Mortgage Lender Index

First Bank

First Bank is a state bank, federal reserve member based in Strasburg, Virginia, with $2.1 billion in assets and $1.8 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 33 branches in 20 counties.

FDIC certificate6917
Charter classState bank, Federal Reserve member
EstablishedNot published
Assets$2.1 billion
Deposits$1.8 billion
Offices33
Net income, year to date$11.7 million
Return on assets1.14%
Websitewww.fbvirginia.com
Mortgage lendingFirst Bank reported 1,688 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Botetourt County, VA 6$205.0 million
Shenandoah County, VA 3$385.5 million
Dinwiddie County, VA 3$154.4 million
Mecklenburg County, VA 2$125.0 million
Frederick County, VA 2$124.8 million
Warren County, VA 2$117.4 million
Chesterfield County, VA 2$78.0 million
Winchester city, VA 1$228.2 million
Colonial Heights city, VA 1$63.1 million
Rockingham County, VA 1$46.5 million
Waynesboro city, VA 1$46.3 million
Staunton city, VA 1$45.0 million
Richmond city, VA 1$42.2 million
Prince George County, VA 1$32.7 million
Buckingham County, VA 1$31.9 million
Halifax County, NC 1$31.3 million
Brunswick County, VA 1$30.9 million
Prince Edward County, VA 1$28.4 million
Franklin County, NC 1$17.2 million
Roanoke city, VA 1$11.3 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.