Mortgage lenders in Rockland County
4,849 mortgages were made in Rockland County, New York, in 2025, by 262 lenders. The median rate their borrowers got was 6.875% on a median loan of $455,000. Of 6,670 decisions, 1,558 were denials — 23.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 364 | 6.874% | $510,000 | 17.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 303 | 6.875% | $575,000 | 5.6% |
| Citizens Bank, National Association | 281 | 8.150% | $235,000 | 37.3% |
| Rocket Mortgage, LLC | 259 | 7.125% | $225,000 | 17.0% |
| NORWICH COMMERCIAL GROUP, INC. | 237 | 6.875% | $655,000 | 7.2% |
| GUARANTEED RATE, INC. | 215 | 6.500% | $505,000 | 1.4% |
| FM Home Loans, LLC | 189 | 6.625% | $655,000 | 2.7% |
| TD Bank, National Association | 175 | 7.690% | $255,000 | 34.2% |
| JPMorgan Chase Bank, National Association | 160 | 6.490% | $340,000 | 16.9% |
| ARK MORTGAGE, INC. | 147 | 7.500% | $615,000 | 2.4% |
| NEWREZ LLC | 136 | 6.995% | $515,000 | 27.3% |
| Bank of America, National Association | 95 | 5.990% | $225,000 | 41.6% |
| TrustCo Bank | 95 | 5.875% | $305,000 | 32.5% |
| Loandepot.Com, LLC | 95 | 6.750% | $375,000 | 17.1% |
| 1ST PRIORITY MORTGAGE, INC. | 90 | 6.500% | $455,000 | 5.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 85 | 10.470% | $295,000 | 18.1% |
| Manufacturers and Traders Trust Company | 84 | 5.990% | $210,000 | 57.8% |
| CHAMPIONS FUNDING, LLC | 80 | 7.375% | $585,000 | 10.1% |
| THE LOAN STORE, INC. | 71 | 7.375% | $635,000 | 4.6% |
| PENNYMAC LOAN SERVICES, LLC | 70 | 6.625% | $535,000 | 17.2% |
| HUDSON VALLEY CREDIT UNION | 48 | 4.500% | $155,000 | 30.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 48 | 7.188% | $730,000 | 15.3% |
| Emporium TPO LLC | 48 | 7.250% | $670,000 | 7.9% |
| AFFINITY | 47 | 4.900% | $135,000 | 37.2% |
| KeyBank National Association | 44 | 6.563% | $205,000 | 40.0% |
| Hometown Equity Mortgage, LLC | 43 | 7.375% | $605,000 | 30.7% |
| Logan Finance Corporation | 42 | 7.249% | $615,000 | 21.4% |
| BPL MORTGAGE TRUST, LLC | 38 | 7.500% | $630,000 | 8.0% |
| Citibank, National Association | 36 | 6.375% | $420,000 | 32.7% |
| 21st Mortgage Corporation | 34 | 9.345% | $115,000 | 27.5% |
| CMG MORTGAGE, INC. | 31 | 6.500% | $485,000 | 5.7% |
| QUORUM FEDERAL CREDIT UNION | 30 | 8.688% | $205,000 | 38.3% |
| U.S. Bank National Association | 30 | 6.250% | $540,000 | 33.3% |
| Webster Bank, National Association | 29 | 7.240% | $195,000 | 48.3% |
| PNC Bank, National Association | 29 | 8.180% | $235,000 | 44.6% |
| PLAZA HOME MORTGAGE, INC. | 29 | 7.625% | $485,000 | 48.2% |
| Bethpage Federal Credit Union | 28 | 6.490% | $195,000 | 58.6% |
| A&D Mortgage LLC | 28 | 7.490% | $455,000 | 22.2% |
| Loan Funder LLC | 27 | 8.100% | $405,000 | 30.8% |
| Wells Fargo Bank, National Association | 27 | 5.875% | $465,000 | 25.0% |
| The Dart Bank | 26 | 6.750% | $625,000 | 15.8% |
| Citadel Servicing Corporation | 25 | 7.375% | $685,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 24 | 7.490% | $580,000 | 18.9% |
| Valley National Bank | 22 | 6.495% | $355,000 | 25.8% |
| Navy Federal Credit Union | 21 | 8.850% | $205,000 | 43.2% |
| CONSTRUCTIVE LOANS, LLC | 21 | 6.875% | $845,000 | 3.6% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 21 | 6.624% | $525,000 | 4.2% |
| Municipal Credit Union | 20 | 6.875% | $155,000 | 42.9% |
| NATIONSTAR MORTGAGE LLC | 18 | 6.495% | $370,000 | 30.8% |
| NQM FUNDING, LLC | 17 | 7.499% | $665,000 | 32.0% |
| Third Federal Savings and Loan Association of Cleveland | 17 | 6.990% | $205,000 | 37.5% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 17 | 6.990% | $535,000 | 0.0% |
| Discover Bank | 16 | 8.555% | $90,000 | 77.8% |
| FIGURE LENDING LLC | 16 | 9.750% | $135,000 | 35.5% |
| CONVENTUS LLC | 16 | 9.990% | $1,920,000 | 5.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 15 | 6.750% | $575,000 | 17.2% |
| CONTOUR MORTGAGE CORPORATION | 15 | 6.625% | $545,000 | 6.3% |
| Visions Federal Credit Union | 14 | 7.250% | $110,000 | 33.3% |
| LUXURY MORTGAGE CORP. | 13 | 7.250% | $965,000 | 7.1% |
| ICE LENDER HOLDINGS LLC | 12 | 7.000% | $475,000 | 36.8% |
| FREEDOM MORTGAGE CORPORATION | 12 | 6.750% | $345,000 | 14.3% |
| ARC HOME LLC | 12 | 7.250% | $605,000 | 14.3% |
| Broadview Federal Credit Union | 12 | 6.250% | $230,000 | 14.3% |
| MORTGAGE ACCESS CORP. | 12 | 6.750% | $445,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 12 | 6.625% | $355,000 | 7.7% |
| PENTAGON FEDERAL CREDIT UNION | 11 | 7.375% | $305,000 | 57.1% |
| The Federal Savings Bank | 11 | 6.625% | $525,000 | 7.7% |
| Morgan Stanley Private Bank, National Association | 11 | 5.850% | $515,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 10 | 8.875% | $150,000 | 58.3% |
| LAFAYETTE FEDERAL CREDIT UNION | 10 | 8.250% | $255,000 | 26.7% |
| Mortgage Research Center, LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Quontic Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| MOVEMENT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Skyrock Mortgage Corp | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| HERITAGE FINANCIAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TOTAL MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 68.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 46.2% |
| MID-HUDSON VALLEY Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 50.0% |
| TEACHERS FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| EAST COAST CAPITAL CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LONGBRIDGE FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUMA | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Bank | 5 | Under 10 loans | Under 10 loans | 14.3% |
| CLIFFCO, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UNITED MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cathay Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Unity Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Woori America Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| US MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SEFCU SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| City National Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BOND STREET MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nassau Educators Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 60.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| RELIANT HOME FUNDING, INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Orange Bank &Trust Company | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMESTEAD FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Customers Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PCSB Bank | 2 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Northfield Bank | 2 | Under 10 loans | Under 10 loans | 66.7% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 16.7% |
| JET DIRECT FUNDING CORP | 2 | Under 10 loans | Under 10 loans | 50.0% |
| HARTFORD FUNDING, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MID-ISLAND MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEG Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| M&T REALTY CAPITAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LYNX MORTGAGE BANK LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kearny Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dime Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ConnectOne Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Tompkins Community Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| SUNMARK CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Royal Business Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| EMM LOANS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sidney Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 254900IRE136HFEI2562 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BAYPORT FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ponce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MILLENIUM HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Greater Alliance Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Walden Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Colorado Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Adirondack Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Amalgamated Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONTINENTAL MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MassMutual Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ives Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Global Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ulster Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JUSTICE Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 62 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Rockland County
67 FDIC-insured branches from 14 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| JPMorgan Chase Bank, National Association | 19 | $5.0 billion |
| KeyBank National Association | 9 | $1.3 billion |
| Manufacturers and Traders Trust Company | 8 | $2.1 billion |
| Webster Bank, National Association | 7 | $789.9 million |
| TD Bank, National Association | 5 | $1.4 billion |
| Wells Fargo Bank, National Association | 4 | $477.7 million |
| TrustCo Bank | 4 | $105.6 million |
| Citibank, National Association | 2 | $626.0 million |
| NorthEast Community Bank | 2 | $334.5 million |
| Orange Bank & Trust Company | 2 | $268.0 million |
| Apple Bank | 2 | $257.3 million |
| Capital One, National Association | 1 | $289.8 million |
| ConnectOne Bank | 1 | $192.9 million |
| Beacon Bank and Trust | 1 | $92.5 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- ConnectOne Bank, 170 E Erie St, Blauvelt
- PCSB Bank, 76 N Main St, New City
Get told when this changes
When the next year’s lending figures are out for Rockland County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.