City Lending Inc. received 1,542 applications in 2025 and made
977 mortgages, in 228 counties across 26 states.
The median rate its borrowers got was 6.990% on a median loan of $295,000.
Of 1,330 decisions, 326 were denials — 24.5%, most often for other.
Legal Entity Identifier
549300WHVRE44NRBU558
Applications received
1,542
Mortgages made
977
Denied
326
Approved, not taken up
27
Withdrawn or incomplete
212
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.948 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
902
6.933%
$295,000
21.1%
Refinancing
33
6.990%
$425,000
51.3%
Cash-out refinancing
41
8.250%
$225,000
47.6%
Other purposes
1
Under 10 loans
Under 10 loans
0.0%
Where City Lending Inc. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When City Lending Inc.’s figures are published for the next year, or restated.
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Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.