Mortgage lenders in Portsmouth city
3,009 mortgages were made in Portsmouth city, Virginia, in 2025, by 275 lenders. The median rate their borrowers got was 6.500% on a median loan of $235,000. Of 4,136 decisions, 907 were denials — 21.9%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 218 | 5.985% | $285,000 | 12.1% |
| Mortgage Research Center, LLC | 213 | 6.250% | $295,000 | 21.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 195 | 6.500% | $265,000 | 4.8% |
| Navy Federal Credit Union | 174 | 7.750% | $135,000 | 39.7% |
| Rocket Mortgage, LLC | 165 | 6.500% | $195,000 | 22.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 123 | 6.500% | $235,000 | 3.9% |
| FREEDOM MORTGAGE CORPORATION | 94 | 6.250% | $285,000 | 9.0% |
| MOVEMENT MORTGAGE, LLC | 91 | 6.625% | $265,000 | 10.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 87 | 6.250% | $245,000 | 11.2% |
| NVR Mortgage Finance, Inc. | 86 | 5.990% | $355,000 | 21.8% |
| Towne Bank | 74 | 7.250% | $205,000 | 10.5% |
| LANGLEY Federal Credit Union | 70 | 6.990% | $85,000 | 34.9% |
| PENNYMAC LOAN SERVICES, LLC | 66 | 6.000% | $255,000 | 17.4% |
| Atlantic Coast Mortgage, LLC | 65 | 6.625% | $265,000 | 2.8% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 58 | 7.750% | $85,000 | 19.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 45 | 6.490% | $255,000 | 8.2% |
| NEWREZ LLC | 44 | 6.438% | $225,000 | 26.2% |
| CHARTWAY FEDERAL CREDIT UNION | 38 | 2.990% | $65,000 | 33.3% |
| Kiavi Funding, Inc. | 38 | 10.970% | $185,000 | 4.8% |
| Truist Bank | 37 | 7.350% | $105,000 | 30.9% |
| TIDEWATER MORTGAGE SERVICES, INC. | 27 | 6.750% | $215,000 | 12.9% |
| VILLAGE CAPITAL & INVESTMENT LLC | 26 | 5.750% | $300,000 | 22.2% |
| CALCON MUTUAL MORTGAGE LLC | 25 | 6.250% | $245,000 | 10.7% |
| Loandepot.Com, LLC | 23 | 6.750% | $155,000 | 33.3% |
| ABNB Federal Credit Union | 22 | 7.120% | $55,000 | 52.1% |
| Towne Mortgage, LLC | 22 | 6.688% | $285,000 | 0.0% |
| Broker Solutions, Inc. | 21 | 6.750% | $245,000 | 27.6% |
| Advance Financial Group, LLC | 21 | 6.625% | $235,000 | 4.6% |
| UNION HOME MORTGAGE CORP. | 20 | 6.313% | $255,000 | 12.0% |
| NATIONSTAR MORTGAGE LLC | 20 | 7.490% | $155,000 | 27.6% |
| Archer Mortgage, LLC | 20 | 6.500% | $285,000 | 4.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 18 | 6.620% | $240,000 | 9.5% |
| Wells Fargo Bank, National Association | 18 | 6.375% | $225,000 | 21.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 17 | 6.250% | $185,000 | 9.1% |
| JPMorgan Chase Bank, National Association | 16 | 6.500% | $230,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 15 | 6.625% | $265,000 | 15.8% |
| Tidewater Home Funding, LLC | 14 | 6.125% | $265,000 | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 14 | 10.490% | $145,000 | 0.0% |
| AmeriSave Mortgage Corporation | 13 | 6.990% | $115,000 | 75.9% |
| LoanUnited.com, LLC | 13 | 6.250% | $285,000 | 7.1% |
| Presidential Bank, FSB | 12 | 6.625% | $290,000 | 7.7% |
| Prosperity Home Mortgage, LLC | 12 | 6.438% | $225,000 | 7.7% |
| EMM LOANS LLC | 12 | 6.120% | $305,000 | 0.0% |
| FIGURE LENDING LLC | 11 | 8.850% | $45,000 | 37.9% |
| PNC Bank, National Association | 11 | 5.875% | $85,000 | 33.3% |
| PLANET HOME LENDING, LLC | 11 | 5.875% | $235,000 | 13.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 10 | 6.187% | $225,000 | 59.5% |
| CAPITAL CENTER, L.L.C. | 10 | 6.125% | $245,000 | 33.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 7.250% | $200,000 | 35.3% |
| Loan Funder LLC | 10 | 10.750% | $200,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 10 | 9.725% | $95,000 | 35.3% |
| 254900CTT87ZKAUTIJ37 | 10 | 8.625% | $165,000 | 8.3% |
| CMG MORTGAGE, INC. | 10 | 6.000% | $285,000 | 8.3% |
| T2 FINANCIAL LLC | 10 | 6.875% | $265,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 10 | 7.499% | $175,000 | 9.1% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 8.3% |
| Atlantic Union Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Luminate Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 8 | Under 10 loans | Under 10 loans | 73.3% |
| SPRING EQ, LLC | 8 | Under 10 loans | Under 10 loans | 64.0% |
| GUARANTEED RATE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 42.9% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| C & F Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 22.2% |
| GUILD MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FIRST HOME MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 65.2% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 57.1% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Dollar Bank, Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 53.8% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Armed Forces Bank, National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Southern Bank and Trust Company | 6 | Under 10 loans | Under 10 loans | 14.3% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 57.1% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 33.3% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 28.6% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CLEARPATH LENDING | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Fairway Independent Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 35.7% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 60.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 60.0% |
| Fulton Bank, National Association | 4 | Under 10 loans | Under 10 loans | 50.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Alcova Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 66.7% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Mid-Continent Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 16.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 42.9% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Option Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Ameris Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 2 | Under 10 loans | Under 10 loans | 4.4% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 66.7% |
| ISERVE RESIDENTIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Garrett Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Old Point National Bank of Phoebus | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 1 | Under 10 loans | Under 10 loans | 87.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 98450058D88OE4463626 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Virginia Credit Union, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BEACH MUNICIPAL FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Builder Finance Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens and Farmers Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pioneer Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHTECHLENDING INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FAY SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SmartBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 75 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Portsmouth city
10 FDIC-insured branches from 6 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| TowneBank | 3 | $1.2 billion |
| Truist Bank | 2 | $216.2 million |
| Wells Fargo Bank, National Association | 2 | $193.6 million |
| Bank of America, National Association | 1 | $77.6 million |
| Woodforest National Bank | 1 | $3.2 million |
| JPMorgan Chase Bank, National Association | 1 | $2.1 million |
Get told when this changes
When the next year’s lending figures are out for Portsmouth city, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.