Mortgage Lender Index

INTERCOASTAL MORTGAGE, LLC

INTERCOASTAL MORTGAGE, LLC received 3,366 applications in 2025 and made 2,646 mortgages, in 389 counties across 20 states. The median rate its borrowers got was 6.490% on a median loan of $445,000. Of 3,079 decisions, 94 were denials — 3.1%, most often for debt-to-income ratio. 16 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300BM4NS8HDJT3X28
Applications received3,366
Mortgages made2,646
Denied94
Approved, not taken up339
Withdrawn or incomplete287
Loans bought from other lenders0
Median rate spread over the prime offer rate0.0295 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,398 6.500%$445,000 3.2%
Refinancing166 6.125%$485,000 0.5%
Cash-out refinancing74 6.625%$450,000 4.4%
Other purposes8 Under 10 loansUnder 10 loans 0.0%

Where INTERCOASTAL MORTGAGE, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Loudoun County, VA 4126.490%2.3%
Fairfax County, VA 3686.375%3.1%
Prince William County, VA 1096.375%2.4%
Frederick County, VA 806.500%0.0%
Monongalia County, WV 706.375%5.2%
Fauquier County, VA 696.500%1.4%
Arlington County, VA 676.500%1.3%
District of Columbia, DC 616.375%5.5%
Montgomery County, MD 576.250%0.0%
Montgomery County, TN 576.125%6.3%
Alexandria city, VA 456.500%2.0%
Berkeley County, WV 346.625%5.0%
Brunswick County, NC 316.750%5.0%
Prince George's County, MD 306.375%2.9%
New Hanover County, NC 276.625%0.0%
Stafford County, VA 266.375%0.0%
Harrison County, WV 256.490%3.5%
Marion County, WV 256.500%10.0%
Onslow County, NC 196.500%0.0%
Jefferson County, WV 196.625%4.4%
Anne Arundel County, MD 186.438%0.0%
Garrett County, MD 186.625%0.0%
Pender County, NC 186.438%4.8%
Mecklenburg County, NC 176.855%0.0%
Rockingham County, NC 166.750%0.0%
Beaufort County, SC 166.813%0.0%
Charleston County, SC 156.625%13.6%
Iredell County, NC 146.308%0.0%
Wake County, NC 146.688%0.0%
Moore County, NC 136.375%6.3%
Berkeley County, SC 126.500%11.8%
Spotsylvania County, VA 126.375%0.0%
Johnston County, NC 116.750%7.1%
Robeson County, NC 106.433%0.0%
Dorchester County, SC 106.375%7.7%
Horry County, SC 106.875%7.1%
Lexington County, SC 106.375%0.0%
York County, SC 106.625%7.7%
Baltimore County, MD 9Under 10 loans0.0%
Richland County, SC 9Under 10 loans7.1%
Sumter County, SC 9Under 10 loans15.4%
Hanover County, VA 9Under 10 loans0.0%
Warren County, VA 9Under 10 loans0.0%
Manassas city, VA 9Under 10 loans0.0%
Richmond city, VA 9Under 10 loans0.0%
Preston County, WV 9Under 10 loans9.1%
Frederick County, MD 8Under 10 loans0.0%
Howard County, MD 8Under 10 loans0.0%
Cabarrus County, NC 8Under 10 loans0.0%
Jasper County, SC 8Under 10 loans0.0%

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When INTERCOASTAL MORTGAGE, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.