Mortgage Lender Index

1ST PRIORITY MORTGAGE, INC.

1ST PRIORITY MORTGAGE, INC. received 2,102 applications in 2025 and made 1,778 mortgages, in 87 counties across 5 states. The median rate its borrowers got was 6.500% on a median loan of $255,000. Of 1,885 decisions, 87 were denials — 4.6%, most often for debt-to-income ratio.

Legal Entity Identifier549300ZGZ9WQMJLEPH17
Applications received2,102
Mortgages made1,778
Denied87
Approved, not taken up20
Withdrawn or incomplete217
Loans bought from other lenders2
Median rate spread over the prime offer rate0.166 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,721 6.500%$255,000 4.4%
Refinancing28 6.125%$295,000 9.7%
Cash-out refinancing17 6.500%$235,000 18.2%
Other purposes12 6.875%$200,000 0.0%

Where 1ST PRIORITY MORTGAGE, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Erie County, NY 4086.625%4.0%
Monroe County, NY 2476.500%3.5%
Niagara County, NY 1096.625%7.5%
Rockland County, NY 906.500%5.3%
Broome County, NY 866.500%5.5%
Orange County, NY 836.500%6.7%
Suffolk County, NY 646.500%3.0%
Onondaga County, NY 626.375%0.0%
Westchester County, NY 516.625%1.9%
Tompkins County, NY 446.438%0.0%
Steuben County, NY 306.813%6.3%
Nassau County, NY 296.500%0.0%
Ontario County, NY 296.625%6.5%
Wayne County, NY 246.688%4.0%
Genesee County, NY 236.500%0.0%
Bergen County, NJ 226.563%0.0%
Ulster County, NY 216.500%8.7%
Cattaraugus County, NY 206.563%4.8%
Chemung County, NY 206.438%16.0%
Chenango County, NY 196.500%13.6%
Livingston County, NY 186.563%5.3%
Saratoga County, NY 186.625%0.0%
Allegany County, NY 166.688%0.0%
Tioga County, NY 156.625%6.3%
Rensselaer County, NY 146.500%0.0%
Chautauqua County, NY 136.625%18.8%
Otsego County, NY 136.500%13.3%
Wyoming County, NY 126.500%0.0%
Passaic County, NJ 116.750%0.0%
Orleans County, NY 106.750%0.0%
Albany County, NY 9Under 10 loans0.0%
Oneida County, NY 9Under 10 loans0.0%
Sussex County, NJ 8Under 10 loans0.0%
Dutchess County, NY 7Under 10 loans12.5%
Fulton County, NY 7Under 10 loans0.0%
Jefferson County, NY 7Under 10 loans12.5%
Putnam County, NY 7Under 10 loans0.0%
Schenectady County, NY 7Under 10 loans12.5%
Western Connecticut Planning Region, CT 6Under 10 loans0.0%
Hudson County, NJ 6Under 10 loans12.5%
Cortland County, NY 6Under 10 loans0.0%
Seneca County, NY 6Under 10 loans0.0%
Greater Bridgeport Planning Region, CT 4Under 10 loans0.0%
Essex County, NJ 4Under 10 loans0.0%
Morris County, NJ 4Under 10 loans0.0%
Delaware County, NY 4Under 10 loans0.0%
Queens County, NY 4Under 10 loans20.0%
Sullivan County, NY 4Under 10 loans20.0%
Bronx County, NY 3Under 10 loans0.0%
Cayuga County, NY 3Under 10 loans0.0%

Get told when this changes

When 1ST PRIORITY MORTGAGE, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.