Mortgage lenders in Hanover County
3,120 mortgages were made in Hanover County, Virginia, in 2025, by 294 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 3,893 decisions, 624 were denials — 16.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 259 | 6.875% | $225,000 | 13.0% |
| Virginia Credit Union, Inc. | 228 | 6.240% | $105,000 | 10.5% |
| Truist Bank | 144 | 6.490% | $155,000 | 30.7% |
| CAPITAL CENTER, L.L.C. | 136 | 6.375% | $350,000 | 11.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 134 | 6.125% | $375,000 | 8.3% |
| Atlantic Union Bank | 121 | 7.500% | $155,000 | 23.3% |
| C & F Mortgage Corporation | 99 | 6.500% | $375,000 | 0.0% |
| United Bank | 80 | 6.490% | $330,000 | 13.0% |
| PENNYMAC LOAN SERVICES, LLC | 77 | 6.499% | $285,000 | 18.2% |
| Navy Federal Credit Union | 74 | 8.000% | $155,000 | 25.7% |
| Towne Bank | 72 | 6.625% | $340,000 | 8.9% |
| Towne First Mortgage, LLC | 69 | 6.750% | $395,000 | 1.4% |
| MOVEMENT MORTGAGE, LLC | 59 | 6.750% | $335,000 | 3.0% |
| First Heritage Mortgage, LLC | 54 | 6.250% | $390,000 | 3.6% |
| Prosperity Home Mortgage, LLC | 51 | 6.625% | $415,000 | 0.0% |
| CALL FEDERAL CREDIT UNION | 50 | 7.500% | $65,000 | 2.0% |
| FREEDOM MORTGAGE CORPORATION | 47 | 6.250% | $435,000 | 10.9% |
| Bank of America, National Association | 46 | 6.240% | $125,000 | 43.2% |
| Citizens and Farmers Bank | 46 | Not published | $125,000 | 18.6% |
| NFM, INC. | 41 | 6.875% | $405,000 | 4.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 35 | 6.375% | $435,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 34 | 7.500% | $185,000 | 12.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 33 | 6.750% | $345,000 | 5.7% |
| CMG MORTGAGE, INC. | 32 | 6.500% | $440,000 | 2.9% |
| Integrity Home Mortgage Corporation | 31 | 6.500% | $385,000 | 0.0% |
| HENRICO Federal Credit Union | 29 | 6.490% | $85,000 | 13.5% |
| Loandepot.Com, LLC | 28 | 8.063% | $155,000 | 21.1% |
| NEWREZ LLC | 27 | 6.750% | $245,000 | 33.3% |
| Coastal Community Bank | 27 | 9.990% | $55,000 | 1.6% |
| Alcova Mortgage LLC | 27 | 6.875% | $355,000 | 6.9% |
| Mortgage Research Center, LLC | 25 | 6.250% | $485,000 | 32.5% |
| FIGURE LENDING LLC | 25 | 10.050% | $75,000 | 8.3% |
| LANGLEY Federal Credit Union | 23 | 6.740% | $165,000 | 20.7% |
| Fairway Independent Mortgage Corporation | 20 | 6.750% | $345,000 | 0.0% |
| Fulton Bank, National Association | 20 | 6.433% | $395,000 | 9.1% |
| SPRING EQ, LLC | 19 | 8.625% | $65,000 | 58.7% |
| Wells Fargo Bank, National Association | 19 | 6.430% | $270,000 | 20.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 6.500% | $255,000 | 17.4% |
| Manufacturers and Traders Trust Company | 17 | 5.990% | $155,000 | 29.2% |
| U.S. Bank National Association | 15 | 6.875% | $355,000 | 28.6% |
| Citizens Bank, National Association | 15 | 7.900% | $205,000 | 15.0% |
| Primis Bank | 15 | Not published | $105,000 | 6.3% |
| SOUTHERN TRUST MORTGAGE, LLC | 14 | 6.313% | $400,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 14 | 6.563% | $400,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 8.125% | $95,000 | 0.0% |
| First-Citizens Bank & Trust Company | 13 | 6.350% | $155,000 | 13.3% |
| Atlantic Coast Mortgage, LLC | 13 | 6.500% | $335,000 | 0.0% |
| AmeriSave Mortgage Corporation | 12 | 8.313% | $95,000 | 65.7% |
| PNC Bank, National Association | 12 | 7.575% | $105,000 | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 12 | 9.928% | $105,000 | 0.0% |
| Broker Solutions, Inc. | 11 | 6.625% | $405,000 | 21.4% |
| SouthState Bank, National Association | 11 | 7.150% | $145,000 | 21.4% |
| First National Bank of Pennsylvania | 11 | 6.500% | $305,000 | 15.4% |
| GUILD MORTGAGE COMPANY | 11 | 6.500% | $365,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 6.750% | $435,000 | 63.0% |
| Discover Bank | 10 | 8.610% | $75,000 | 58.3% |
| JPMorgan Chase Bank, National Association | 10 | 6.063% | $425,000 | 8.3% |
| TOWER Federal Credit Union | 10 | 7.620% | $135,000 | 23.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 6.375% | $330,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 10 | 4.990% | $420,000 | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 9 | Under 10 loans | Under 10 loans | 21.4% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 9 | Under 10 loans | Under 10 loans | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 8 | Under 10 loans | Under 10 loans | 52.6% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 50.0% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 9.1% |
| LoanUnited.com, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 28.6% |
| Truliant Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 25.0% |
| C&F Select LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST BANCORP, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION ENERGY CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NEW DAY FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 66.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 20.0% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| UNION HOME MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LONGBRIDGE FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| SWBC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE BANK MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST BANK | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Argent Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 33.3% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank and Trust Company | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Apple Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PANORAMA MORTGAGE GROUP, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TD Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Liberty | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE BANK AND TRUST FINANCIAL CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Ameris Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Chesapeake Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Freedom Bank of Virginia | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SELECT LENDING SERVICES LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Carter Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Colonial Farm Credit, ACA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tidewater Home Funding, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CHARTWAY FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MYCUMORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NASA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valley West Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GRAY FOX MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Orion Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nicolet National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| REV FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Griffin Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Clarke | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| APL Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 94 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hanover County
28 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Atlantic Union Bank | 4 | $763.0 million |
| Wells Fargo Bank, National Association | 4 | $415.3 million |
| Truist Bank | 3 | $563.3 million |
| Primis Bank | 3 | $386.0 million |
| TowneBank | 3 | $292.9 million |
| Bank of America, National Association | 2 | $196.8 million |
| Manufacturers and Traders Trust Company | 2 | $56.3 million |
| JPMorgan Chase Bank, National Association | 2 | $44.4 million |
| United Bank | 1 | $92.0 million |
| SouthState Bank, National Association | 1 | $75.8 million |
| Citizens and Farmers Bank | 1 | $71.9 million |
| The First Bank and Trust Company | 1 | $69.1 million |
| Woodforest National Bank | 1 | $4.4 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.