Mortgage Lender Index

RIGHT START MORTGAGE, INC.

RIGHT START MORTGAGE, INC. received 4,240 applications in 2025 and made 2,872 mortgages, in 426 counties across 27 states. The median rate its borrowers got was 6.625% on a median loan of $275,000. Of 3,209 decisions, 322 were denials — 10.0%, most often for debt-to-income ratio.

Legal Entity Identifier549300UT4EN6IH579Q63
Applications received4,240
Mortgages made2,872
Denied322
Approved, not taken up15
Withdrawn or incomplete1,031
Loans bought from other lenders0
Median rate spread over the prime offer rate0.61 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,618 6.625%$275,000 8.6%
Refinancing124 6.490%$305,000 21.7%
Cash-out refinancing130 6.875%$265,000 23.7%

Where RIGHT START MORTGAGE, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Bexar County, TX 3066.500%10.5%
Hidalgo County, TX 2486.625%12.7%
Randall County, TX 1326.625%2.9%
Ector County, TX 896.750%3.3%
Canyon County, ID 796.375%5.9%
Angelina County, TX 786.500%7.1%
Harris County, TX 756.875%15.6%
Miami-Dade County, FL 676.750%9.3%
Potter County, TX 626.750%6.1%
Tarrant County, TX 616.750%14.1%
Dallas County, TX 596.625%9.0%
Denton County, TX 586.490%4.9%
Collin County, TX 486.500%11.1%
Fort Bend County, TX 485.990%20.0%
Cameron County, TX 406.875%18.4%
Pima County, AZ 396.000%9.3%
Pierce County, WA 386.625%7.3%
Webb County, TX 376.250%2.6%
Comal County, TX 356.625%10.0%
Atascosa County, TX 326.750%13.5%
Guadalupe County, TX 326.250%11.1%
Midland County, TX 316.750%6.1%
Doña Ana County, NM 296.750%0.0%
Nacogdoches County, TX 286.490%0.0%
Duval County, FL 276.490%10.0%
Broward County, FL 266.750%3.7%
King County, WA 236.990%20.7%
Medina County, TX 216.624%19.2%
Maricopa County, AZ 196.624%0.0%
Hale County, TX 196.990%5.0%
Washoe County, NV 186.250%14.3%
Fairfield County, OH 186.750%0.0%
Contra Costa County, CA 176.490%0.0%
Ada County, ID 176.375%15.0%
Montgomery County, TX 176.750%26.1%
St. Johns County, FL 166.688%0.0%
Kaufman County, TX 166.625%11.1%
Palm Beach County, FL 156.750%21.1%
Hutchinson County, TX 146.933%12.5%
Kendall County, TX 146.933%0.0%
Knox County, TN 136.625%0.0%
Adams County, CO 126.625%7.1%
Andrews County, TX 126.500%7.7%
Rockwall County, TX 126.500%0.0%
Snohomish County, WA 126.558%0.0%
Forsyth County, GA 116.500%0.0%
Ellis County, TX 116.490%8.3%
Grayson County, TX 116.500%0.0%
Claiborne County, TN 9Under 10 loans10.0%
Johnson County, TX 9Under 10 loans0.0%

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When RIGHT START MORTGAGE, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.