Mortgage lenders in Roanoke city
2,275 mortgages were made in Roanoke city, Virginia, in 2025, by 260 lenders. The median rate their borrowers got was 6.674% on a median loan of $175,000. Of 3,042 decisions, 632 were denials — 20.8%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 204 | 6.625% | $195,000 | 0.5% |
| Rocket Mortgage, LLC | 175 | 6.625% | $175,000 | 15.4% |
| FREEDOM FIRST Federal Credit Union | 115 | 6.625% | $105,000 | 28.1% |
| Virginia Credit Union, Inc. | 101 | 6.240% | $65,000 | 40.6% |
| Atlantic Union Bank | 79 | 6.850% | $185,000 | 19.8% |
| Truist Bank | 72 | 7.150% | $105,000 | 32.1% |
| Alcova Mortgage LLC | 72 | 6.813% | $230,000 | 8.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 64 | 6.050% | $225,000 | 13.4% |
| Pinnacle Bank | 61 | 6.250% | $155,000 | 18.8% |
| Fairway Independent Mortgage Corporation | 54 | 6.250% | $195,000 | 21.4% |
| Mortgage Research Center, LLC | 47 | 6.250% | $245,000 | 21.7% |
| LENDINGONE, LLC | 44 | 7.090% | $135,000 | 31.3% |
| First-Citizens Bank & Trust Company | 43 | 6.400% | $105,000 | 24.1% |
| BLUE EAGLE CREDIT UNION | 41 | 6.000% | $85,000 | 14.6% |
| Integrity Home Mortgage Corporation | 40 | 6.750% | $205,000 | 2.2% |
| Kiavi Funding, Inc. | 39 | 7.000% | $155,000 | 18.4% |
| MOVEMENT MORTGAGE, LLC | 39 | 6.687% | $205,000 | 5.6% |
| CNB Bank | 33 | 7.000% | $165,000 | 2.9% |
| Bank of Botetourt | 33 | Not published | $195,000 | 2.9% |
| American Partners Federal Credit Union | 32 | Not published | $150,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 29 | 6.500% | $125,000 | 25.0% |
| 254900CTT87ZKAUTIJ37 | 27 | 7.500% | $165,000 | 10.0% |
| Navy Federal Credit Union | 26 | 7.250% | $175,000 | 24.3% |
| SWBC MORTGAGE CORPORATION | 26 | 6.813% | $255,000 | 3.7% |
| Loandepot.Com, LLC | 24 | 6.933% | $120,000 | 32.4% |
| GUARANTEED RATE, INC. | 21 | 6.625% | $205,000 | 4.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 20 | 6.750% | $145,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 20 | 6.625% | $235,000 | 4.4% |
| Wells Fargo Bank, National Association | 19 | 6.375% | $205,000 | 24.0% |
| Waterstone Mortgage Corporation | 18 | 6.500% | $200,000 | 25.0% |
| DELMAR FINANCIAL COMPANY | 18 | 6.750% | $270,000 | 0.0% |
| LOWER, LLC | 18 | 6.625% | $180,000 | 9.5% |
| NATIONAL BANKSHARES, INC. | 18 | Not published | $190,000 | 5.3% |
| NATIONSTAR MORTGAGE LLC | 17 | 7.875% | $65,000 | 4.8% |
| HomeTrust Bank | 16 | 7.500% | $145,000 | 45.2% |
| NATION ONE MORTGAGE CORPORATION | 14 | 6.688% | $195,000 | 6.7% |
| Loan Funder LLC | 14 | 7.620% | $155,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 13 | 6.250% | $175,000 | 33.3% |
| FIGURE LENDING LLC | 13 | 8.100% | $65,000 | 9.5% |
| GoodLeap, LLC | 12 | 5.808% | $180,000 | 33.3% |
| JPMorgan Chase Bank, National Association | 12 | 6.558% | $230,000 | 20.0% |
| Prosperity Home Mortgage, LLC | 11 | 6.625% | $215,000 | 15.4% |
| PNC Bank, National Association | 11 | 7.450% | $105,000 | 8.3% |
| AmeriSave Mortgage Corporation | 10 | 9.438% | $70,000 | 76.7% |
| NEWREZ LLC | 10 | 6.500% | $180,000 | 52.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 10 | 6.750% | $245,000 | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 10 | 8.875% | $155,000 | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Bank of America, National Association | 9 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 8 | Under 10 loans | Under 10 loans | 3.9% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 27.3% |
| FIRST BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SKYLINE NATIONAL BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900WAGGUGSFXUZ903 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 40.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Carter Bank & Trust | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Beacon Credit Union, Incorporated | 6 | Under 10 loans | Under 10 loans | 11.1% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST BANCORP, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 57.1% |
| Strategic Funding, LP | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Citizens and Farmers Bank | 5 | Under 10 loans | Under 10 loans | 12.5% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| New Peoples Bank, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 63.6% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 80.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SPRING EQ, LLC | 3 | Under 10 loans | Under 10 loans | 76.9% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 44.4% |
| LANGLEY Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 66.7% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| THE LOAN STORE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Sentinel Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CAPITAL CENTER, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ValleyStar Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EMBRACE HOME LOANS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 93.3% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 80.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 60.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LOANPEOPLE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First National Bank of Pennsylvania | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Fidelity Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Legacy Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers & Merchants Bank of Craig County | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE BANK OF MARION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EASTMAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PGIM REAL ESTATE AGENCY FINANCING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DuPont Community Federally Insured State-Chartered Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MCNB Bank and Trust Co. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of West Virginia | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MID-ISLAND MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 60 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Roanoke city
30 FDIC-insured branches from 14 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 5 | $1.6 billion |
| Pinnacle Bank | 3 | $713.0 million |
| Wells Fargo Bank, National Association | 3 | $409.1 million |
| Atlantic Union Bank | 3 | $203.4 million |
| HomeTrust Bank | 3 | $171.2 million |
| Woodforest National Bank | 3 | $11.6 million |
| First-Citizens Bank & Trust Company | 2 | $179.4 million |
| Carter Bank & Trust | 2 | $47.1 million |
| CNB Bank | 1 | $94.3 million |
| SKYLINE NATIONAL BANK | 1 | $17.1 million |
| The National Bank of Blacksburg | 1 | $12.4 million |
| First Bank | 1 | $11.3 million |
| Bank of Botetourt | 1 | $2.1 million |
| Citizens and Farmers Bank | 1 | $73,000 |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Carter Bank & Trust, 616 9th St Se, Roanoke
- Pinnacle Bank, 1327 Grandin Rd Sw, Roanoke
Get told when this changes
When the next year’s lending figures are out for Roanoke city, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.