VILLAGE BANK MORTGAGE CORPORATION
VILLAGE BANK MORTGAGE CORPORATION received 100 applications in 2025 and made 83 mortgages, in 23 counties across 2 states. The median rate its borrowers got was 6.625% on a median loan of $275,000. Of 84 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300KR83OL4XF00793 |
|---|---|
| Applications received | 100 |
| Mortgages made | 83 |
| Denied | 0 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 16 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.2245 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 75 | 6.625% | $275,000 | 0.0% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where VILLAGE BANK MORTGAGE CORPORATION lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Chesterfield County, VA | 21 | 7.000% | 0.0% |
| Henrico County, VA | 17 | 6.500% | 0.0% |
| Richmond city, VA | 12 | 6.875% | 0.0% |
| Hanover County, VA | 5 | Under 10 loans | 0.0% |
| New Kent County, VA | 4 | Under 10 loans | 0.0% |
| Dinwiddie County, VA | 3 | Under 10 loans | 0.0% |
| Powhatan County, VA | 3 | Under 10 loans | 0.0% |
| Lunenburg County, VA | 2 | Under 10 loans | 0.0% |
| Nottoway County, VA | 2 | Under 10 loans | 0.0% |
| Sussex County, VA | 2 | Under 10 loans | 0.0% |
| Petersburg city, VA | 2 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Albemarle County, VA | 1 | Under 10 loans | 0.0% |
| Amelia County, VA | 1 | Under 10 loans | 0.0% |
| Gloucester County, VA | 1 | Under 10 loans | 0.0% |
| Goochland County, VA | 1 | Under 10 loans | 0.0% |
| Louisa County, VA | 1 | Under 10 loans | 0.0% |
| Prince Edward County, VA | 1 | Under 10 loans | 0.0% |
| Prince George County, VA | 1 | Under 10 loans | 0.0% |
| Hopewell city, VA | 1 | Under 10 loans | 0.0% |
| Lynchburg city, VA | 1 | Under 10 loans | 0.0% |
| Caroline County, VA | 0 | Under 10 loans | 0.0% |
| Nelson County, VA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.