Mortgage Lender Index

STOCKTON MORTGAGE CORPORATION

STOCKTON MORTGAGE CORPORATION received 11,060 applications in 2025 and made 7,147 mortgages, in 1,026 counties across 26 states. The median rate its borrowers got was 6.625% on a median loan of $235,000. Of 8,085 decisions, 873 were denials — 10.8%, most often for debt-to-income ratio.

Legal Entity Identifier549300QR0KFPEDZPEI42
Applications received11,060
Mortgages made7,147
Denied873
Approved, not taken up65
Withdrawn or incomplete2,975
Loans bought from other lenders0
Median rate spread over the prime offer rate0.497 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase6,068 6.625%$235,000 5.9%
Refinancing484 6.125%$295,000 21.4%
Cash-out refinancing527 6.750%$205,000 39.8%
Other purposes68 9.188%$75,000 1.5%

Where STOCKTON MORTGAGE CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Madison County, AL 2826.313%5.0%
Jefferson County, KY 2226.500%8.2%
Fayette County, KY 1986.500%5.6%
Kenton County, KY 1756.625%4.9%
Knox County, TN 1496.500%3.2%
Campbell County, KY 1376.625%4.2%
Boone County, KY 1306.625%4.4%
Allen County, IN 1216.875%7.6%
Scott County, KY 1166.500%3.3%
Allegheny County, PA 1036.625%6.3%
Mobile County, AL 916.625%5.2%
Franklin County, KY 916.750%9.0%
Hamilton County, OH 856.875%7.6%
Jefferson County, AL 846.750%17.1%
Blount County, TN 736.500%7.6%
Limestone County, AL 726.250%1.3%
Shelby County, TN 696.500%16.3%
Wood County, WV 696.500%6.8%
Cobb County, GA 656.500%1.5%
Fulton County, GA 646.125%12.2%
Wells County, IN 636.875%4.6%
Washington County, PA 566.625%7.9%
Morgan County, AL 536.250%10.0%
Christian County, KY 536.375%11.7%
Madison County, KY 536.500%11.7%
Polk County, FL 516.625%5.5%
Jessamine County, KY 516.375%3.7%
Polk County, IA 496.625%3.9%
Etowah County, AL 486.688%4.0%
Tippecanoe County, IN 486.875%2.0%
Warren County, KY 486.625%10.9%
Cabell County, WV 457.250%9.8%
Shelby County, AL 446.750%14.8%
Cook County, IL 446.625%18.5%
Lawrence County, OH 446.875%2.2%
Cullman County, AL 426.625%10.4%
St. Clair County, AL 426.750%6.7%
Anderson County, KY 426.688%4.6%
Monroe County, IN 416.875%0.0%
Boyd County, KY 416.750%10.6%
DeSoto County, MS 416.540%4.7%
Fayette County, PA 406.625%6.8%
Tuscaloosa County, AL 397.000%4.9%
Floyd County, KY 396.625%13.0%
Rankin County, MS 396.625%7.1%
DeKalb County, GA 386.125%0.0%
Washington County, OH 386.688%11.4%
Alcorn County, MS 376.500%5.1%
Monroe County, MS 376.625%5.1%
Lee County, FL 366.625%2.7%

Get told when this changes

When STOCKTON MORTGAGE CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.