Mortgage lenders in Escambia County
7,166 mortgages were made in Escambia County, Florida, in 2025, by 502 lenders. The median rate their borrowers got was 6.625% on a median loan of $225,000. Of 10,229 decisions, 2,539 were denials — 24.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Navy Federal Credit Union | 772 | 7.125% | $185,000 | 23.0% |
| Rocket Mortgage, LLC | 435 | 6.625% | $195,000 | 22.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 423 | 6.129% | $255,000 | 18.7% |
| DHI MORTGAGE COMPANY, LTD. | 381 | 4.990% | $295,000 | 17.8% |
| Mortgage Research Center, LLC | 225 | 6.250% | $275,000 | 27.5% |
| Regions Bank | 181 | 6.125% | $125,000 | 38.8% |
| MOVEMENT MORTGAGE, LLC | 179 | 6.500% | $205,000 | 4.1% |
| THE MORTGAGE FIRM, INC. | 163 | 6.750% | $245,000 | 1.7% |
| Pen Air Credit Union | 159 | 7.740% | $95,000 | 39.9% |
| GUILD MORTGAGE COMPANY | 158 | 6.250% | $245,000 | 4.7% |
| University Bank | 139 | 6.500% | $265,000 | 0.7% |
| Fairway Independent Mortgage Corporation | 111 | 6.433% | $215,000 | 13.3% |
| Gulf Winds Credit Union | 104 | 7.750% | $105,000 | 24.5% |
| PENNYMAC LOAN SERVICES, LLC | 98 | 6.125% | $235,000 | 16.7% |
| FREEDOM MORTGAGE CORPORATION | 88 | 6.250% | $265,000 | 11.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 88 | 6.625% | $280,000 | 3.2% |
| GUARANTEED RATE AFFINITY, LLC | 86 | 6.500% | $195,000 | 4.3% |
| CMG MORTGAGE, INC. | 83 | 6.625% | $265,000 | 9.8% |
| FBC MORTGAGE, LLC | 83 | 5.375% | $275,000 | 3.5% |
| LENNAR MORTGAGE, LLC | 82 | 4.625% | $285,000 | 14.6% |
| Kiavi Funding, Inc. | 76 | 10.000% | $160,000 | 11.5% |
| NEWREZ LLC | 74 | 6.375% | $245,000 | 29.0% |
| Synovus Bank | 71 | 7.000% | $165,000 | 26.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 65 | 6.575% | $225,000 | 6.9% |
| Loandepot.Com, LLC | 61 | 6.750% | $125,000 | 36.8% |
| NATIONSTAR MORTGAGE LLC | 61 | 6.990% | $145,000 | 11.3% |
| Bank of America, National Association | 55 | 6.375% | $135,000 | 51.6% |
| 21st Mortgage Corporation | 51 | 9.610% | $115,000 | 75.8% |
| GARDNER FINANCIAL SERVICES, LTD. | 46 | 6.500% | $265,000 | 3.6% |
| Renasant Bank | 44 | 7.339% | $250,000 | 17.0% |
| FIDELITY BANK | 44 | 6.500% | $230,000 | 8.3% |
| SouthState Bank, National Association | 44 | 6.500% | $255,000 | 8.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 43 | 6.625% | $225,000 | 8.5% |
| Ameris Bank | 43 | 6.490% | $325,000 | 4.4% |
| ServisFirst Bank | 41 | 7.125% | $385,000 | 6.7% |
| Broker Solutions, Inc. | 38 | 6.750% | $260,000 | 29.6% |
| DSLD MORTGAGE, LLC | 38 | 6.058% | $360,000 | 0.0% |
| Equity Prime Mortgage LLC | 35 | 6.250% | $235,000 | 20.5% |
| HANCOCK WHITNEY BANK | 35 | 5.750% | $155,000 | 24.5% |
| AmeriSave Mortgage Corporation | 34 | 7.063% | $85,000 | 66.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 34 | 6.250% | $215,000 | 30.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 34 | 6.813% | $250,000 | 10.3% |
| Cadence Bank | 34 | 6.750% | $200,000 | 12.8% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 34 | 6.500% | $285,000 | 0.0% |
| USAA Federal Savings Bank | 33 | 6.500% | $365,000 | 21.4% |
| Centennial Bank | 32 | 7.250% | $285,000 | 13.2% |
| MEMBERS FIRST CREDIT UNION OF FLORIDA | 32 | Not published | $75,000 | 22.7% |
| RMC HOME MORTGAGE, LLC | 31 | 5.990% | $345,000 | 8.8% |
| Coastal Community Bank | 30 | 11.615% | $25,000 | 0.0% |
| Truist Bank | 30 | 6.465% | $200,000 | 40.4% |
| DOMINION FINANCIAL SERVICES, LLC | 29 | 10.500% | $155,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 29 | 9.490% | $205,000 | 12.1% |
| SPRING EQ, LLC | 28 | 10.550% | $55,000 | 70.8% |
| FIGURE LENDING LLC | 28 | 8.875% | $70,000 | 35.7% |
| JPMorgan Chase Bank, National Association | 28 | 6.625% | $220,000 | 26.3% |
| Trustmark National Bank | 28 | 7.000% | $180,000 | 0.0% |
| Community Bank of Mississippi | 27 | 7.500% | $225,000 | 18.9% |
| VILLAGE CAPITAL & INVESTMENT LLC | 26 | 5.750% | $335,000 | 27.9% |
| NEW DAY FINANCIAL, LLC | 25 | 6.990% | $215,000 | 64.6% |
| LAKEVIEW LOAN SERVICING, LLC | 24 | 6.125% | $255,000 | 57.3% |
| TRIAD FINANCIAL SERVICES, INC. | 24 | 8.000% | $60,000 | 42.6% |
| PLANET HOME LENDING, LLC | 23 | 6.125% | $215,000 | 24.2% |
| FIRST COLONY MORTGAGE CORPORATION | 22 | 6.313% | $275,000 | 4.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 21 | 7.624% | $185,000 | 56.9% |
| PNC Bank, National Association | 21 | 7.450% | $165,000 | 53.2% |
| KIND LENDING, LLC | 21 | 6.875% | $295,000 | 32.3% |
| City National Bank of Florida | 21 | 6.125% | $225,000 | 4.6% |
| Zippy Loans, LLC | 20 | 8.000% | $55,000 | 68.2% |
| U.S. Bank National Association | 20 | 6.688% | $135,000 | 67.2% |
| DAS Acquisition Company, LLC | 20 | 6.875% | $265,000 | 0.0% |
| HARVESTERS FEDERAL CREDIT UNION | 20 | 7.057% | $210,000 | 9.1% |
| LENDINGONE, LLC | 19 | 7.020% | $125,000 | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 19 | 7.500% | $145,000 | 47.2% |
| Ixonia Bank | 18 | 6.933% | $255,000 | 23.1% |
| HOMEXPRESS MORTGAGE CORP. | 18 | 7.250% | $220,000 | 24.0% |
| GUARANTEED RATE, INC. | 17 | 6.475% | $285,000 | 19.2% |
| CHAMPIONS FUNDING, LLC | 17 | 7.999% | $235,000 | 26.1% |
| SUMMIT FUNDING, INC. | 17 | 6.875% | $255,000 | 15.0% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.250% | $235,000 | 10.5% |
| DEEPHAVEN MORTGAGE LLC | 17 | 7.625% | $265,000 | 26.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 17 | 7.850% | $155,000 | 0.0% |
| Citizens Bank, National Association | 16 | 8.150% | $165,000 | 30.4% |
| Wells Fargo Bank, National Association | 15 | 6.500% | $215,000 | 51.6% |
| THE LOAN STORE, INC. | 15 | 6.990% | $205,000 | 10.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 15 | 6.750% | $275,000 | 6.3% |
| GoodLeap, LLC | 14 | 6.763% | $105,000 | 36.4% |
| Hometown Equity Mortgage, LLC | 14 | 7.313% | $185,000 | 60.0% |
| EVERETT FINANCIAL, INC. | 14 | 7.313% | $230,000 | 11.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 14 | 6.438% | $255,000 | 11.8% |
| TOWNE MORTGAGE COMPANY | 14 | 5.990% | $240,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 13 | 7.125% | $225,000 | 18.8% |
| LoanUnited.com, LLC | 13 | 6.250% | $255,000 | 7.1% |
| ZILLOW HOME LOANS, LLC | 13 | 6.500% | $225,000 | 13.3% |
| Loan Funder LLC | 12 | 10.750% | $200,000 | 36.8% |
| AMWEST FUNDING CORP. | 12 | 6.938% | $235,000 | 14.3% |
| UNION HOME MORTGAGE CORP. | 12 | 6.375% | $270,000 | 18.8% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 12 | 10.303% | $175,000 | 7.1% |
| Manufacturers and Traders Trust Company | 12 | 6.120% | $195,000 | 13.3% |
| FirstBank | 11 | 6.875% | $285,000 | 39.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 11 | 6.250% | $205,000 | 22.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 11 | 6.250% | $285,000 | 0.0% |
| Plains Commerce Bank | 11 | 6.625% | $215,000 | 15.4% |
| ALL IN FEDERAL CREDIT UNION | 11 | 7.000% | $75,000 | 26.7% |
| MORTGAGEONE, INC. | 11 | 6.250% | $285,000 | 0.0% |
| Lendage, LLC | 11 | 10.875% | $65,000 | 0.0% |
| First Suncoast Trust BancShares, Inc. | 11 | Not published | $225,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 10 | 6.750% | $315,000 | 0.0% |
| ICE LENDER HOLDINGS LLC | 10 | 7.500% | $225,000 | 9.1% |
| 254900CTT87ZKAUTIJ37 | 10 | 9.990% | $135,000 | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 9 | Under 10 loans | Under 10 loans | 50.0% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 69.2% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 38.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Synergy One Lending, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| FINANCE OF AMERICA REVERSE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SWBC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 82.1% |
| 254900M2C4Q6DATP2889 | 7 | Under 10 loans | Under 10 loans | 50.0% |
| A&D Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Mid-Continent Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 15.4% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| HOMETRUST MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SmartBank | 7 | Under 10 loans | Under 10 loans | 11.1% |
| First Horizon Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LIMA ONE CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | Under 10 loans | Under 10 loans | 79.1% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 30.0% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN FINANCING CORPORATION | 6 | Under 10 loans | Under 10 loans | 46.7% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 6 | Under 10 loans | Under 10 loans | 50.0% |
| FlexPoint, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BankPlus | 6 | Under 10 loans | Under 10 loans | 20.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Loyalty Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Capital City Home Loans, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 60.0% |
| SOUTHWEST STAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 25.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| INSPIRE HOME LOANS INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| VISTA POINT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 37.5% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBH Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CLEARPATH LENDING | 4 | Under 10 loans | Under 10 loans | 20.0% |
| COASTAL LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 62.5% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 62.5% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Eglin Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TOWER Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GoPrime Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MidSouth Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 302 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Escambia County
47 FDIC-insured branches from 18 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Regions Bank | 8 | $1.0 billion |
| Pinnacle Bank | 4 | $853.3 million |
| Hancock Whitney Bank | 4 | $689.9 million |
| Wells Fargo Bank, National Association | 4 | $478.0 million |
| The Warrington Bank | 4 | $145.0 million |
| Bank of America, National Association | 3 | $731.1 million |
| PNC Bank, National Association | 3 | $335.7 million |
| Renasant Bank | 3 | $181.1 million |
| Truist Bank | 2 | $639.1 million |
| ServisFirst Bank | 2 | $628.2 million |
| Centennial Bank | 2 | $151.0 million |
| Bank of Pensacola | 2 | $132.6 million |
| SmartBank | 1 | $110.2 million |
| Trustmark Bank | 1 | $62.2 million |
| SouthState Bank, National Association | 1 | $62.1 million |
| The Huntington National Bank | 1 | $35.2 million |
| Community Bank of Mississippi | 1 | $22.1 million |
| MidSouth Bank | 1 | $20.0 million |
Closed since the 2025 survey
7 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 6727 N Davis Hwy, Pensacola
- Cadence Bank, 4890 Bayou Blvd, Pensacola
- Renasant Bank, 151 W Main St, Suite 104, Pensacola
- Synovus Bank, 125 W Romana St, Ste 100, Pensacola
- Synovus Bank, 1898 E Nine Mile Rd, Pensacola
- Synovus Bank, 2190 W Nine Mile Rd, Pensacola
- Synovus Bank, 4440 Bayou Blvd, Pensacola
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.