MID-ISLAND MORTGAGE CORP.
MID-ISLAND MORTGAGE CORP. received 500 applications in 2025 and made 343 mortgages, in 92 counties across 14 states. The median rate its borrowers got was 6.500% on a median loan of $435,000. Of 390 decisions, 47 were denials — 12.0%, most often for other. 6 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300NZ2IPWRMLAYZ30 |
|---|---|
| Applications received | 500 |
| Mortgages made | 343 |
| Denied | 47 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 110 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.116 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 243 | 6.500% | $445,000 | 12.0% |
| Refinancing | 34 | 6.188% | $430,000 | 2.9% |
| Cash-out refinancing | 52 | 6.625% | $415,000 | 14.8% |
| Other purposes | 14 | 6.688% | $215,000 | 22.2% |
Where MID-ISLAND MORTGAGE CORP. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Suffolk County, NY | 105 | 6.490% | 4.6% |
| Nassau County, NY | 52 | 6.500% | 10.3% |
| Queens County, NY | 18 | 6.813% | 40.0% |
| Westchester County, NY | 18 | 6.688% | 18.2% |
| Middlesex County, MA | 14 | 6.625% | 0.0% |
| Kings County, NY | 8 | Under 10 loans | 20.0% |
| Dutchess County, NY | 6 | Under 10 loans | 0.0% |
| Orange County, NY | 6 | Under 10 loans | 0.0% |
| Ulster County, NY | 6 | Under 10 loans | 0.0% |
| Prince George's County, MD | 5 | Under 10 loans | 16.7% |
| Worcester County, MA | 5 | Under 10 loans | 0.0% |
| Erie County, NY | 5 | Under 10 loans | 0.0% |
| Onondaga County, NY | 5 | Under 10 loans | 0.0% |
| Bronx County, NY | 4 | Under 10 loans | 20.0% |
| Broward County, FL | 3 | Under 10 loans | 0.0% |
| Barnstable County, MA | 3 | Under 10 loans | 0.0% |
| Norfolk County, MA | 3 | Under 10 loans | 0.0% |
| Albany County, NY | 3 | Under 10 loans | 0.0% |
| Richmond County, NY | 3 | Under 10 loans | 25.0% |
| Prince William County, VA | 3 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 2 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 2 | Under 10 loans | 0.0% |
| Sumter County, FL | 2 | Under 10 loans | 0.0% |
| Montgomery County, MD | 2 | Under 10 loans | 0.0% |
| Bristol County, MA | 2 | Under 10 loans | 0.0% |
| Essex County, MA | 2 | Under 10 loans | 0.0% |
| Hampden County, MA | 2 | Under 10 loans | 0.0% |
| Plymouth County, MA | 2 | Under 10 loans | 0.0% |
| Suffolk County, MA | 2 | Under 10 loans | 0.0% |
| Essex County, NJ | 2 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 2 | Under 10 loans | 0.0% |
| Oneida County, NY | 2 | Under 10 loans | 0.0% |
| Rensselaer County, NY | 2 | Under 10 loans | 0.0% |
| Rockland County, NY | 2 | Under 10 loans | 0.0% |
| Sullivan County, NY | 2 | Under 10 loans | 0.0% |
| Horry County, SC | 2 | Under 10 loans | 33.3% |
| Loudoun County, VA | 2 | Under 10 loans | 33.3% |
| Greater Bridgeport Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Hernando County, FL | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Seminole County, FL | 1 | Under 10 loans | 0.0% |
| Rockdale County, GA | 1 | Under 10 loans | 50.0% |
| Franklin County, ME | 1 | Under 10 loans | 0.0% |
| York County, ME | 1 | Under 10 loans | 0.0% |
| Carroll County, NH | 1 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 1 | Under 10 loans | 0.0% |
| Rockingham County, NH | 1 | Under 10 loans | 0.0% |
| Morris County, NJ | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.