Mortgage lenders in Nassau County
19,225 mortgages were made in Nassau County, New York, in 2025, by 347 lenders. The median rate their borrowers got was 6.625% on a median loan of $485,000. Of 27,815 decisions, 7,679 were denials — 27.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Bethpage Federal Credit Union | 1,643 | 6.490% | $205,000 | 50.6% |
| Citizens Bank, National Association | 1,181 | 7.900% | $315,000 | 34.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,177 | 6.499% | $605,000 | 11.3% |
| Rocket Mortgage, LLC | 1,138 | 6.990% | $305,000 | 18.8% |
| Nassau Educators Federal Credit Union | 1,101 | 5.990% | $185,000 | 41.1% |
| JPMorgan Chase Bank, National Association | 1,073 | 6.375% | $535,000 | 14.0% |
| TD Bank, National Association | 762 | 7.690% | $310,000 | 37.0% |
| Bank of America, National Association | 502 | 6.125% | $295,000 | 45.7% |
| Citibank, National Association | 464 | 6.250% | $515,000 | 27.7% |
| CONTOUR MORTGAGE CORPORATION | 429 | 6.625% | $605,000 | 2.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 405 | 6.750% | $605,000 | 6.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 379 | 6.625% | $615,000 | 2.5% |
| NEWREZ LLC | 335 | 6.750% | $525,000 | 44.7% |
| Wells Fargo Bank, National Association | 295 | 6.125% | $675,000 | 14.7% |
| PENNYMAC LOAN SERVICES, LLC | 240 | 6.500% | $635,000 | 16.7% |
| Loandepot.Com, LLC | 239 | 6.875% | $325,000 | 19.7% |
| Loan Funder LLC | 232 | 10.250% | $565,000 | 11.5% |
| CLIFFCO, INC. | 232 | 6.750% | $585,000 | 7.6% |
| TEACHERS FEDERAL CREDIT UNION | 222 | 6.688% | $180,000 | 11.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 217 | 8.500% | $355,000 | 18.8% |
| UNITED MORTGAGE CORP. | 213 | 6.750% | $605,000 | 6.2% |
| Manufacturers and Traders Trust Company | 209 | 5.990% | $285,000 | 37.4% |
| EAST COAST CAPITAL CORP. | 195 | 6.625% | $605,000 | 6.3% |
| INTERSTATE HOME LOAN CENTER, INC. | 188 | 6.750% | $615,000 | 2.1% |
| CMG MORTGAGE, INC. | 177 | 6.438% | $565,000 | 9.2% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 168 | 6.625% | $615,000 | 7.1% |
| Valley National Bank | 149 | 6.190% | $365,000 | 19.1% |
| Island Federal Credit Union | 146 | 6.090% | $205,000 | 27.5% |
| Fairway Independent Mortgage Corporation | 140 | 6.625% | $595,000 | 5.4% |
| Broker Solutions, Inc. | 134 | 6.750% | $615,000 | 7.4% |
| U.S. Bank National Association | 123 | 6.375% | $605,000 | 39.9% |
| SUFFOLK | 119 | 5.990% | $225,000 | 32.8% |
| FM Home Loans, LLC | 119 | 6.750% | $745,000 | 2.2% |
| Morgan Stanley Private Bank, National Association | 118 | 5.800% | $815,000 | 4.7% |
| A&D Mortgage LLC | 117 | 6.875% | $555,000 | 12.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 114 | 6.500% | $590,000 | 2.6% |
| Cathay Bank | 112 | 6.375% | $540,000 | 7.8% |
| Municipal Credit Union | 108 | 6.625% | $170,000 | 39.1% |
| Navy Federal Credit Union | 108 | 8.250% | $205,000 | 44.1% |
| PLAZA HOME MORTGAGE, INC. | 104 | 6.750% | $560,000 | 43.5% |
| QUORUM FEDERAL CREDIT UNION | 103 | 8.500% | $185,000 | 31.9% |
| Quontic Bank | 100 | 8.375% | $505,000 | 9.9% |
| ARC HOME LLC | 84 | 7.125% | $625,000 | 14.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 80 | 6.625% | $600,000 | 38.0% |
| LYNX MORTGAGE BANK LLC | 80 | 6.625% | $570,000 | 3.2% |
| HARTFORD FUNDING, LTD. | 79 | 6.750% | $605,000 | 9.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 78 | 6.995% | $595,000 | 11.2% |
| Metro City Bank | 76 | 6.250% | $500,000 | 0.0% |
| Flagstar Bank, N.A. | 75 | 6.625% | $495,000 | 43.5% |
| NATIONSTAR MORTGAGE LLC | 74 | 6.490% | $435,000 | 21.4% |
| GUARANTEED RATE, INC. | 72 | 6.500% | $565,000 | 6.5% |
| EMBRACE HOME LOANS, INC. | 72 | 6.490% | $635,000 | 1.2% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 71 | 6.625% | $575,000 | 2.7% |
| The Federal Savings Bank | 68 | 6.500% | $625,000 | 13.9% |
| FINANCE OF AMERICA REVERSE LLC | 68 | 6.500% | $385,000 | 7.9% |
| CHAMPIONS FUNDING, LLC | 67 | 7.500% | $625,000 | 20.2% |
| Bank of Hope | 65 | 6.250% | $565,000 | 3.9% |
| RELIANT HOME FUNDING, INC | 63 | 6.500% | $615,000 | 3.1% |
| Webster Bank, National Association | 61 | 6.740% | $255,000 | 39.6% |
| NQM FUNDING, LLC | 60 | 7.687% | $640,000 | 20.4% |
| SUMMIT MORTGAGE BANKERS INC. | 60 | 6.375% | $585,000 | 1.6% |
| ALLIED MORTGAGE GROUP, INC. | 59 | 6.875% | $545,000 | 2.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 59 | 6.750% | $605,000 | 7.2% |
| First Central Savings Bank | 55 | Not published | $585,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 54 | 7.313% | $615,000 | 43.2% |
| MID-ISLAND MORTGAGE CORP. | 52 | 6.500% | $560,000 | 10.3% |
| US MORTGAGE CORPORATION | 52 | 6.500% | $545,000 | 8.8% |
| PNC Bank, National Association | 51 | 7.750% | $205,000 | 52.6% |
| Discover Bank | 49 | 8.560% | $115,000 | 84.8% |
| BETTER MORTGAGE CORPORATION | 49 | 8.125% | $255,000 | 48.0% |
| FIGURE LENDING LLC | 49 | 9.300% | $125,000 | 40.0% |
| Ridgewood Savings Bank | 49 | 6.125% | $745,000 | 20.0% |
| Hanover Community Bank | 49 | 6.375% | $535,000 | 19.4% |
| CONTINENTAL MORTGAGE BANKERS, INC. | 44 | 6.500% | $595,000 | 2.2% |
| Third Federal Savings and Loan Association of Cleveland | 43 | 6.990% | $205,000 | 52.1% |
| GUIDANCE RESIDENTIAL, LLC | 43 | 7.000% | $605,000 | 2.2% |
| RELIANCE FIRST CAPITAL, LLC | 39 | 6.500% | $425,000 | 7.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 38 | 5.990% | $745,000 | 13.3% |
| Dime Community Bank | 37 | Not published | $615,000 | 7.5% |
| LONGBRIDGE FINANCIAL, LLC | 37 | 6.375% | $405,000 | 10.9% |
| The Dart Bank | 37 | 6.375% | $555,000 | 6.5% |
| LENDINGONE, LLC | 35 | 10.490% | $1,025,000 | 22.2% |
| General Mortgage Capital Corporation | 35 | 6.500% | $575,000 | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 34 | 6.313% | $650,000 | 9.8% |
| Royal Business Bank | 33 | 6.450% | $525,000 | 12.8% |
| FREEDOM MORTGAGE CORPORATION | 32 | 6.250% | $485,000 | 38.9% |
| WALL STREET MORTGAGE BANKERS, LTD. | 32 | 6.433% | $670,000 | 18.0% |
| UBS Bank USA | 32 | 5.813% | $950,000 | 11.1% |
| Logan Finance Corporation | 31 | 6.749% | $555,000 | 23.8% |
| Shinhan Bank America | 31 | Not published | $505,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 30 | 7.563% | $255,000 | 64.8% |
| Citadel Servicing Corporation | 30 | 6.937% | $595,000 | 2.4% |
| JET DIRECT FUNDING CORP | 30 | 6.687% | $650,000 | 8.8% |
| 1ST PRIORITY MORTGAGE, INC. | 29 | 6.500% | $645,000 | 0.0% |
| Emporium TPO LLC | 27 | 7.000% | $595,000 | 8.6% |
| Luminate Bank | 25 | 6.375% | $605,000 | 3.9% |
| NATIONAL COOPERATIVE BANK, N.A. | 24 | 6.285% | $1,755,000 | 4.0% |
| Woori America Bank | 23 | Not published | $475,000 | 7.1% |
| PLANET HOME LENDING, LLC | 23 | 5.750% | $625,000 | 17.2% |
| Stifel Bank and Trust | 22 | 6.375% | $590,000 | 8.3% |
| Maspeth Federal Savings and Loan Association | 22 | Not published | $615,000 | 0.0% |
| Charles Schwab Bank, SSB | 22 | 5.475% | $850,000 | 4.2% |
| LUXURY MORTGAGE CORP. | 21 | 7.375% | $755,000 | 16.0% |
| UIF CORPORATION | 21 | 6.500% | $625,000 | 4.6% |
| LAFAYETTE FEDERAL CREDIT UNION | 21 | 7.750% | $255,000 | 8.3% |
| PHH Mortgage Corporation | 20 | 6.375% | $495,000 | 20.0% |
| American Airlines Federal Credit Union | 20 | 6.938% | $145,000 | 34.2% |
| Kiavi Funding, Inc. | 20 | 10.450% | $620,000 | 16.7% |
| NJ LENDERS CORP. | 20 | 6.563% | $565,000 | 13.0% |
| First National Bank of America | 19 | 8.750% | $505,000 | 5.0% |
| 549300GNMONGVTFMXS97 | 18 | 6.250% | $575,000 | 14.3% |
| United Nations Federal Credit Union | 18 | 5.500% | $680,000 | 0.0% |
| Ocean Financial Federal Credit Union | 17 | 7.250% | $205,000 | 46.9% |
| Mortgage Research Center, LLC | 16 | 5.750% | $750,000 | 37.0% |
| BAYPORT FUNDING LLC | 16 | 10.750% | $920,000 | 0.0% |
| PATRIOT ONE MORTGAGE BANKERS, LLC | 16 | 7.188% | $545,000 | 0.0% |
| ARK MORTGAGE, INC. | 15 | 7.000% | $695,000 | 11.8% |
| MOVEMENT MORTGAGE, LLC | 15 | 6.125% | $505,000 | 4.6% |
| City National Bank | 15 | 5.810% | $695,000 | 6.3% |
| NEW MILLENNIUM BANK, INC | 15 | Not published | $575,000 | 0.0% |
| N C P D Federal Credit Union | 15 | 6.125% | $565,000 | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 14 | 6.125% | $405,000 | 34.8% |
| CTBC Bank Corp. (USA) | 14 | 6.375% | $525,000 | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 13 | 10.365% | $565,000 | 0.0% |
| Broadview Federal Credit Union | 13 | 5.750% | $175,000 | 30.0% |
| DEEPHAVEN MORTGAGE LLC | 12 | 7.313% | $500,000 | 27.8% |
| Ponce Bank | 11 | Not published | $535,000 | 0.0% |
| ICE LENDER HOLDINGS LLC | 10 | 7.125% | $555,000 | 44.4% |
| ALLIANT CREDIT UNION | 10 | 6.688% | $645,000 | 60.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 10 | 6.250% | $610,000 | 21.4% |
| AFFINITY | 10 | 4.900% | $305,000 | 33.3% |
| THE LOAN STORE, INC. | 10 | 7.563% | $505,000 | 26.7% |
| GUARANTEED RATE AFFINITY, LLC | 10 | 5.933% | $835,000 | 0.0% |
| Popular Bank | 10 | Not published | $960,000 | 16.7% |
| Ixonia Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| 9845002BFC70CNA9B356 | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ASSOCIATED MORTGAGE BANKERS, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 15.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 18.8% |
| Farmers Bank & Trust | 8 | Under 10 loans | Under 10 loans | 8.3% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FOUNDATION MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| KeyBank National Association | 8 | Under 10 loans | Under 10 loans | 38.5% |
| USALLIANCE FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| DIGITAL | 7 | Under 10 loans | Under 10 loans | 36.4% |
| BPL MORTGAGE TRUST, LLC | 7 | Under 10 loans | Under 10 loans | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 8.3% |
| ABL RPC Residential Credit Acquisition LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| TOTAL MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LYONS MORTGAGE SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Global Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PLANET MANAGEMENT GROUP, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| 984500F12EF9DCACA497 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 61.1% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 40.0% |
| TOWER Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 60.0% |
| HUDSON VALLEY CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 46.2% |
| Baxter Credit Union | 6 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICU Credit Union | 6 | Under 10 loans | Under 10 loans | 33.3% |
| 254900IRE136HFEI2562 | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| POLISH & SLAVIC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Provident Bank | 5 | Under 10 loans | Under 10 loans | 50.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 16.7% |
| East West Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| SELF RELIANCE NY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Abacus Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Axos Bank | 4 | Under 10 loans | Under 10 loans | 71.4% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Amalgamated Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First IC Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Colorado Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| JUSTICE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Cross County Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BOND STREET MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMIGRANT FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 147 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Nassau County
337 FDIC-insured branches from 33 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
10 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Flagstar Bank, National Association, 900 Stewart Ave, Garden City
- Flushing Bank, 1122 Franklin Ave, Garden City
- Flushing Bank, 220 Rxr Plz, Uniondale
- Flushing Bank, 260e Rxr Plz, Uniondale
- Flushing Bank, 268 N Broadway, Hicksville
- Flushing Bank, 697-B Hillside Avenue, New Hyde Park
- JPMorgan Chase Bank, National Association, 1200 West Walk (Green Acres Mall), Valley Stream
- JPMorgan Chase Bank, National Association, 212 Long Beach Rd, Island Park
- JPMorgan Chase Bank, National Association, 930 Rosedale Rd, Valley Stream
- TD Bank, National Association, 391 Jericho Tpke, Jericho
Get told when this changes
When the next year’s lending figures are out for Nassau County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.