CITY FIRST MORTGAGE SERVICES, L.L.C.
CITY FIRST MORTGAGE SERVICES, L.L.C. received 1,114 applications in 2025 and made 706 mortgages, in 315 counties across 34 states. The median rate its borrowers got was 6.750% on a median loan of $295,000. Of 758 decisions, 44 were denials — 5.8%, most often for collateral.
| Legal Entity Identifier | 549300YPBBHUEKV1YC68 |
|---|---|
| Applications received | 1,114 |
| Mortgages made | 706 |
| Denied | 44 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 356 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.519 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 603 | 6.750% | $295,000 | 5.3% |
| Refinancing | 44 | 6.375% | $305,000 | 11.8% |
| Cash-out refinancing | 54 | 6.875% | $265,000 | 6.8% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where CITY FIRST MORTGAGE SERVICES, L.L.C. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, TX | 36 | 6.750% | 7.5% |
| Jefferson County, MO | 26 | 6.625% | 3.7% |
| Horry County, SC | 24 | 6.990% | 4.0% |
| Maricopa County, AZ | 22 | 6.813% | 0.0% |
| Fort Bend County, TX | 16 | 6.813% | 0.0% |
| El Paso County, TX | 14 | 7.250% | 0.0% |
| Montgomery County, TX | 13 | 6.375% | 0.0% |
| Anchorage Municipality, AK | 12 | 6.688% | 7.7% |
| Hamilton County, OH | 11 | 7.125% | 8.3% |
| Grant County, OR | 11 | 6.625% | 0.0% |
| Washington County, UT | 11 | 6.250% | 0.0% |
| Hidalgo County, TX | 10 | 6.625% | 16.7% |
| Spartanburg County, SC | 9 | Under 10 loans | 0.0% |
| Travis County, TX | 9 | Under 10 loans | 0.0% |
| Chesapeake city, VA | 9 | Under 10 loans | 0.0% |
| Suffolk city, VA | 9 | Under 10 loans | 0.0% |
| Pinal County, AZ | 8 | Under 10 loans | 0.0% |
| Sacramento County, CA | 8 | Under 10 loans | 0.0% |
| Broward County, FL | 8 | Under 10 loans | 0.0% |
| Charleston County, SC | 8 | Under 10 loans | 0.0% |
| Portsmouth city, VA | 8 | Under 10 loans | 0.0% |
| Matanuska-Susitna Borough, AK | 7 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 7 | Under 10 loans | 0.0% |
| Collin County, TX | 7 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 6 | Under 10 loans | 0.0% |
| Sarasota County, FL | 6 | Under 10 loans | 14.3% |
| Lake County, IN | 6 | Under 10 loans | 0.0% |
| St. Joseph County, MI | 6 | Under 10 loans | 0.0% |
| St. Louis County, MO | 6 | Under 10 loans | 14.3% |
| Camden County, NJ | 6 | Under 10 loans | 0.0% |
| Virginia Beach city, VA | 6 | Under 10 loans | 0.0% |
| Brevard County, FL | 5 | Under 10 loans | 0.0% |
| Manatee County, FL | 5 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 5 | Under 10 loans | 16.7% |
| Porter County, IN | 5 | Under 10 loans | 0.0% |
| Clark County, NV | 5 | Under 10 loans | 0.0% |
| Orange County, CA | 4 | Under 10 loans | 0.0% |
| Pinellas County, FL | 4 | Under 10 loans | 20.0% |
| Cobb County, GA | 4 | Under 10 loans | 0.0% |
| Johnson County, IA | 4 | Under 10 loans | 0.0% |
| Fayette County, KY | 4 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 4 | Under 10 loans | 0.0% |
| Dorchester County, SC | 4 | Under 10 loans | 0.0% |
| Georgetown County, SC | 4 | Under 10 loans | 0.0% |
| Greenville County, SC | 4 | Under 10 loans | 0.0% |
| Bell County, TX | 4 | Under 10 loans | 0.0% |
| Brazoria County, TX | 4 | Under 10 loans | 0.0% |
| Hays County, TX | 4 | Under 10 loans | 0.0% |
| Tarrant County, TX | 4 | Under 10 loans | 0.0% |
| Val Verde County, TX | 4 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.