Mortgage lenders in Lee County
23,136 mortgages were made in Lee County, Florida, in 2025, by 905 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 32,357 decisions, 7,912 were denials — 24.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,301 | 6.375% | $315,000 | 17.8% |
| Suncoast Credit Union | 1,656 | 7.500% | $85,000 | 23.2% |
| Rocket Mortgage, LLC | 1,510 | 6.625% | $265,000 | 24.4% |
| LENNAR MORTGAGE, LLC | 870 | 5.625% | $325,000 | 32.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 701 | 6.750% | $315,000 | 6.2% |
| Loandepot.Com, LLC | 700 | 6.375% | $295,000 | 23.0% |
| PULTE MORTGAGE LLC | 472 | 5.875% | $385,000 | 13.5% |
| PENNYMAC LOAN SERVICES, LLC | 467 | 6.500% | $305,000 | 23.6% |
| DHI MORTGAGE COMPANY, LTD. | 453 | 5.125% | $305,000 | 15.5% |
| LAKE MICHIGAN CREDIT UNION | 444 | 6.615% | $305,000 | 15.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 437 | 6.625% | $315,000 | 8.8% |
| Fifth Third Bank, National Association | 356 | 7.490% | $150,000 | 45.0% |
| Broker Solutions, Inc. | 291 | 6.750% | $275,000 | 13.9% |
| Paramount Residential Mortgage Group, Inc. | 288 | 6.625% | $320,000 | 5.9% |
| Third Federal Savings and Loan Association of Cleveland | 276 | 6.990% | $105,000 | 37.7% |
| MOVEMENT MORTGAGE, LLC | 255 | 6.875% | $305,000 | 4.4% |
| Bank of America, National Association | 245 | 6.240% | $125,000 | 53.5% |
| JPMorgan Chase Bank, National Association | 242 | 6.625% | $275,000 | 15.9% |
| FREEDOM MORTGAGE CORPORATION | 238 | 6.250% | $325,000 | 20.5% |
| LOWER, LLC | 207 | 6.625% | $275,000 | 8.3% |
| NEWREZ LLC | 198 | 6.750% | $280,000 | 42.2% |
| THE LOAN STORE, INC. | 197 | 6.875% | $305,000 | 16.6% |
| Mortgage Research Center, LLC | 196 | 6.250% | $335,000 | 28.4% |
| MORTGAGE 1 INCORPORATED | 186 | 6.625% | $305,000 | 1.5% |
| KIND LENDING, LLC | 185 | 6.625% | $315,000 | 27.8% |
| A&D Mortgage LLC | 174 | 6.875% | $275,000 | 15.8% |
| GUARANTEED RATE, INC. | 168 | 6.625% | $305,000 | 14.5% |
| Truist Bank | 166 | 6.658% | $155,000 | 53.4% |
| Navy Federal Credit Union | 163 | 6.875% | $205,000 | 35.2% |
| CHAMPIONS FUNDING, LLC | 137 | 7.750% | $255,000 | 19.4% |
| Regions Bank | 134 | 4.990% | $155,000 | 52.4% |
| NATIONSTAR MORTGAGE LLC | 133 | 7.250% | $185,000 | 21.4% |
| EVERETT FINANCIAL, INC. | 126 | 6.625% | $295,000 | 19.5% |
| Wells Fargo Bank, National Association | 117 | 6.500% | $295,000 | 30.4% |
| Citizens Bank, National Association | 114 | 7.388% | $255,000 | 39.2% |
| OCMBC, INC. | 114 | 6.875% | $295,000 | 15.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 111 | 6.750% | $295,000 | 15.8% |
| UNION HOME MORTGAGE CORP. | 106 | 6.500% | $345,000 | 16.4% |
| PNC Bank, National Association | 102 | 7.390% | $205,000 | 37.3% |
| VAN DYK MORTGAGE CORPORATION | 99 | 6.625% | $295,000 | 4.8% |
| Click n' Close, Inc. | 97 | 7.250% | $295,000 | 8.1% |
| U.S. Bank National Association | 95 | 6.875% | $265,000 | 41.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 95 | 7.374% | $285,000 | 20.2% |
| CMG MORTGAGE, INC. | 94 | 6.750% | $310,000 | 12.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 86 | 9.313% | $205,000 | 18.9% |
| FIGURE LENDING LLC | 85 | 8.700% | $75,000 | 23.4% |
| ZILLOW HOME LOANS, LLC | 85 | 6.625% | $285,000 | 10.4% |
| Luminate Bank | 84 | 6.750% | $300,000 | 9.4% |
| SECURITYNATIONAL MORTGAGE COMPANY | 84 | 6.990% | $285,000 | 16.0% |
| GUILD MORTGAGE COMPANY | 81 | 6.625% | $255,000 | 16.8% |
| Coastal Community Bank | 80 | 9.490% | $55,000 | 1.4% |
| ACHIEVA CREDIT UNION | 80 | 7.500% | $105,000 | 40.0% |
| COASTAL LOANS, LLC | 80 | 4.990% | $295,000 | 10.1% |
| Hometown Equity Mortgage, LLC | 79 | 7.250% | $305,000 | 48.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 79 | 6.625% | $375,000 | 14.0% |
| EMBRACE HOME LOANS, INC. | 78 | 5.990% | $295,000 | 8.2% |
| SPRING EQ, LLC | 75 | 8.825% | $75,000 | 73.2% |
| Cornerstone First Mortgage, Inc | 75 | 6.625% | $295,000 | 2.6% |
| Kiavi Funding, Inc. | 70 | 10.990% | $215,000 | 13.4% |
| Sanibel Captiva Community Bank | 70 | 8.500% | $420,000 | 3.9% |
| AmeriSave Mortgage Corporation | 68 | 7.813% | $110,000 | 77.0% |
| TD Bank, National Association | 67 | 7.440% | $255,000 | 34.3% |
| DEEPHAVEN MORTGAGE LLC | 67 | 7.250% | $265,000 | 40.9% |
| HOMEXPRESS MORTGAGE CORP. | 67 | 7.500% | $265,000 | 39.3% |
| Commerce Home Mortgage, Inc. | 66 | 7.250% | $310,000 | 18.5% |
| Citadel Servicing Corporation | 65 | 7.375% | $275,000 | 2.9% |
| AMWEST FUNDING CORP. | 64 | 6.750% | $255,000 | 11.1% |
| RMC HOME MORTGAGE, LLC | 59 | 6.125% | $295,000 | 6.4% |
| BETTER MORTGAGE CORPORATION | 57 | 6.750% | $305,000 | 49.6% |
| SPACE COAST CREDIT UNION | 57 | 5.750% | $165,000 | 41.4% |
| THE MORTGAGE WAREHOUSE,LLC | 57 | 6.625% | $305,000 | 3.4% |
| Equity Prime Mortgage LLC | 56 | 6.500% | $305,000 | 26.3% |
| LAKEVIEW LOAN SERVICING, LLC | 55 | 6.625% | $305,000 | 64.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 55 | 6.750% | $215,000 | 24.7% |
| POINT MORTGAGE CORPORATION | 53 | 6.750% | $295,000 | 0.0% |
| Plains Commerce Bank | 52 | 6.375% | $290,000 | 28.8% |
| Reliable Holdings Manager dba Lendz Financial | 52 | 7.375% | $205,000 | 1.9% |
| ARC HOME LLC | 52 | 7.125% | $330,000 | 26.8% |
| FineMark National Bank & Trust | 51 | Not published | $495,000 | 6.6% |
| GENEVA FINANCIAL, LLC | 51 | 6.500% | $295,000 | 1.9% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 48 | 6.313% | $265,000 | 17.3% |
| First Horizon Bank | 48 | 7.250% | $185,000 | 36.3% |
| JMAC LENDING, INC. | 48 | 6.500% | $305,000 | 9.4% |
| Fairway Independent Mortgage Corporation | 48 | 6.563% | $330,000 | 5.9% |
| Morgan Stanley Private Bank, National Association | 47 | 6.000% | $645,000 | 5.9% |
| Loan Funder LLC | 44 | 9.990% | $295,000 | 26.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 44 | 6.375% | $340,000 | 10.2% |
| Waterstone Mortgage Corporation | 44 | 6.990% | $270,000 | 12.0% |
| NFM, INC. | 44 | 5.995% | $425,000 | 2.2% |
| Flagstar Bank, N.A. | 43 | 6.500% | $335,000 | 39.7% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 43 | 6.625% | $345,000 | 11.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 42 | 6.995% | $210,000 | 60.5% |
| PLAZA HOME MORTGAGE, INC. | 42 | 6.625% | $290,000 | 44.0% |
| LENDSURE MORTGAGE CORP. | 42 | 7.500% | $275,000 | 6.3% |
| Synovus Bank | 41 | 8.300% | $175,000 | 32.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 41 | 6.500% | $285,000 | 10.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 41 | 6.625% | $295,000 | 4.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 40 | 6.375% | $275,000 | 7.0% |
| Cazle Mortgage, Inc. | 40 | 6.375% | $320,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 39 | 6.875% | $315,000 | 0.0% |
| CLEAREDGE LENDING LLC | 39 | 7.250% | $285,000 | 22.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 38 | 11.000% | $235,000 | 22.6% |
| NEXERA HOLDING LLC | 38 | 7.313% | $315,000 | 11.6% |
| HARTFORD FUNDING, LTD. | 36 | 7.500% | $245,000 | 12.0% |
| STOCKTON MORTGAGE CORPORATION | 36 | 6.625% | $315,000 | 2.7% |
| PLANET HOME LENDING, LLC | 36 | 5.995% | $325,000 | 14.0% |
| Taylor Morrison Home Funding, Inc. | 35 | 6.500% | $595,000 | 12.5% |
| Lendage, LLC | 35 | 10.875% | $65,000 | 19.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 35 | 6.875% | $265,000 | 2.8% |
| Summit Mortgage Corporation | 35 | 6.500% | $365,000 | 2.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 34 | 7.875% | $110,000 | 19.1% |
| MIDFLORIDA | 34 | 6.250% | $180,000 | 60.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 34 | 6.740% | $300,000 | 11.6% |
| Liberty | 34 | 6.938% | $370,000 | 5.6% |
| AMERICAN HERITAGE LENDING, LLC | 33 | 7.000% | $265,000 | 13.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 33 | 6.625% | $335,000 | 2.9% |
| Busey Bank | 33 | 7.750% | $255,000 | 17.5% |
| INSPIRE HOME LOANS INC. | 32 | 4.875% | $295,000 | 35.3% |
| Mortgage Right | 32 | 6.563% | $385,000 | 8.6% |
| MY MORTGAGE, INC. | 32 | 6.813% | $340,000 | 0.0% |
| Barrington Bank & Trust Company, National Association | 32 | 6.558% | $285,000 | 3.0% |
| Centennial Bank | 31 | 6.875% | $325,000 | 13.5% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 31 | 6.625% | $325,000 | 8.8% |
| Stifel Bank and Trust | 30 | 6.125% | $335,000 | 6.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 29 | 5.990% | $365,000 | 25.9% |
| Charles Schwab Bank, SSB | 29 | 5.750% | $465,000 | 3.3% |
| AMERITRUST MORTGAGE CORPORATION | 28 | 6.688% | $330,000 | 6.7% |
| LIMA ONE CAPITAL, LLC | 28 | 9.450% | $260,000 | 20.0% |
| Bank OZK | 28 | 5.990% | $180,000 | 34.8% |
| FBC MORTGAGE, LLC | 28 | 5.433% | $335,000 | 20.0% |
| Logan Finance Corporation | 28 | 6.999% | $255,000 | 15.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 28 | 6.438% | $330,000 | 14.7% |
| NQM FUNDING, LLC | 27 | 7.374% | $345,000 | 18.0% |
| RESICENTRAL, LLC | 27 | 6.490% | $295,000 | 3.3% |
| Bell Bank | 27 | 6.750% | $365,000 | 0.0% |
| Ixonia Bank | 26 | 6.875% | $265,000 | 18.2% |
| 254900CTT87ZKAUTIJ37 | 26 | 9.750% | $320,000 | 30.0% |
| The Huntington National Bank | 26 | 6.933% | $360,000 | 3.7% |
| UBS Bank USA | 26 | 5.875% | $1,055,000 | 7.1% |
| LENDINGONE, LLC | 25 | 7.370% | $235,000 | 56.9% |
| BMO Bank National Association | 25 | 7.880% | $265,000 | 50.9% |
| FINANCE OF AMERICA REVERSE LLC | 25 | 6.375% | $215,000 | 26.5% |
| SouthState Bank, National Association | 25 | 7.200% | $175,000 | 25.7% |
| American Momentum Bank | 24 | Not published | $430,000 | 17.2% |
| RBC Bank, (Georgia) National Association | 24 | 5.875% | $340,000 | 16.7% |
| THE EQUITABLE MORTGAGE CORPORATION | 24 | 6.750% | $405,000 | 20.0% |
| Manufacturers and Traders Trust Company | 23 | 5.990% | $325,000 | 34.3% |
| TOP FLITE FINANCIAL, INC. | 23 | 6.500% | $215,000 | 11.1% |
| Discover Bank | 22 | 8.465% | $85,000 | 86.9% |
| PENTAGON FEDERAL CREDIT UNION | 22 | 7.188% | $260,000 | 52.2% |
| PHH Mortgage Corporation | 22 | 6.250% | $270,000 | 18.5% |
| GoodLeap, LLC | 22 | 6.188% | $160,000 | 34.9% |
| SUN WEST MORTGAGE COMPANY, INC. | 22 | 6.063% | $315,000 | 18.2% |
| Prosperity Home Mortgage, LLC | 22 | 6.563% | $295,000 | 24.1% |
| NEW DAY FINANCIAL, LLC | 21 | 6.740% | $265,000 | 56.6% |
| FlexPoint, Inc. | 21 | 7.500% | $265,000 | 3.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 21 | 9.865% | $245,000 | 0.0% |
| Raymond James Bank | 21 | 5.500% | $665,000 | 4.6% |
| BELEM SERVICING LLC | 21 | 6.750% | $315,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 20 | 6.370% | $265,000 | 57.1% |
| USAA Federal Savings Bank | 20 | 6.250% | $340,000 | 43.2% |
| ICE LENDER HOLDINGS LLC | 20 | 6.813% | $170,000 | 13.0% |
| Filo Mortgage, L.L.C. | 20 | 6.688% | $330,000 | 8.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 20 | 7.200% | $220,000 | 0.0% |
| Wings Financial Credit Union | 20 | 7.000% | $125,000 | 14.3% |
| GERSHMAN INVESTMENT CORP. | 20 | 6.625% | $275,000 | 16.7% |
| Valley National Bank | 20 | 6.490% | $250,000 | 12.5% |
| Easy Street Capital, LLC | 20 | 9.900% | $195,000 | 0.0% |
| VISTA POINT MORTGAGE, LLC | 19 | 7.490% | $365,000 | 12.5% |
| Union Savings Bank | 19 | 7.000% | $395,000 | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 18 | 6.625% | $305,000 | 25.0% |
| DFCU FINANCIAL | 18 | 6.688% | $205,000 | 3.7% |
| KeyBank National Association | 18 | 6.750% | $460,000 | 21.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 18 | 6.625% | $290,000 | 13.0% |
| MATTAMY HOME FUNDING, LLC | 18 | 5.500% | $345,000 | 5.3% |
| First Bank | 17 | Not published | $265,000 | 30.8% |
| 21st Mortgage Corporation | 16 | 9.230% | $165,000 | 75.4% |
| The Federal Savings Bank | 16 | 6.625% | $330,000 | 23.8% |
| ALLIANT CREDIT UNION | 16 | 7.750% | $165,000 | 54.3% |
| Home Mortgage Alliance Corporation (HMAC) | 16 | 7.500% | $280,000 | 25.0% |
| T2 FINANCIAL LLC | 16 | 6.995% | $270,000 | 13.0% |
| PREMIUM MORTGAGE CORPORATION | 16 | 6.813% | $270,000 | 5.9% |
| City National Bank of Florida | 16 | 6.500% | $315,000 | 5.9% |
| 1ST FINANCIAL, INC. | 16 | 7.125% | $315,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 15 | 8.950% | $85,000 | 40.0% |
| INTELLILOAN, INC. | 15 | 6.125% | $315,000 | 15.0% |
| Tomo Mortgage, LLC | 15 | 6.125% | $305,000 | 16.7% |
| Midwest Mortgage Associates Corporation | 15 | 5.990% | $255,000 | 0.0% |
| NexBank | 15 | 6.875% | $395,000 | 10.5% |
| GVC MORTGAGE, INC. | 15 | 7.125% | $225,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 15 | 6.875% | $285,000 | 0.0% |
| DG PINNACLE FUNDING LLC | 15 | 7.250% | $305,000 | 11.8% |
| Bethpage Federal Credit Union | 14 | 6.490% | $245,000 | 40.0% |
| Northpointe Bank | 14 | 7.250% | $415,000 | 6.7% |
| The Central Trust Bank | 14 | 6.813% | $275,000 | 12.5% |
| Nations Lending Corporation | 14 | 6.688% | $250,000 | 15.0% |
| M/I FINANCIAL, LLC | 14 | 4.875% | $335,000 | 21.1% |
| OAKTREE FUNDING CORP. | 14 | 8.375% | $330,000 | 0.0% |
| Valon Mortgage, Inc. | 13 | 9.000% | $85,000 | 19.2% |
| STG MORTGAGE INC | 13 | 6.375% | $355,000 | 17.7% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 705 lenders each made 13 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lee County
162 FDIC-insured branches from 34 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
11 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 23471 Walden Center Dr, Bonita Springs
- FineMark National Bank & Trust, 10010 Coconut Rd, Bonita Springs
- FineMark National Bank & Trust, 10200 Cypress Cove Dr, Fort Myers
- FineMark National Bank & Trust, 15070 Shell Point Blvd., Fort Myers
- FineMark National Bank & Trust, 26800 S Tamiami Trl, Bonita Springs
- FineMark National Bank & Trust, 8695 College Parkway, Fort Myers
- Synovus Bank, 1261 Homestead Rd N, Lehigh Acres
- Synovus Bank, 205 Del Prado Blvd S, Cape Coral
- Synovus Bank, 3360 Bonita Beach Rd, Bonita Springs
- Synovus Bank, 7900 Summerlin Lakes Dr, Fort Myers
- Third Federal Savings and Loan Association of Cleveland, 25301 S Tamiami Trl, Bonita Springs
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.