Manasquan Bank
Manasquan Bank received 853 applications in 2025 and made 649 mortgages, in 25 counties across 5 states. The median rate its borrowers got was 7.000% on a median loan of $275,000. Of 760 decisions, 80 were denials — 10.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300VACYYK343SKH92 |
|---|---|
| Applications received | 853 |
| Mortgages made | 649 |
| Denied | 80 |
| Approved, not taken up | 31 |
| Withdrawn or incomplete | 93 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.271 points |
| FDIC-insured bank | Yes: Manasquan Bank, 15 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 221 | 6.750% | $455,000 | 4.1% |
| Refinancing | 149 | 7.000% | $255,000 | 6.7% |
| Other purposes | 279 | 7.375% | $155,000 | 16.8% |
Where Manasquan Bank lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Monmouth County, NJ | 352 | 7.125% | 9.9% |
| Ocean County, NJ | 199 | 7.000% | 12.6% |
| Middlesex County, NJ | 24 | 7.188% | 13.8% |
| Essex County, NJ | 11 | 6.625% | 0.0% |
| Union County, NJ | 10 | 6.750% | 21.4% |
| Bergen County, NJ | 7 | Under 10 loans | 0.0% |
| Morris County, NJ | 7 | Under 10 loans | 0.0% |
| Somerset County, NJ | 6 | Under 10 loans | 0.0% |
| Hudson County, NJ | 5 | Under 10 loans | 0.0% |
| Mercer County, NJ | 5 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 4 | Under 10 loans | 0.0% |
| Hunterdon County, NJ | 3 | Under 10 loans | 20.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Burlington County, NJ | 2 | Under 10 loans | 33.3% |
| Camden County, NJ | 2 | Under 10 loans | 0.0% |
| Cape May County, NJ | 2 | Under 10 loans | 0.0% |
| Warren County, NJ | 2 | Under 10 loans | 0.0% |
| Gloucester County, NJ | 1 | Under 10 loans | 0.0% |
| Passaic County, NJ | 1 | Under 10 loans | 50.0% |
| Nassau County, NY | 1 | Under 10 loans | 0.0% |
| Charleston County, SC | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Bennington County, VT | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 0 | Under 10 loans | Not published |
| Sussex County, NJ | 0 | Under 10 loans | 0.0% |
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When Manasquan Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.