PENNYMAC LOAN SERVICES, LLC received 193,807 applications in 2025 and made
100,816 mortgages, in 3,011 counties across 51 states.
The median rate its borrowers got was 6.490% on a median loan of $295,000.
Of 128,550 decisions, 23,771 were denials — 18.5%, most often for debt-to-income ratio.
Legal Entity Identifier
RVDPPPGHCGZ40J4VQ731
Applications received
193,807
Mortgages made
100,816
Denied
23,771
Approved, not taken up
3,963
Withdrawn or incomplete
65,257
Loans bought from other lenders
293,228
Median rate spread over the prime offer rate
0.241 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
36,527
6.499%
$405,000
13.7%
Refinancing
26,302
5.990%
$345,000
13.3%
Cash-out refinancing
19,790
6.250%
$225,000
28.1%
Other purposes
18,197
8.990%
$55,000
22.9%
Where PENNYMAC LOAN SERVICES, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When PENNYMAC LOAN SERVICES, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.