Mortgage lenders in Warren County
2,736 mortgages were made in Warren County, New Jersey, in 2025, by 332 lenders. The median rate their borrowers got was 6.750% on a median loan of $255,000. Of 3,731 decisions, 839 were denials — 22.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 200 | 6.750% | $225,000 | 20.2% |
| PNC Bank, National Association | 185 | 7.875% | $105,000 | 29.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 169 | 6.825% | $355,000 | 5.0% |
| GUARANTEED RATE, INC. | 108 | 6.450% | $335,000 | 5.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 99 | 6.250% | $335,000 | 24.2% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 64 | 6.625% | $350,000 | 4.5% |
| Citizens Bank, National Association | 61 | 7.650% | $185,000 | 25.0% |
| Loandepot.Com, LLC | 60 | 6.625% | $275,000 | 18.9% |
| TD Bank, National Association | 58 | 7.915% | $105,000 | 29.8% |
| Visions Federal Credit Union | 50 | 7.250% | $100,000 | 38.6% |
| NVR Mortgage Finance, Inc. | 50 | 6.058% | $430,000 | 3.9% |
| MOVEMENT MORTGAGE, LLC | 48 | 6.750% | $305,000 | 9.4% |
| Bank of America, National Association | 47 | 6.000% | $115,000 | 47.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 46 | 6.688% | $385,000 | 4.2% |
| Fulton Bank, National Association | 42 | 6.058% | $105,000 | 43.2% |
| PENNYMAC LOAN SERVICES, LLC | 37 | 6.999% | $235,000 | 17.7% |
| CMG MORTGAGE, INC. | 37 | 6.813% | $335,000 | 8.5% |
| NEWREZ LLC | 34 | 6.990% | $210,000 | 46.0% |
| GUARANTEED RATE AFFINITY, LLC | 34 | 6.625% | $295,000 | 5.4% |
| IRCO COMMUNITY FEDERAL CREDIT UNION | 34 | Not published | $70,000 | 14.3% |
| MILLENIUM HOME MORTGAGE, LLC | 34 | 6.625% | $315,000 | 5.6% |
| First Commonwealth Federal Credit Union | 31 | 6.870% | $55,000 | 25.5% |
| FREEDOM MORTGAGE CORPORATION | 30 | 6.495% | $300,000 | 12.5% |
| JPMorgan Chase Bank, National Association | 27 | 6.625% | $295,000 | 12.9% |
| AFFINITY | 26 | 4.900% | $155,000 | 32.5% |
| NATIONSTAR MORTGAGE LLC | 26 | 8.688% | $105,000 | 9.7% |
| Valley National Bank | 26 | 6.490% | $125,000 | 15.2% |
| Mortgage Research Center, LLC | 25 | 6.500% | $355,000 | 34.2% |
| FIGURE LENDING LLC | 25 | 9.400% | $75,000 | 12.2% |
| PICATINNY FEDERAL CREDIT UNION | 23 | 3.990% | $85,000 | 8.0% |
| Broker Solutions, Inc. | 22 | 6.933% | $230,000 | 31.3% |
| MORTGAGE ACCESS CORP. | 22 | 6.625% | $365,000 | 12.0% |
| Kiavi Funding, Inc. | 21 | 9.950% | $235,000 | 19.2% |
| SPRING EQ, LLC | 20 | 10.200% | $85,000 | 61.1% |
| PRINCETON MORTGAGE CORPORATION | 19 | 6.490% | $335,000 | 20.8% |
| Wells Fargo Bank, National Association | 17 | 6.375% | $355,000 | 26.1% |
| First Hope Bank, A National Banking Association | 17 | Not published | $105,000 | 22.7% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.500% | $305,000 | 5.6% |
| AmeriSave Mortgage Corporation | 16 | 7.875% | $85,000 | 65.4% |
| Prosperity Home Mortgage, LLC | 16 | 6.625% | $290,000 | 0.0% |
| Coastal Community Bank | 15 | 12.240% | $55,000 | 2.7% |
| NJ LENDERS CORP. | 13 | 6.875% | $305,000 | 0.0% |
| Loan Funder LLC | 13 | 7.900% | $225,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 13 | 8.500% | $245,000 | 0.0% |
| Navy Federal Credit Union | 12 | 7.600% | $175,000 | 48.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.438% | $235,000 | 21.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 12 | 6.125% | $320,000 | 0.0% |
| The Huntington National Bank | 12 | 6.500% | $280,000 | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 12 | 6.750% | $300,000 | 6.7% |
| Discover Bank | 11 | 8.000% | $95,000 | 71.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 7.000% | $255,000 | 29.4% |
| Luminate Bank | 11 | 6.625% | $365,000 | 0.0% |
| PLANET HOME LENDING, LLC | 11 | 6.625% | $295,000 | 21.4% |
| Lendage, LLC | 11 | 11.000% | $65,000 | 15.4% |
| Provident Bank | 10 | 7.000% | $140,000 | 29.4% |
| THE LOAN STORE, INC. | 10 | 7.625% | $255,000 | 29.4% |
| U.S. Bank National Association | 10 | 7.245% | $120,000 | 28.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.250% | $300,000 | 9.1% |
| UNION HOME MORTGAGE CORP. | 10 | 7.125% | $370,000 | 9.1% |
| Cornerstone First Mortgage, Inc | 10 | 6.688% | $310,000 | 0.0% |
| BOND STREET MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Unity Bank | 9 | Under 10 loans | Under 10 loans | 30.8% |
| MLB RESIDENTIAL LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Advisors Mortgage Group, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HARBORONE MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RIEGEL | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 7 | Under 10 loans | Under 10 loans | 68.8% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 46.2% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| EMM LOANS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EMBRACE HOME LOANS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Columbia Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 55.6% |
| MLD MORTGAGE INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIED MORTGAGE GROUP, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MERIDIAN BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Somerset Regal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 60.0% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 54.6% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| POLICE & FIRE | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS 1ST | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 254900CTT87ZKAUTIJ37 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Peapack-Gladstone Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW JERSEY LAW AND PUBLIC SAFETY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 62.5% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| DEVELOPER'S MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NORWICH COMMERCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| US MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northfield Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Penn Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Univest Bank and Trust Co. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PROPONENT Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 62.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 40.0% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| UNITED MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kearny Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| INTELLILOAN, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LUXURY MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GUILD MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Embassy Bank For The Lehigh Valley | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Fidelity Deposit and Discount Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PEOPLE FIRST FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED TELETECH FINANCIAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manasquan Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Arvest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLISH & SLAVIC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 85.7% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NATION ONE MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Greater Alliance Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 75.0% |
| CONSTRUCTIVE LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GoodLeap, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 33.3% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 50.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 132 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Warren County
24 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| PNC Bank, National Association | 6 | $1.1 billion |
| Fulton Bank, National Association | 3 | $354.7 million |
| First Hope Bank, A National Banking Association | 3 | $332.7 million |
| Valley National Bank | 3 | $300.1 million |
| Wells Fargo Bank, National Association | 2 | $382.7 million |
| Unity Bank | 2 | $242.5 million |
| JPMorgan Chase Bank, National Association | 2 | $226.0 million |
| Bank of America, National Association | 1 | $228.3 million |
| TD Bank, National Association | 1 | $126.3 million |
| Provident Bank | 1 | $118.3 million |
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When the next year’s lending figures are out for Warren County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.