Mortgage lenders in Chesterfield County
10,860 mortgages were made in Chesterfield County, Virginia, in 2025, by 447 lenders. The median rate their borrowers got was 6.500% on a median loan of $295,000. Of 13,970 decisions, 2,579 were denials — 18.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 872 | 6.750% | $245,000 | 14.5% |
| Virginia Credit Union, Inc. | 688 | 6.240% | $105,000 | 14.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 566 | 6.125% | $345,000 | 13.0% |
| NVR Mortgage Finance, Inc. | 363 | 5.875% | $415,000 | 21.4% |
| Truist Bank | 323 | 6.500% | $215,000 | 36.1% |
| Navy Federal Credit Union | 319 | 7.900% | $135,000 | 22.8% |
| CAPITAL CENTER, L.L.C. | 318 | 6.375% | $315,000 | 14.3% |
| PENNYMAC LOAN SERVICES, LLC | 274 | 6.624% | $275,000 | 16.3% |
| C & F Mortgage Corporation | 258 | 6.624% | $345,000 | 1.1% |
| First Heritage Mortgage, LLC | 245 | 6.500% | $345,000 | 5.4% |
| FREEDOM MORTGAGE CORPORATION | 215 | 6.250% | $375,000 | 9.4% |
| Bank of America, National Association | 180 | 6.240% | $155,000 | 37.4% |
| Alcova Mortgage LLC | 176 | 6.625% | $355,000 | 1.6% |
| MOVEMENT MORTGAGE, LLC | 164 | 6.500% | $310,000 | 8.6% |
| Atlantic Union Bank | 164 | 7.500% | $155,000 | 24.1% |
| Prosperity Home Mortgage, LLC | 160 | 6.500% | $365,000 | 7.0% |
| Towne Bank | 159 | 6.625% | $295,000 | 8.3% |
| NEWREZ LLC | 141 | 6.375% | $325,000 | 27.5% |
| Loandepot.Com, LLC | 138 | 6.875% | $185,000 | 23.7% |
| LENNAR MORTGAGE, LLC | 134 | 5.750% | $440,000 | 6.9% |
| U.S. Bank National Association | 128 | 6.375% | $385,000 | 15.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 123 | 6.500% | $365,000 | 1.6% |
| Mortgage Research Center, LLC | 122 | 6.250% | $385,000 | 30.5% |
| CALL FEDERAL CREDIT UNION | 121 | 7.125% | $65,000 | 3.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 113 | 6.875% | $335,000 | 7.8% |
| CMG MORTGAGE, INC. | 108 | 6.495% | $335,000 | 6.4% |
| SOUTHERN TRUST MORTGAGE, LLC | 108 | 6.625% | $375,000 | 1.8% |
| United Bank | 104 | 6.340% | $305,000 | 8.7% |
| NATIONSTAR MORTGAGE LLC | 103 | 8.375% | $105,000 | 15.6% |
| NFM, INC. | 102 | 6.688% | $355,000 | 1.0% |
| Citizens and Farmers Bank | 96 | Not published | $105,000 | 26.0% |
| Wells Fargo Bank, National Association | 91 | 6.375% | $275,000 | 22.2% |
| JPMorgan Chase Bank, National Association | 84 | 6.490% | $315,000 | 14.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 84 | 6.625% | $325,000 | 6.6% |
| Atlantic Coast Mortgage, LLC | 78 | 6.490% | $355,000 | 4.7% |
| Presidential Bank, FSB | 77 | 6.625% | $305,000 | 3.8% |
| THE LOAN STORE, INC. | 75 | 6.500% | $285,000 | 12.0% |
| LANGLEY Federal Credit Union | 69 | 6.990% | $85,000 | 19.5% |
| Coastal Community Bank | 67 | 10.240% | $55,000 | 3.2% |
| FIGURE LENDING LLC | 65 | 8.700% | $65,000 | 21.8% |
| First National Bank of Pennsylvania | 65 | 6.375% | $335,000 | 8.5% |
| Fairway Independent Mortgage Corporation | 62 | 6.500% | $320,000 | 12.5% |
| Integrity Home Mortgage Corporation | 62 | 6.813% | $345,000 | 2.9% |
| DHI MORTGAGE COMPANY, LTD. | 61 | 4.933% | $495,000 | 20.8% |
| SPRING EQ, LLC | 59 | 9.275% | $75,000 | 61.6% |
| GUILD MORTGAGE COMPANY | 55 | 6.490% | $345,000 | 6.5% |
| AmeriSave Mortgage Corporation | 53 | 8.125% | $115,000 | 64.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 51 | 6.375% | $255,000 | 25.7% |
| Citizens Bank, National Association | 46 | 7.900% | $155,000 | 23.8% |
| PNC Bank, National Association | 45 | 7.700% | $105,000 | 25.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 42 | 6.500% | $355,000 | 4.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 41 | 6.625% | $205,000 | 54.6% |
| TOWER Federal Credit Union | 41 | 7.750% | $155,000 | 23.6% |
| FIRST COMMUNITY MORTGAGE, INC. | 40 | 6.125% | $370,000 | 10.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | 39 | 5.750% | $475,000 | 18.6% |
| PANORAMA MORTGAGE GROUP, LLC | 39 | 7.000% | $275,000 | 0.0% |
| First-Citizens Bank & Trust Company | 38 | 6.490% | $115,000 | 33.3% |
| SWBC MORTGAGE CORPORATION | 38 | 6.438% | $300,000 | 9.3% |
| Argent Federal Credit Union | 36 | Not published | $75,000 | 21.7% |
| HENRICO Federal Credit Union | 36 | 6.240% | $65,000 | 25.0% |
| FIRST HOME MORTGAGE CORPORATION | 36 | 6.750% | $340,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 35 | 6.375% | $375,000 | 2.6% |
| Fulton Bank, National Association | 34 | 6.490% | $390,000 | 20.5% |
| Ameris Bank | 34 | 6.313% | $325,000 | 12.8% |
| Kiavi Funding, Inc. | 34 | 9.950% | $245,000 | 8.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 33 | 7.540% | $145,000 | 21.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 6.495% | $405,000 | 50.0% |
| Broker Solutions, Inc. | 31 | 6.990% | $265,000 | 29.8% |
| PENTAGON FEDERAL CREDIT UNION | 31 | 7.500% | $175,000 | 15.4% |
| Third Federal Savings and Loan Association of Cleveland | 31 | 6.990% | $105,000 | 27.9% |
| LAKEVIEW LOAN SERVICING, LLC | 30 | 8.750% | $85,000 | 62.7% |
| CALCON MUTUAL MORTGAGE LLC | 30 | 6.813% | $350,000 | 3.2% |
| BETTER MORTGAGE CORPORATION | 28 | 8.063% | $210,000 | 41.7% |
| PHH Mortgage Corporation | 28 | 6.625% | $320,000 | 11.8% |
| CHURCHILL MORTGAGE CORPORATION | 28 | 6.625% | $315,000 | 3.3% |
| OCMBC, INC. | 27 | 7.499% | $285,000 | 22.9% |
| SouthState Bank, National Association | 27 | 6.590% | $245,000 | 27.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 27 | 6.000% | $305,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 27 | 6.625% | $265,000 | 6.5% |
| C&F Select LLC | 27 | 6.750% | $325,000 | 9.7% |
| Towne First Mortgage, LLC | 27 | 6.750% | $345,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 26 | 10.755% | $95,000 | 18.8% |
| GUARANTEED RATE, INC. | 24 | 6.750% | $410,000 | 3.7% |
| KIND LENDING, LLC | 24 | 6.438% | $325,000 | 38.5% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | 22 | 6.375% | $100,000 | 22.6% |
| Home Mortgage Alliance Corporation (HMAC) | 22 | 6.875% | $280,000 | 8.3% |
| NEW DAY FINANCIAL, LLC | 21 | 6.750% | $365,000 | 48.9% |
| LoanUnited.com, LLC | 21 | 5.875% | $405,000 | 19.2% |
| DOMINION ENERGY CREDIT UNION | 21 | 7.000% | $95,000 | 16.0% |
| VILLAGE BANK MORTGAGE CORPORATION | 21 | 7.000% | $345,000 | 0.0% |
| Equity Prime Mortgage LLC | 20 | 6.500% | $375,000 | 13.0% |
| USAA Federal Savings Bank | 20 | 6.500% | $375,000 | 42.9% |
| UNION HOME MORTGAGE CORP. | 20 | 6.125% | $385,000 | 9.1% |
| PLANET HOME LENDING, LLC | 20 | 5.990% | $380,000 | 19.2% |
| Manufacturers and Traders Trust Company | 19 | 5.990% | $185,000 | 52.5% |
| Plains Commerce Bank | 19 | 6.750% | $325,000 | 17.4% |
| Liberty | 19 | 7.375% | $245,000 | 9.5% |
| Hometown Equity Mortgage, LLC | 19 | 6.875% | $255,000 | 24.0% |
| ZILLOW HOME LOANS, LLC | 18 | 6.438% | $345,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 18 | 7.437% | $280,000 | 5.3% |
| Discover Bank | 17 | 8.730% | $85,000 | 80.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 17 | 6.250% | $305,000 | 0.0% |
| The Federal Savings Bank | 16 | 6.563% | $340,000 | 29.2% |
| LOWER, LLC | 16 | 6.933% | $270,000 | 25.0% |
| AMWEST FUNDING CORP. | 16 | 6.750% | $310,000 | 0.0% |
| NexBank | 16 | 6.375% | $315,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 15 | 6.000% | $485,000 | 10.0% |
| Nations Lending Corporation | 15 | 6.250% | $295,000 | 10.5% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 15 | 6.625% | $395,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 14 | 7.313% | $275,000 | 50.0% |
| GoodLeap, LLC | 14 | 6.058% | $250,000 | 36.0% |
| Commerce Home Mortgage, Inc. | 14 | 7.563% | $365,000 | 12.5% |
| Paramount Residential Mortgage Group, Inc. | 14 | 6.625% | $425,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 14 | 6.375% | $325,000 | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 14 | 6.000% | $150,000 | 0.0% |
| Peoples Advantage Federal Credit Union | 12 | Not published | $60,000 | 20.0% |
| A&D Mortgage LLC | 12 | 7.250% | $295,000 | 18.8% |
| PLAZA HOME MORTGAGE, INC. | 12 | 6.495% | $320,000 | 29.4% |
| First National Bank of America | 12 | 8.500% | $230,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 12 | 7.313% | $165,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 11 | 5.750% | $325,000 | 30.4% |
| FIRST BANK | 11 | Not published | $125,000 | 25.0% |
| City Lending Inc. | 11 | 6.750% | $315,000 | 21.4% |
| DAS Acquisition Company, LLC | 11 | 6.625% | $325,000 | 0.0% |
| Citizens Bank and Trust Company | 11 | Not published | $425,000 | 15.4% |
| Tidewater Home Funding, LLC | 11 | 6.375% | $395,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 11 | 5.800% | $515,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 11 | 7.750% | $315,000 | 0.0% |
| Tomo Mortgage, LLC | 10 | 6.375% | $380,000 | 9.1% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 10 | 6.063% | $315,000 | 9.1% |
| CHAMPIONS FUNDING, LLC | 10 | 7.125% | $260,000 | 9.1% |
| FINANCE OF AMERICA REVERSE LLC | 10 | 6.688% | $135,000 | 9.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| CHARTWAY FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 44.4% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 18.2% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Flagstar Bank, N.A. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| CLEARPATH LENDING | 9 | Under 10 loans | Under 10 loans | 18.2% |
| MORIA DEVELOPMENT, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CENTURY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 8 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| TD Bank, National Association | 7 | Under 10 loans | Under 10 loans | 46.2% |
| V.I.P. MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 46.2% |
| Truliant Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Primis Bank | 6 | Under 10 loans | Under 10 loans | 11.1% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| EMBRACE HOME LOANS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE BANK AND TRUST FINANCIAL CORP. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Strong Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 21.4% |
| Magnolia Bank, Incorporated | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| BAYSHORE MORTGAGE FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Baxter Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NATIONS DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Primis Mortgage Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INSTAMORTGAGE INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Apple Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Regions Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Vellum Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Easy Street Capital, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank and Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 247 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Chesterfield County
66 FDIC-insured branches from 20 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 11 | $2.4 billion |
| Truist Bank | 9 | $1.3 billion |
| Atlantic Union Bank | 6 | $747.8 million |
| Bank of America, National Association | 5 | $850.2 million |
| JPMorgan Chase Bank, National Association | 5 | $165.8 million |
| Citizens and Farmers Bank | 4 | $273.6 million |
| Woodforest National Bank | 4 | $17.3 million |
| TowneBank | 3 | $523.9 million |
| First-Citizens Bank & Trust Company | 3 | $309.1 million |
| First Community Bank | 3 | $107.5 million |
| Blue Ridge Bank, National Association | 2 | $103.4 million |
| First Bank | 2 | $78.0 million |
| United Bank | 2 | $55.4 million |
| Primis Bank | 1 | $163.5 million |
| Community Bankers' Bank | 1 | $94.9 million |
| SouthState Bank, National Association | 1 | $63.1 million |
| Burke & Herbert Bank & Trust Company | 1 | $51.8 million |
| Chesapeake Bank | 1 | $31.4 million |
| Citizens Bank and Trust Company | 1 | $20.4 million |
| The Bank of Southside Virginia | 1 | $13.4 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.