Mortgage lenders in Charleston County
11,606 mortgages were made in Charleston County, South Carolina, in 2025, by 607 lenders. The median rate their borrowers got was 6.625% on a median loan of $365,000. Of 15,245 decisions, 3,073 were denials — 20.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 682 | 6.750% | $265,000 | 17.5% |
| First-Citizens Bank & Trust Company | 486 | 6.250% | $255,000 | 21.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 460 | 6.371% | $375,000 | 13.1% |
| SouthState Bank, National Association | 426 | 6.590% | $255,000 | 23.5% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 314 | 8.000% | $130,000 | 12.1% |
| Bank of America, National Association | 307 | 5.990% | $255,000 | 36.9% |
| Fifth Third Bank, National Association | 291 | 6.375% | $555,000 | 15.0% |
| CMG MORTGAGE, INC. | 270 | 6.750% | $405,000 | 6.8% |
| Navy Federal Credit Union | 263 | 7.750% | $155,000 | 29.3% |
| Ameris Bank | 216 | 6.625% | $415,000 | 10.7% |
| DHI MORTGAGE COMPANY, LTD. | 209 | 4.500% | $385,000 | 11.0% |
| CAROLINA ONE MORTGAGE, LLC | 195 | 6.625% | $385,000 | 1.5% |
| Renasant Bank | 193 | 6.625% | $485,000 | 3.5% |
| Truist Bank | 177 | 6.340% | $255,000 | 41.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 166 | 6.875% | $375,000 | 7.1% |
| PENNYMAC LOAN SERVICES, LLC | 161 | 6.499% | $355,000 | 15.0% |
| First National Bank of Pennsylvania | 154 | 6.313% | $510,000 | 12.0% |
| JPMorgan Chase Bank, National Association | 150 | 6.375% | $495,000 | 10.1% |
| Pinnacle Bank | 148 | 6.563% | $275,000 | 13.5% |
| TD Bank, National Association | 142 | 7.190% | $385,000 | 27.0% |
| NEWREZ LLC | 139 | 6.750% | $315,000 | 29.1% |
| BEACON COMMUNITY BANK | 137 | Not published | $695,000 | 8.4% |
| Citadel Servicing Corporation | 125 | 10.500% | $105,000 | 0.0% |
| Loandepot.Com, LLC | 115 | 6.875% | $215,000 | 22.6% |
| MOVEMENT MORTGAGE, LLC | 112 | 6.562% | $490,000 | 3.6% |
| Southern First Bank | 108 | 7.125% | $305,000 | 4.3% |
| PNC Bank, National Association | 105 | 7.580% | $255,000 | 31.2% |
| Fairway Independent Mortgage Corporation | 105 | 6.625% | $475,000 | 6.3% |
| Atlantic Coast Mortgage, LLC | 103 | 6.625% | $415,000 | 2.6% |
| PULTE MORTGAGE LLC | 103 | 6.375% | $565,000 | 4.6% |
| First Reliance Bank | 98 | 6.625% | $575,000 | 1.0% |
| Citizens Bank, National Association | 97 | 7.400% | $205,000 | 24.2% |
| REV FEDERAL CREDIT UNION | 95 | 6.500% | $285,000 | 10.1% |
| Wells Fargo Bank, National Association | 91 | 5.875% | $780,000 | 21.6% |
| LOWER, LLC | 88 | 6.625% | $390,000 | 5.3% |
| GUILD MORTGAGE COMPANY | 88 | 6.624% | $330,000 | 8.9% |
| NATIONSTAR MORTGAGE LLC | 88 | 8.188% | $120,000 | 11.7% |
| The Bank of South Carolina | 84 | Not published | $535,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 83 | 6.250% | $345,000 | 15.0% |
| GUARANTEED RATE, INC. | 83 | 6.490% | $565,000 | 4.4% |
| CALCON MUTUAL MORTGAGE LLC | 82 | 6.125% | $455,000 | 8.9% |
| United Community Bank | 79 | 6.500% | $305,000 | 26.3% |
| ServisFirst Bank | 77 | 7.000% | $485,000 | 2.5% |
| SENTE MORTGAGE, INC. | 74 | 6.625% | $395,000 | 1.3% |
| Synovus Bank | 71 | 7.700% | $335,000 | 28.2% |
| SPRING EQ, LLC | 70 | 8.575% | $130,000 | 65.2% |
| Regions Bank | 70 | 6.125% | $310,000 | 30.7% |
| DIRECT MORTGAGE LOANS, LLC | 68 | 6.562% | $335,000 | 4.9% |
| FIRST HOME MORTGAGE CORPORATION | 67 | 6.750% | $565,000 | 1.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 6.495% | $355,000 | 13.0% |
| First Heritage Mortgage, LLC | 66 | 6.125% | $360,000 | 8.2% |
| NORTHPOINT MORTGAGE, INC. | 64 | 6.625% | $500,000 | 0.0% |
| FIGURE LENDING LLC | 63 | 10.350% | $105,000 | 27.6% |
| Morgan Stanley Private Bank, National Association | 62 | 5.875% | $805,000 | 5.7% |
| Mortgage Research Center, LLC | 61 | 6.125% | $385,000 | 38.6% |
| Broker Solutions, Inc. | 51 | 6.625% | $235,000 | 17.7% |
| Barley Mortgage, LLC | 51 | 6.500% | $485,000 | 0.0% |
| AmeriSave Mortgage Corporation | 48 | 8.188% | $90,000 | 66.4% |
| Kiavi Funding, Inc. | 48 | 9.970% | $245,000 | 15.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 46 | 6.625% | $485,000 | 4.2% |
| THE LOAN STORE, INC. | 45 | 6.990% | $325,000 | 7.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 44 | 7.333% | $150,000 | 18.2% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 43 | 6.500% | $625,000 | 8.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 42 | 6.625% | $380,000 | 5.6% |
| JET HOMELOANS, LP | 42 | 5.995% | $520,000 | 2.3% |
| United Bank | 39 | 6.950% | $305,000 | 16.7% |
| BETTER MORTGAGE CORPORATION | 38 | 8.125% | $180,000 | 32.8% |
| A&D Mortgage LLC | 38 | 6.500% | $450,000 | 5.0% |
| First Capital Bank | 37 | Not published | $665,000 | 9.5% |
| Third Federal Savings and Loan Association of Cleveland | 36 | 6.990% | $140,000 | 35.0% |
| Northpointe Bank | 36 | 6.990% | $585,000 | 2.6% |
| Charles Schwab Bank, SSB | 36 | 5.375% | $1,080,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 11.050% | $125,000 | 83.5% |
| LAKEVIEW LOAN SERVICING, LLC | 35 | 6.625% | $255,000 | 48.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 34 | 7.374% | $535,000 | 26.5% |
| GUARANTEED RATE AFFINITY, LLC | 31 | 6.375% | $515,000 | 3.1% |
| Primis Mortgage Company | 31 | 6.875% | $425,000 | 3.0% |
| South Atlantic Bank | 31 | Not published | $645,000 | 3.0% |
| U.S. Bank National Association | 30 | 6.313% | $785,000 | 33.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 29 | 6.750% | $285,000 | 11.4% |
| FINANCE OF AMERICA REVERSE LLC | 29 | 8.240% | $315,000 | 3.3% |
| PLAZA HOME MORTGAGE, INC. | 27 | 6.625% | $405,000 | 20.0% |
| KIND LENDING, LLC | 27 | 6.500% | $415,000 | 12.9% |
| Boeing Employees Credit Union | 26 | 6.500% | $205,000 | 34.2% |
| Prosperity Home Mortgage, LLC | 26 | 6.875% | $520,000 | 10.3% |
| S. C. STATE FEDERAL CREDIT UNION | 25 | 4.500% | $145,000 | 31.0% |
| UNION HOME MORTGAGE CORP. | 25 | 6.500% | $315,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 25 | 10.160% | $125,000 | 7.4% |
| NEXERA HOLDING LLC | 24 | 7.375% | $435,000 | 7.7% |
| PENTAGON FEDERAL CREDIT UNION | 23 | 7.750% | $155,000 | 34.3% |
| UBS Bank USA | 23 | 5.750% | $935,000 | 0.0% |
| Bank of the Lowcountry | 23 | Not published | $485,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 22 | 6.375% | $565,000 | 4.0% |
| HOMEXPRESS MORTGAGE CORP. | 22 | 7.688% | $300,000 | 31.3% |
| CHAMPIONS FUNDING, LLC | 21 | 7.500% | $295,000 | 47.5% |
| STATE EMPLOYEES' | 21 | 5.825% | $385,000 | 19.2% |
| 21st Mortgage Corporation | 20 | 9.995% | $85,000 | 72.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | 20 | 5.750% | $445,000 | 18.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 20 | 5.995% | $500,000 | 16.7% |
| DEEPHAVEN MORTGAGE LLC | 20 | 7.438% | $325,000 | 31.0% |
| TOWER Federal Credit Union | 20 | 7.000% | $250,000 | 28.6% |
| NBKC BANK | 20 | 6.308% | $510,000 | 8.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 19 | 6.250% | $335,000 | 0.0% |
| The Huntington National Bank | 19 | 6.875% | $635,000 | 9.1% |
| NATION ONE MORTGAGE CORPORATION | 19 | 6.375% | $365,000 | 5.0% |
| Flagstar Bank, N.A. | 18 | 6.813% | $430,000 | 35.7% |
| CPM Federal Credit Union | 18 | 5.590% | $175,000 | 30.8% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 18 | 6.500% | $550,000 | 5.3% |
| NFM, INC. | 18 | 6.750% | $495,000 | 5.3% |
| TOLL BROTHERS MORTGAGE COMPANY | 17 | 6.250% | $475,000 | 7.4% |
| NEW DAY FINANCIAL, LLC | 16 | 7.115% | $335,000 | 38.5% |
| USAA Federal Savings Bank | 16 | 6.500% | $390,000 | 59.0% |
| QUORUM FEDERAL CREDIT UNION | 16 | 8.313% | $115,000 | 34.5% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 16 | 6.562% | $445,000 | 0.0% |
| DELMAR FINANCIAL COMPANY | 16 | 6.813% | $305,000 | 0.0% |
| Citibank, National Association | 15 | 5.500% | $1,605,000 | 11.1% |
| INTERCOASTAL MORTGAGE, LLC | 15 | 6.625% | $555,000 | 13.6% |
| GoodLeap, LLC | 15 | 5.875% | $175,000 | 5.0% |
| First Horizon Bank | 15 | 6.750% | $1,085,000 | 25.0% |
| MORTGAGE ASSURANCE, INC. | 15 | 6.500% | $535,000 | 0.0% |
| ENTERPRISE BANK OF SC | 15 | Not published | $605,000 | 0.0% |
| Cazle Mortgage, Inc. | 15 | 6.250% | $375,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 15 | 5.375% | $485,000 | 5.3% |
| RESICENTRAL, LLC | 15 | 6.625% | $385,000 | 0.0% |
| Discover Bank | 14 | 8.580% | $100,000 | 81.3% |
| Bethpage Federal Credit Union | 14 | 6.740% | $290,000 | 42.9% |
| Alcova Mortgage LLC | 14 | 6.875% | $420,000 | 10.0% |
| Hometown Equity Mortgage, LLC | 14 | 7.750% | $490,000 | 33.3% |
| LONGBRIDGE FINANCIAL, LLC | 14 | 6.188% | $440,000 | 6.7% |
| 254900M2C4Q6DATP2889 | 13 | 6.125% | $375,000 | 18.8% |
| Paramount Residential Mortgage Group, Inc. | 13 | 6.125% | $445,000 | 0.0% |
| FOUNDERS FEDERAL CREDIT UNION | 13 | 6.250% | $435,000 | 7.1% |
| Stifel Bank and Trust | 13 | 5.875% | $1,105,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 12 | 6.063% | $305,000 | 0.0% |
| Plains Commerce Bank | 12 | 6.500% | $405,000 | 7.7% |
| RELIANCE FIRST CAPITAL, LLC | 12 | 7.500% | $205,000 | 7.7% |
| Raymond James Bank | 12 | 5.313% | $1,025,000 | 7.7% |
| PLANET HOME LENDING, LLC | 12 | 6.058% | $305,000 | 7.7% |
| First Federal Bank | 11 | 5.990% | $505,000 | 8.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 11 | 6.500% | $505,000 | 26.7% |
| RESOURCE FINANCIAL SERVICES, INC. | 11 | 6.250% | $595,000 | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 11 | 6.375% | $585,000 | 0.0% |
| VELOCIO MORTGAGE L.L.C. | 11 | 3.490% | $345,000 | 15.4% |
| TOWNE MORTGAGE COMPANY | 11 | 6.250% | $395,000 | 7.7% |
| First Palmetto Bank | 11 | 6.490% | $515,000 | 0.0% |
| General Mortgage Capital Corporation | 11 | 6.625% | $235,000 | 0.0% |
| Equity Prime Mortgage LLC | 10 | 7.188% | $290,000 | 16.7% |
| Commerce Home Mortgage, Inc. | 10 | 7.808% | $600,000 | 16.7% |
| NATIONS DIRECT MORTGAGE, LLC | 10 | 6.995% | $380,000 | 9.1% |
| Goldman Sachs Bank USA | 10 | 5.550% | $2,345,000 | 9.1% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 10 | 6.100% | $465,000 | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 10 | 5.750% | $220,000 | 0.0% |
| SCHUMACHER MORTGAGE LLC | 10 | 5.240% | $625,000 | 0.0% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 8.3% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 7.7% |
| JMAC LENDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FineMark National Bank & Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 61.0% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 9.1% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Loan Funder LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| American Security Mortgage Corp. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LEGEND LENDING CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| GARDNER FINANCIAL SERVICES, LTD. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 10.0% |
| Manufacturers and Traders Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 18.2% |
| Integrity Home Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HQ Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Towne Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Leader Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 20.0% |
| AMERITRUST MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Mortgage Lenders Investment Trading Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 6 | Under 10 loans | Under 10 loans | 22.2% |
| GEORGIA'S OWN | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 407 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Charleston County
133 FDIC-insured branches from 32 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
8 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 200 Meeting St, Charleston
- Bank of America, National Association, 901 Savannah Hwy, Charleston
- Dogwood State Bank, 302 Wingo Way, Mount Pleasant
- Synovus Bank, 1470 N Highway 17, Mount Pleasant
- Synovus Bank, 158 Meeting St, Charleston
- Synovus Bank, 1870 Sam Rittenberg Blvd, Charleston
- Synovus Bank, 1873 Camp Rd, Charleston
- Synovus Bank, 337 Folly Rd, Charleston
Get told when this changes
When the next year’s lending figures are out for Charleston County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.