Mortgage Lender Index

Mortgage lenders in Knox County

13,458 mortgages were made in Knox County, Tennessee, in 2025, by 531 lenders. The median rate their borrowers got was 6.500% on a median loan of $255,000. Of 17,507 decisions, 3,195 were denials — 18.3%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 948 6.625% $225,000 14.1%
MORTGAGE INVESTORS GROUP, INC. 822 6.500% $335,000 3.4%
KNOXVILLE TVA EMPLOYEES CREDIT UNION 699 5.990% $105,000 5.4%
UNITED SHORE FINANCIAL SERVICES, LLC 691 6.125% $345,000 9.5%
Home Federal Bank of Tennessee 571 5.990% $235,000 5.9%
ORNL 450 7.500% $165,000 16.3%
Regions Bank 431 4.990% $105,000 34.5%
First Horizon Bank 336 7.250% $245,000 24.9%
Y-12 Federal Credit Union 330 7.250% $125,000 30.4%
Fairway Independent Mortgage Corporation 326 6.625% $315,000 5.8%
Truist Bank 288 6.650% $155,000 30.9%
CMG MORTGAGE, INC. 235 6.625% $335,000 2.7%
DHI MORTGAGE COMPANY, LTD. 229 6.250% $305,000 8.3%
MOVEMENT MORTGAGE, LLC 219 6.625% $305,000 6.6%
PENNYMAC LOAN SERVICES, LLC 193 6.124% $315,000 16.8%
FIRST COMMUNITY MORTGAGE, INC. 191 6.250% $265,000 2.4%
FREEDOM MORTGAGE CORPORATION 169 6.250% $315,000 11.9%
STOCKTON MORTGAGE CORPORATION 149 6.500% $365,000 3.2%
Pinnacle Bank 145 6.375% $265,000 13.9%
Mortgage Research Center, LLC 138 6.188% $335,000 28.2%
NEWREZ LLC 130 6.500% $355,000 26.4%
Navy Federal Credit Union 128 6.625% $255,000 26.7%
FirstBank 127 6.750% $345,000 16.7%
KNOXVILLE TEACHERS FEDERAL CREDIT UNION 124 6.650% $195,000 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. 123 8.500% $195,000 62.5%
Kiavi Funding, Inc. 114 10.240% $215,000 10.2%
AMERICAN PACIFIC MORTGAGE CORPORATION 114 6.375% $300,000 6.5%
Bank of America, National Association 112 5.990% $160,000 39.0%
NATIONSTAR MORTGAGE LLC 111 7.125% $135,000 19.0%
U.S. Bank National Association 110 7.975% $190,000 29.5%
Countybank 104 6.500% $355,000 6.3%
CROSSCOUNTRY MORTGAGE, INC. 103 6.575% $305,000 7.9%
Broker Solutions, Inc. 101 6.625% $275,000 12.9%
U. T. Federal Credit Union 101 7.125% $75,000 19.3%
GUARANTEED RATE, INC. 96 6.750% $280,000 8.4%
EUSTIS MORTGAGE CORPORATION 85 6.500% $265,000 1.2%
JPMorgan Chase Bank, National Association 84 6.250% $310,000 8.6%
Peoples Bank of the South 76 Not published $200,000 0.0%
SouthEast Bank 75 7.500% $255,000 4.7%
SmartBank 68 7.250% $250,000 14.0%
UNION HOME MORTGAGE CORP. 65 6.250% $325,000 14.3%
THE LOAN STORE, INC. 64 6.933% $315,000 10.3%
Fifth Third Bank, National Association 61 7.250% $165,000 39.3%
AMERIHOME MORTGAGE COMPANY, LLC 60 6.625% $330,000 9.1%
United Community Bank 59 6.500% $195,000 29.1%
MUTUAL OF OMAHA MORTGAGE, INC. 59 6.625% $285,000 9.2%
LOWER, LLC 58 6.500% $315,000 6.5%
EASTMAN CREDIT UNION 57 6.500% $245,000 18.6%
SPRING EQ, LLC 56 8.275% $75,000 63.0%
Loandepot.Com, LLC 56 6.375% $250,000 31.4%
KIND LENDING, LLC 53 6.625% $335,000 34.6%
AmeriSave Mortgage Corporation 51 7.875% $95,000 59.4%
SOFI BANK, NATIONAL ASSOCIATION 50 7.582% $135,000 11.9%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 50 6.500% $315,000 7.3%
Mountain Commerce Bank 50 Not published $405,000 3.6%
Coastal Community Bank 49 10.990% $55,000 2.7%
AMERICAN FINANCIAL RESOURCES, INC. 49 6.500% $315,000 9.3%
FIGURE LENDING LLC 48 10.375% $55,000 30.1%
ENRICHMENT 47 6.250% $185,000 1.8%
CITY EMPLOYEES CREDIT UNION 45 5.850% $75,000 0.0%
LAKEVIEW LOAN SERVICING, LLC 44 6.250% $280,000 45.2%
USAA Federal Savings Bank 42 6.125% $365,000 20.8%
First Century Bank 41 Not published $275,000 6.7%
21st Mortgage Corporation 39 10.160% $85,000 83.2%
Click n' Close, Inc. 39 7.125% $245,000 4.9%
Commercial Bank 36 7.000% $215,000 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 35 10.040% $165,000 20.0%
Wells Fargo Bank, National Association 33 6.500% $255,000 23.3%
Gateway First Bank 33 6.625% $345,000 2.9%
Lendage, LLC 33 11.000% $55,000 9.8%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 32 6.625% $390,000 0.0%
Citizens Bank 31 Not published $225,000 0.0%
LENDINGONE, LLC 30 7.585% $215,000 34.8%
BETTER MORTGAGE CORPORATION 30 6.938% $270,000 27.3%
Citizens Bank, National Association 30 8.150% $105,000 32.6%
PHH Mortgage Corporation 30 5.875% $180,000 11.8%
NFM, INC. 30 6.625% $305,000 0.0%
Renasant Bank 29 6.375% $245,000 9.4%
Discover Bank 28 8.380% $65,000 67.1%
CARRINGTON MORTGAGE SERVICES, LLC 28 6.438% $215,000 51.9%
AMERICAN FINANCIAL NETWORK, INC. 27 6.500% $375,000 20.6%
CANOPY MORTGAGE, LLC 27 6.125% $285,000 6.7%
Bank of Tennessee 26 6.875% $280,000 6.7%
CONSUMER Credit Union 26 5.688% $275,000 9.4%
FIRST COLONY MORTGAGE CORPORATION 25 6.375% $315,000 3.5%
Farm Credit Mid-America 25 7.000% $285,000 0.0%
RESICENTRAL, LLC 24 6.490% $295,000 4.0%
Builtwell Bank 24 Not published $145,000 11.1%
GoodLeap, LLC 23 6.000% $155,000 16.7%
PRINCETON MORTGAGE CORPORATION 23 6.490% $345,000 6.9%
EMM LOANS LLC 23 6.625% $385,000 0.0%
NBKC BANK 22 6.188% $400,000 8.3%
NexBank 22 6.500% $295,000 15.4%
GVC MORTGAGE, INC. 22 6.750% $290,000 0.0%
NEW DAY FINANCIAL, LLC 20 6.875% $365,000 40.0%
Equity Prime Mortgage LLC 20 6.625% $275,000 9.1%
Apex Bank 20 Not published $190,000 12.5%
TNBANK 20 Not published $280,000 8.3%
RELIANCE FIRST CAPITAL, LLC 20 6.375% $225,000 4.6%
CHAMPIONS FUNDING, LLC 19 7.625% $225,000 24.0%
Third Federal Savings and Loan Association of Cleveland 18 6.990% $120,000 45.7%
Hearthside Bank Corporation 18 Not published $325,000 5.0%
PNC Bank, National Association 17 7.520% $145,000 51.3%
Sierra Pacific Mortgage Company, Inc. 17 6.500% $305,000 19.1%
Morgan Stanley Private Bank, National Association 17 6.025% $565,000 15.0%
DEEPHAVEN MORTGAGE LLC 17 7.500% $315,000 22.7%
Community Trust Bank, Inc. 17 7.500% $275,000 5.6%
254900M2C4Q6DATP2889 16 6.058% $305,000 27.3%
Valon Mortgage, Inc. 16 9.325% $65,000 8.7%
TNConnect Credit Union 16 7.500% $50,000 23.8%
VILLAGE CAPITAL & INVESTMENT LLC 15 5.750% $395,000 22.9%
CHURCHILL MORTGAGE CORPORATION 15 6.750% $285,000 4.6%
SUN WEST MORTGAGE COMPANY, INC. 15 6.250% $315,000 16.7%
Commerce Home Mortgage, Inc. 15 7.750% $255,000 0.0%
Filo Mortgage, L.L.C. 15 6.500% $325,000 0.0%
Hometown Equity Mortgage, LLC 15 7.375% $215,000 9.5%
PLANET HOME LENDING, LLC 15 5.990% $325,000 25.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 15 6.750% $275,000 5.6%
Flagstar Bank, N.A. 15 6.250% $295,000 6.3%
First-Citizens Bank & Trust Company 14 6.363% $400,000 37.5%
SUCCESS MORTGAGE PARTNERS, INC. 14 6.313% $305,000 0.0%
Ameris Bank 14 6.688% $275,000 0.0%
The First National Bank of Oneida 14 Not published $230,000 0.0%
EVERETT FINANCIAL, INC. 13 6.625% $265,000 12.5%
Wolfe Financial, Inc 13 6.875% $255,000 7.1%
PLAZA HOME MORTGAGE, INC. 13 6.375% $325,000 18.8%
RIGHT START MORTGAGE, INC. 13 6.625% $255,000 0.0%
LoanUnited.com, LLC 12 6.063% $325,000 25.0%
PENTAGON FEDERAL CREDIT UNION 12 7.250% $190,000 20.0%
ABL RPC Residential Credit Acquisition LLC 12 12.115% $415,000 5.3%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 12 6.100% $460,000 0.0%
Old National Bank 12 6.183% $360,000 7.7%
TOP FLITE FINANCIAL, INC. 11 6.624% $315,000 21.4%
LIMA ONE CAPITAL, LLC 11 10.700% $335,000 15.4%
First Financial Bank, National Association 11 6.375% $185,000 21.4%
Waterstone Mortgage Corporation 11 6.750% $315,000 0.0%
JMAC LENDING, INC. 11 6.250% $315,000 0.0%
ALCOA TENN FEDERAL CREDIT UNION 11 5.990% $245,000 0.0%
UBank 11 Not published $285,000 0.0%
Easy Street Capital, LLC 11 9.900% $195,000 0.0%
Tomo Mortgage, LLC 10 6.245% $350,000 0.0%
The Federal Savings Bank 10 6.250% $335,000 9.1%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 10 6.148% $360,000 7.7%
HOMEXPRESS MORTGAGE CORP. 10 6.937% $285,000 47.6%
Prosperity Home Mortgage, LLC 10 5.933% $325,000 33.3%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 10 6.250% $355,000 0.0%
Plains Commerce Bank 10 6.375% $435,000 16.7%
ZILLOW HOME LOANS, LLC 10 6.375% $290,000 0.0%
Paramount Residential Mortgage Group, Inc. 10 6.375% $360,000 0.0%
GUILD MORTGAGE COMPANY 10 6.125% $385,000 0.0%
Legacy Home Loans, LLC 10 6.558% $310,000 0.0%
One Bank of Tennessee 10 7.050% $285,000 0.0%
SWBC MORTGAGE CORPORATION 10 6.625% $420,000 0.0%
A&D Mortgage LLC 9 Under 10 loans Under 10 loans 35.7%
OCMBC, INC. 9 Under 10 loans Under 10 loans 14.3%
PROVIDENT FUNDING ASSOCIATES, L.P. 9 Under 10 loans Under 10 loans 25.0%
FINANCE OF AMERICA REVERSE LLC 9 Under 10 loans Under 10 loans 16.7%
RPE Home, Inc 9 Under 10 loans Under 10 loans 10.0%
The Huntington National Bank 9 Under 10 loans Under 10 loans 10.0%
Mortgage Right 9 Under 10 loans Under 10 loans 0.0%
Liberty 9 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 9 Under 10 loans Under 10 loans 10.0%
Simmons Bank 9 Under 10 loans Under 10 loans 18.2%
NEW WAVE LENDING GROUP INC 9 Under 10 loans Under 10 loans 0.0%
GUIDANCE RESIDENTIAL, LLC 9 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 9 Under 10 loans Under 10 loans 10.0%
Zippy Loans, LLC 8 Under 10 loans Under 10 loans 57.9%
Loan Funder LLC 8 Under 10 loans Under 10 loans 11.1%
ISERVE RESIDENTIAL LENDING, LLC 8 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 8 Under 10 loans Under 10 loans 0.0%
FlexPoint, Inc. 8 Under 10 loans Under 10 loans 0.0%
MLD MORTGAGE INC. 8 Under 10 loans Under 10 loans 0.0%
Tennessee State Bank 8 Under 10 loans Under 10 loans 11.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 8 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 8 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 7 Under 10 loans Under 10 loans 63.9%
UBS Bank USA 7 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 7 Under 10 loans Under 10 loans 22.2%
IVY MORTGAGE, INC. 7 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 7 Under 10 loans Under 10 loans 11.1%
VELOCITY COMMERCIAL CAPITAL, LLC 7 Under 10 loans Under 10 loans 0.0%
Emporium TPO LLC 7 Under 10 loans Under 10 loans 0.0%
DOMINION FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 7 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 7 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 7 Under 10 loans Under 10 loans 0.0%
BAY EQUITY LLC 7 Under 10 loans Under 10 loans 0.0%
WALKER & DUNLOP, LLC 7 Under 10 loans Under 10 loans 0.0%
HomeTrust Bank 6 Under 10 loans Under 10 loans 45.5%
SOUTHWEST FUNDING, LP 6 Under 10 loans Under 10 loans 14.3%
First National Bank of America 6 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 6 Under 10 loans Under 10 loans 12.5%
FIRST BANCORP, INC. 6 Under 10 loans Under 10 loans 12.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 Under 10 loans Under 10 loans 0.0%
MORTGAGEONE, INC. 6 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 6 Under 10 loans Under 10 loans 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP 6 Under 10 loans Under 10 loans 0.0%
9845005BP6974AE5D838 6 Under 10 loans Under 10 loans 0.0%
STG MORTGAGE INC 6 Under 10 loans Under 10 loans 0.0%
Andrew Johnson Bank 6 Under 10 loans Under 10 loans 0.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 331 lenders each made 6 or fewer mortgages here, and are counted in the totals above.

Bank branches in Knox County

132 FDIC-insured branches from 31 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
First Horizon Bank 19$3.7 billion
Home Federal Bank of Tennessee 17$1.8 billion
Regions Bank 16$1.9 billion
Truist Bank 11$3.2 billion
U.S. Bank National Association 6$190.3 million
Pinnacle Bank 5$3.0 billion
SouthEast Bank 5$1.4 billion
FirstBank 4$713.4 million
Fifth Third Bank, National Association 4$289.9 million
First Century Bank 4$118.7 million
Commercial Bank 4$95.1 million
Bank of America, National Association 3$648.4 million
SmartBank 3$463.3 million
Apex Bank 3$74.4 million
Tennessee State Bank 3$72.6 million
FSNB, National Association 3$5.7 million
Centennial Bank 2$284.2 million
First-Citizens Bank & Trust Company 2$164.1 million
JPMorgan Chase Bank, National Association 2$97.0 million
Citizens Bank 2$94.1 million
First US Bank 2$80.1 million
TNBANK 2$74.9 million
First Peoples Bank of Tennessee 2$44.9 million
Bank of Tennessee 1$134.3 million
UBank 1$97.6 million
United Community Bank 1$82.4 million
Citizens National Bank 1$41.1 million
Old National Bank 1$34.3 million
Builtwell Bank 1$27.8 million
Renasant Bank 1$26.3 million
Hearthside Bank Corporation 1$12.2 million

Closed since the 2025 survey

3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Knox County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.