HOMETRUST MORTGAGE COMPANY
HOMETRUST MORTGAGE COMPANY received 1,413 applications in 2025 and made 751 mortgages, in 124 counties across 11 states. The median rate its borrowers got was 6.625% on a median loan of $285,000. Of 897 decisions, 141 were denials — 15.7%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300ZPJVCRRFETOG85 |
|---|---|
| Applications received | 1,413 |
| Mortgages made | 751 |
| Denied | 141 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 516 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.352 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 705 | 6.625% | $285,000 | 14.6% |
| Refinancing | 18 | 6.250% | $410,000 | 43.8% |
| Cash-out refinancing | 28 | 7.125% | $225,000 | 16.7% |
Where HOMETRUST MORTGAGE COMPANY lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, TX | 127 | 6.750% | 11.2% |
| Bernalillo County, NM | 117 | 6.500% | 7.8% |
| Galveston County, TX | 75 | 6.625% | 10.6% |
| Montgomery County, TX | 56 | 6.625% | 8.2% |
| Moore County, TX | 43 | 6.250% | 17.3% |
| Walker County, TX | 29 | 6.875% | 9.4% |
| Brazoria County, TX | 28 | 6.500% | 6.7% |
| Sandoval County, NM | 25 | 6.375% | 10.7% |
| Travis County, TX | 22 | 6.625% | 35.3% |
| Williamson County, TX | 21 | 6.625% | 12.5% |
| Fort Bend County, TX | 12 | 6.688% | 7.7% |
| Baldwin County, AL | 10 | 6.438% | 37.5% |
| Jefferson County, TX | 10 | 6.813% | 9.1% |
| Lamar County, MS | 9 | Under 10 loans | 18.2% |
| Randall County, TX | 9 | Under 10 loans | 18.2% |
| Jones County, MS | 8 | Under 10 loans | 52.9% |
| Escambia County, FL | 7 | Under 10 loans | 0.0% |
| Valencia County, NM | 7 | Under 10 loans | 41.7% |
| Hays County, TX | 7 | Under 10 loans | 12.5% |
| Lubbock County, TX | 7 | Under 10 loans | 12.5% |
| Forrest County, MS | 6 | Under 10 loans | 45.5% |
| Bell County, TX | 6 | Under 10 loans | 14.3% |
| Hockley County, TX | 6 | Under 10 loans | 0.0% |
| Harrison County, MS | 5 | Under 10 loans | 0.0% |
| Potter County, TX | 5 | Under 10 loans | 33.3% |
| Santa Rosa County, FL | 3 | Under 10 loans | 0.0% |
| Oakland County, MI | 3 | Under 10 loans | 0.0% |
| Santa Fe County, NM | 3 | Under 10 loans | 25.0% |
| Bastrop County, TX | 3 | Under 10 loans | 25.0% |
| Brazos County, TX | 3 | Under 10 loans | 0.0% |
| Comal County, TX | 3 | Under 10 loans | 0.0% |
| Grimes County, TX | 3 | Under 10 loans | 25.0% |
| McLennan County, TX | 3 | Under 10 loans | 0.0% |
| Orange County, TX | 3 | Under 10 loans | 0.0% |
| Trinity County, TX | 3 | Under 10 loans | 0.0% |
| Mobile County, AL | 2 | Under 10 loans | 0.0% |
| Caddo Parish, LA | 2 | Under 10 loans | 33.3% |
| Torrance County, NM | 2 | Under 10 loans | 0.0% |
| Carson County, TX | 2 | Under 10 loans | 0.0% |
| Chambers County, TX | 2 | Under 10 loans | 0.0% |
| Dallam County, TX | 2 | Under 10 loans | 33.3% |
| Fayette County, TX | 2 | Under 10 loans | 0.0% |
| Hardin County, TX | 2 | Under 10 loans | 0.0% |
| Hutchinson County, TX | 2 | Under 10 loans | 0.0% |
| Jasper County, TX | 2 | Under 10 loans | 0.0% |
| Leon County, TX | 2 | Under 10 loans | 0.0% |
| Robertson County, TX | 2 | Under 10 loans | 0.0% |
| San Jacinto County, TX | 2 | Under 10 loans | 0.0% |
| La Plata County, CO | 1 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
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When HOMETRUST MORTGAGE COMPANY’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.