Mortgage lenders in Prince William County
10,738 mortgages were made in Prince William County, Virginia, in 2025, by 465 lenders. The median rate their borrowers got was 6.500% on a median loan of $395,000. Of 14,728 decisions, 3,263 were denials — 22.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 921 | 6.625% | $345,000 | 12.8% |
| Navy Federal Credit Union | 887 | 8.250% | $125,000 | 26.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 626 | 6.125% | $485,000 | 15.0% |
| Truist Bank | 348 | 6.375% | $205,000 | 39.4% |
| First Heritage Mortgage, LLC | 312 | 6.250% | $525,000 | 3.7% |
| Atlantic Coast Mortgage, LLC | 302 | 6.490% | $470,000 | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | 278 | 6.995% | $300,000 | 19.9% |
| CMG MORTGAGE, INC. | 216 | 6.188% | $485,000 | 3.4% |
| FREEDOM MORTGAGE CORPORATION | 212 | 5.813% | $515,000 | 9.4% |
| Apple Federal Credit Union | 211 | 7.490% | $105,000 | 39.0% |
| PNC Bank, National Association | 197 | 6.000% | $105,000 | 29.9% |
| PENTAGON FEDERAL CREDIT UNION | 191 | 7.625% | $155,000 | 37.5% |
| Bank of America, National Association | 186 | 6.125% | $165,000 | 50.1% |
| Mortgage Research Center, LLC | 175 | 5.875% | $575,000 | 26.2% |
| GUARANTEED RATE, INC. | 166 | 6.125% | $505,000 | 7.5% |
| Loandepot.Com, LLC | 160 | 6.625% | $255,000 | 22.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 147 | 6.500% | $455,000 | 6.3% |
| NVR Mortgage Finance, Inc. | 145 | 6.125% | $485,000 | 27.9% |
| MOVEMENT MORTGAGE, LLC | 145 | 6.250% | $495,000 | 4.1% |
| Fairway Independent Mortgage Corporation | 137 | 6.490% | $495,000 | 6.2% |
| NEWREZ LLC | 129 | 6.750% | $345,000 | 35.8% |
| Northwest Federal Credit Union | 119 | 7.000% | $105,000 | 23.1% |
| NATIONSTAR MORTGAGE LLC | 116 | 8.375% | $145,000 | 18.4% |
| INTERCOASTAL MORTGAGE, LLC | 109 | 6.375% | $505,000 | 2.4% |
| Prosperity Home Mortgage, LLC | 107 | 6.375% | $485,000 | 4.5% |
| NFM, INC. | 98 | 6.625% | $480,000 | 3.0% |
| Manufacturers and Traders Trust Company | 96 | 5.990% | $335,000 | 41.1% |
| SPRING EQ, LLC | 90 | 9.513% | $95,000 | 58.4% |
| JPMorgan Chase Bank, National Association | 78 | 6.375% | $405,000 | 16.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | 77 | 6.250% | $495,000 | 1.3% |
| FIGURE LENDING LLC | 74 | 9.213% | $95,000 | 21.9% |
| United Bank | 73 | 6.000% | $405,000 | 21.5% |
| Coastal Community Bank | 70 | 9.990% | $65,000 | 0.5% |
| Citizens Bank, National Association | 70 | 7.900% | $205,000 | 36.2% |
| LOWER, LLC | 69 | 6.500% | $425,000 | 13.4% |
| Vellum Mortgage, Inc. | 69 | 6.625% | $465,000 | 5.5% |
| Atlantic Union Bank | 67 | 6.990% | $285,000 | 23.6% |
| EMBRACE HOME LOANS, INC. | 65 | 6.125% | $485,000 | 6.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 62 | 6.813% | $435,000 | 14.7% |
| Ameris Bank | 57 | 6.490% | $445,000 | 5.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 54 | 6.057% | $555,000 | 0.0% |
| Wells Fargo Bank, National Association | 51 | 6.250% | $350,000 | 20.0% |
| Alcova Mortgage LLC | 50 | 6.375% | $465,000 | 5.1% |
| Broker Solutions, Inc. | 47 | 6.625% | $395,000 | 23.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 47 | 8.040% | $185,000 | 9.6% |
| TOWER Federal Credit Union | 47 | 7.000% | $155,000 | 38.2% |
| AmeriSave Mortgage Corporation | 46 | 8.938% | $85,000 | 59.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 46 | 6.000% | $485,000 | 8.0% |
| City Lending Inc. | 44 | 6.870% | $425,000 | 37.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 44 | 5.933% | $450,000 | 16.7% |
| GUARANTEED RATE AFFINITY, LLC | 43 | 6.250% | $525,000 | 6.3% |
| KIND LENDING, LLC | 42 | 6.563% | $485,000 | 35.8% |
| Third Federal Savings and Loan Association of Cleveland | 41 | 6.990% | $115,000 | 33.8% |
| NATIONS DIRECT MORTGAGE, LLC | 41 | 6.615% | $515,000 | 8.9% |
| TD Bank, National Association | 40 | 7.771% | $130,000 | 52.4% |
| GUILD MORTGAGE COMPANY | 40 | 6.250% | $495,000 | 4.4% |
| U.S. Bank National Association | 38 | 7.450% | $230,000 | 45.8% |
| First National Bank of Pennsylvania | 37 | 6.250% | $405,000 | 25.5% |
| LAKEVIEW LOAN SERVICING, LLC | 36 | 6.813% | $255,000 | 61.3% |
| THE LOAN STORE, INC. | 36 | 6.933% | $410,000 | 12.7% |
| OCMBC, INC. | 33 | 7.499% | $375,000 | 23.9% |
| UNION HOME MORTGAGE CORP. | 33 | 6.625% | $615,000 | 19.5% |
| ZILLOW HOME LOANS, LLC | 33 | 6.250% | $505,000 | 2.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 32 | 8.000% | $155,000 | 60.8% |
| JAMS-01, INC. | 32 | 6.375% | $490,000 | 0.0% |
| The Federal Savings Bank | 30 | 6.625% | $480,000 | 13.9% |
| Paramount Residential Mortgage Group, Inc. | 30 | 6.625% | $530,000 | 11.8% |
| PLANET HOME LENDING, LLC | 30 | 5.750% | $590,000 | 11.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 29 | 10.850% | $125,000 | 13.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 29 | 6.750% | $435,000 | 19.4% |
| FIRST HOME MORTGAGE CORPORATION | 28 | 6.625% | $475,000 | 3.3% |
| FIRST EQUITY MORTGAGE INCORPORATED | 27 | 6.375% | $465,000 | 27.0% |
| Bank-Fund Staff Federal Credit Union | 27 | 6.500% | $255,000 | 12.1% |
| Presidential Bank, FSB | 27 | 6.375% | $445,000 | 0.0% |
| Discover Bank | 26 | 8.820% | $95,000 | 73.1% |
| A&D Mortgage LLC | 26 | 6.625% | $410,000 | 7.1% |
| EMET LENDING GROUP, INC. | 25 | 6.875% | $435,000 | 0.0% |
| Burke & Herbert Bank & Trust Company | 24 | 6.063% | $400,000 | 14.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 23 | 5.750% | $575,000 | 30.3% |
| Sierra Pacific Mortgage Company, Inc. | 23 | 6.500% | $465,000 | 20.7% |
| GUIDANCE RESIDENTIAL, LLC | 23 | 6.625% | $405,000 | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 23 | 6.625% | $605,000 | 8.0% |
| LANGLEY Federal Credit Union | 22 | 7.115% | $175,000 | 26.7% |
| PULTE MORTGAGE LLC | 22 | 6.188% | $430,000 | 15.4% |
| The Freedom Bank of Virginia | 22 | 6.250% | $520,000 | 21.4% |
| FIDELITY DIRECT MORTGAGE, LLC | 22 | 6.500% | $435,000 | 11.5% |
| NBKC BANK | 21 | 6.000% | $545,000 | 8.3% |
| UIF CORPORATION | 21 | 6.625% | $535,000 | 4.6% |
| BAY EQUITY LLC | 20 | 6.625% | $440,000 | 4.8% |
| Towne Bank | 20 | 6.250% | $495,000 | 8.7% |
| BETTER MORTGAGE CORPORATION | 19 | 8.875% | $105,000 | 56.8% |
| NEW DAY FINANCIAL, LLC | 19 | 6.750% | $495,000 | 51.2% |
| USAA Federal Savings Bank | 19 | 6.250% | $685,000 | 45.7% |
| STG MORTGAGE INC | 19 | 6.875% | $495,000 | 20.0% |
| United Nations Federal Credit Union | 19 | 5.875% | $605,000 | 13.6% |
| LAFAYETTE FEDERAL CREDIT UNION | 19 | 7.500% | $225,000 | 20.8% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 19 | 7.250% | $395,000 | 0.0% |
| Citibank, National Association | 18 | 6.125% | $370,000 | 5.0% |
| Bank of Clarke | 18 | Not published | $440,000 | 10.0% |
| AMWEST FUNDING CORP. | 18 | 6.875% | $305,000 | 0.0% |
| The Dart Bank | 18 | 6.375% | $435,000 | 8.0% |
| SWBC MORTGAGE CORPORATION | 17 | 6.500% | $455,000 | 9.5% |
| Fulton Bank, National Association | 17 | 6.375% | $425,000 | 19.1% |
| Commerce Home Mortgage, Inc. | 17 | 7.250% | $585,000 | 10.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 17 | 5.625% | $525,000 | 4.6% |
| MORIA DEVELOPMENT, INC. | 17 | 6.375% | $545,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 16 | 6.625% | $610,000 | 0.0% |
| Kiavi Funding, Inc. | 16 | 9.950% | $405,000 | 5.3% |
| PHH Mortgage Corporation | 15 | 5.990% | $445,000 | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 15 | 5.976% | $575,000 | 16.0% |
| FIRST COLONY MORTGAGE CORPORATION | 15 | 6.125% | $495,000 | 10.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 15 | 6.125% | $535,000 | 6.3% |
| ALLIANT CREDIT UNION | 15 | 8.500% | $155,000 | 25.0% |
| JUSTICE Federal Credit Union | 14 | 7.250% | $170,000 | 16.7% |
| ENVOY MORTGAGE, LTD | 14 | 6.813% | $545,000 | 17.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 14 | 5.750% | $445,000 | 5.0% |
| KEYSTONE FUNDING, INC. | 14 | 6.688% | $545,000 | 0.0% |
| MLD MORTGAGE INC. | 14 | 6.375% | $570,000 | 6.7% |
| First Federal Bank | 13 | 5.750% | $625,000 | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 13 | 9.625% | $105,000 | 20.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | 13 | 6.240% | $115,000 | 0.0% |
| T2 FINANCIAL LLC | 13 | 6.375% | $485,000 | 0.0% |
| LoanUnited.com, LLC | 12 | 6.125% | $465,000 | 29.4% |
| Home Mortgage Alliance Corporation (HMAC) | 12 | 7.313% | $345,000 | 11.8% |
| SELECT LENDING SERVICES LLC | 12 | 6.500% | $485,000 | 7.1% |
| Loansteady LLC | 12 | 6.375% | $520,000 | 0.0% |
| NEW WAVE LENDING GROUP INC | 12 | 6.875% | $365,000 | 0.0% |
| Virginia Credit Union, Inc. | 11 | 6.240% | $95,000 | 26.7% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 11 | 5.875% | $325,000 | 0.0% |
| Plains Commerce Bank | 11 | 6.500% | $575,000 | 0.0% |
| Integrity Home Mortgage Corporation | 11 | 6.500% | $545,000 | 8.3% |
| Equity Prime Mortgage LLC | 10 | 6.500% | $685,000 | 44.4% |
| DHI MORTGAGE COMPANY, LTD. | 10 | 6.245% | $1,155,000 | 9.1% |
| PLAZA HOME MORTGAGE, INC. | 10 | 6.495% | $565,000 | 44.4% |
| CAPITAL CENTER, L.L.C. | 10 | 6.500% | $590,000 | 16.7% |
| DEEPHAVEN MORTGAGE LLC | 10 | 7.375% | $425,000 | 44.4% |
| Valon Mortgage, Inc. | 10 | 7.400% | $90,000 | 13.3% |
| FINANCE OF AMERICA REVERSE LLC | 10 | 6.125% | $270,000 | 9.1% |
| Cornerstone First Mortgage, Inc | 10 | 6.750% | $400,000 | 9.1% |
| GEO-CORP, INC. | 10 | 6.875% | $535,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 10 | 6.625% | $315,000 | 0.0% |
| GoodLeap, LLC | 9 | Under 10 loans | Under 10 loans | 30.0% |
| ARC HOME LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Bethpage Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 52.6% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Primis Mortgage Company | 9 | Under 10 loans | Under 10 loans | 0.0% |
| COMMONWEALTH ONE | 9 | Under 10 loans | Under 10 loans | 25.0% |
| INSTAMORTGAGE INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 40.0% |
| CHAMPIONS FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 42.9% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| First National Bank of America | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ABNB Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AAA CAPITAL INVESTMENT, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Charles Town | 7 | Under 10 loans | Under 10 loans | 12.5% |
| OceanFirst Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 6 | Under 10 loans | Under 10 loans | 56.3% |
| MORTGAGE ACCESS CORP. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| First-Citizens Bank & Trust Company | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Armed Forces Bank, National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| ALLIED MORTGAGE GROUP, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Huntington National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 5 | Under 10 loans | Under 10 loans | 57.1% |
| MILEND, INC. | 5 | Under 10 loans | Under 10 loans | 41.7% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| WesBanco Bank, Inc. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 54.6% |
| INTELLILOAN, INC. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SPECTRA CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 40.0% |
| SUCCESS LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NASA Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EDUCATIONAL SYSTEMS | 4 | Under 10 loans | Under 10 loans | 28.6% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 265 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Prince William County
55 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 10 | $1.5 billion |
| Wells Fargo Bank, National Association | 8 | $1.4 billion |
| Bank of America, National Association | 7 | $1.4 billion |
| JPMorgan Chase Bank, National Association | 7 | $173.5 million |
| United Bank | 4 | $503.3 million |
| PNC Bank, National Association | 4 | $385.4 million |
| TD Bank, National Association | 2 | $245.0 million |
| Burke & Herbert Bank & Trust Company | 2 | $210.2 million |
| Capital One, National Association | 2 | $179.7 million |
| Virginia National Bank | 2 | $154.6 million |
| Atlantic Union Bank | 2 | $89.0 million |
| FVCbank | 1 | $279.4 million |
| John Marshall Bank | 1 | $213.8 million |
| The Freedom Bank of Virginia | 1 | $87.1 million |
| Manufacturers and Traders Trust Company | 1 | $33.2 million |
| Woodforest National Bank | 1 | $4.8 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Truist Bank, 13920 Noblewood Plz, Woodbridge
Get told when this changes
When the next year’s lending figures are out for Prince William County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.