Mortgage Lender Index

Mortgage lenders in Hale County

278 mortgages were made in Hale County, Texas, in 2025, by 110 lenders. The median rate their borrowers got was 6.625% on a median loan of $145,000. Of 442 decisions, 148 were denials — 33.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Prosperity Bank 46 6.750% $110,000 27.9%
RIGHT START MORTGAGE, INC. 19 6.990% $135,000 5.0%
T2 FINANCIAL LLC 16 6.500% $160,000 5.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 16 6.375% $210,000 5.9%
Rocket Mortgage, LLC 14 6.750% $140,000 31.8%
ALLIANCE CREDIT UNION 13 6.500% $175,000 13.3%
UNITED SHORE FINANCIAL SERVICES, LLC 11 7.125% $165,000 8.3%
Texas Tech Federal Credit Union 11 6.375% $115,000 0.0%
West Texas National Bank 9 Under 10 loans Under 10 loans 0.0%
Amarillo National Bank 7 Under 10 loans Under 10 loans 18.2%
FREEDOM MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 12.5%
PENNYMAC LOAN SERVICES, LLC 5 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 28.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 Under 10 loans Under 10 loans 0.0%
City Bank 4 Under 10 loans Under 10 loans 33.3%
KIND LENDING, LLC 4 Under 10 loans Under 10 loans 42.9%
Wells Fargo Bank, National Association 4 Under 10 loans Under 10 loans 33.3%
FLAT BRANCH MORTGAGE, INC. 4 Under 10 loans Under 10 loans 20.0%
Beeline Loans, Inc. 4 Under 10 loans Under 10 loans 0.0%
First United Bank 4 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 4 Under 10 loans Under 10 loans 0.0%
Centennial Bank 3 Under 10 loans Under 10 loans 70.0%
Western Bank 3 Under 10 loans Under 10 loans 72.7%
PLAZA HOME MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 88.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 2 Under 10 loans Under 10 loans 0.0%
Education Credit Union 2 Under 10 loans Under 10 loans 33.3%
Access Community Credit Union 2 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 2 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 2 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 2 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 2 Under 10 loans Under 10 loans 0.0%
FirstBank Southwest 2 Under 10 loans Under 10 loans 0.0%
East West Bank 2 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 83.3%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 75.0%
FIGURE LENDING LLC 1 Under 10 loans Under 10 loans 66.7%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 50.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
Wellington State Bank 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF TEXAS 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank Texas 1 Under 10 loans Under 10 loans 0.0%
Community National Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
Vista Bank 1 Under 10 loans Under 10 loans 0.0%
GULF COAST EDUCATORS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ACFCU Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
NORWICH COMMERCIAL GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Texas DPS Credit Union 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 80.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
BOKF, National Association 0 Under 10 loans Under 10 loans 100.0%
Truist Bank 0 Under 10 loans Under 10 loans 100.0%
Complex Community Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
The People's Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
HomePromise Corporation 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
WESTSTAR MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
MEMBER FIRST MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
EDUCATORS CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CLEAREDGE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
ENVOY MORTGAGE, LTD 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
FINANCE OF AMERICA REVERSE LLC 0 Under 10 loans Under 10 loans Not published
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
HOMETRUST MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Stride Bank, National Association 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Hale County

13 FDIC-insured branches from 9 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
First United Bank 4$124.8 million
Centennial Bank 2$339.0 million
Prosperity Bank 1$111.3 million
Wells Fargo Bank, National Association 1$85.5 million
Western Bank 1$35.1 million
West Texas National Bank 1$34.0 million
The First State Bank 1$31.9 million
First National Bank Texas 1$7.9 million
First State Bank of Burnet 1$4.6 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Hale County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.