Visions Federal Credit Union received 3,898 applications in 2025 and made
2,068 mortgages, in 102 counties across 19 states.
The median rate its borrowers got was 7.250% on a median loan of $105,000.
Of 3,189 decisions, 1,039 were denials — 32.6%, most often for debt-to-income ratio.
Legal Entity Identifier
549300TDVGWRELEO5F50
Applications received
3,898
Mortgages made
2,068
Denied
1,039
Approved, not taken up
82
Withdrawn or incomplete
709
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.04 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
196
6.250%
$215,000
26.5%
Refinancing
21
6.000%
$365,000
21.9%
Cash-out refinancing
584
7.250%
$145,000
26.6%
Other purposes
1,267
7.250%
$75,000
35.9%
Where Visions Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Visions Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.