.2%
Middlesex County, MA 137.250%33.3%
Union County, NJ 137.499%6.7%
Orange County, NY 137.499%23.5%
San Joaquin County, CA 117.874%8.3%
Burlington County, NJ 117.874%15.4%
Ventura County, CA 107.437%14.3%
South Central Connecticut Planning Region, CT 107.874%8.3%
Bay County, FL 107.562%21.4%
Fulton County, GA 107.625%40.9%
St. Louis County, MO 106.490%0.0%
Essex County, NJ 107.624%33.3%
Passaic County, NJ 107.624%25.0%

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When NQM FUNDING, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.