C & F Mortgage Corporation received 2,298 applications in 2025 and made
1,845 mortgages, in 221 counties across 13 states.
The median rate its borrowers got was 6.500% on a median loan of $305,000.
Of 1,921 decisions, 61 were denials — 3.2%, most often for debt-to-income ratio.
Legal Entity Identifier
549300BWFA5UY7H4WJ62
Applications received
2,298
Mortgages made
1,845
Denied
61
Approved, not taken up
15
Withdrawn or incomplete
377
Loans bought from other lenders
6
Median rate spread over the prime offer rate
0.281 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
1,645
6.624%
$305,000
3.0%
Refinancing
111
6.375%
$305,000
2.6%
Cash-out refinancing
79
6.500%
$255,000
8.0%
Other purposes
10
6.625%
$240,000
0.0%
Where C & F Mortgage Corporation lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When C & F Mortgage Corporation’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.