Mortgage lenders in Salt Lake County
28,617 mortgages were made in Salt Lake County, Utah, in 2025, by 418 lenders. The median rate their borrowers got was 6.625% on a median loan of $315,000. Of 38,460 decisions, 8,199 were denials — 21.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | 3,636 | 6.990% | $105,000 | 21.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,980 | 6.375% | $455,000 | 9.2% |
| Mountain America Federal Credit Union | 2,412 | 7.250% | $125,000 | 44.5% |
| Rocket Mortgage, LLC | 1,569 | 6.750% | $365,000 | 15.6% |
| INTERCAP LENDING INC. | 1,185 | 6.500% | $445,000 | 1.0% |
| KIND LENDING, LLC | 741 | 6.375% | $455,000 | 22.8% |
| CYPRUS Federal Credit Union | 738 | 4.990% | $105,000 | 27.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | 701 | 6.750% | $415,000 | 7.1% |
| University First Federal Credit Union | 696 | 4.990% | $115,000 | 21.8% |
| FIRST COLONY MORTGAGE CORPORATION | 660 | 6.250% | $435,000 | 3.0% |
| GUILD MORTGAGE COMPANY | 611 | 6.500% | $415,000 | 2.0% |
| Zions Bancorporation, N.A. | 577 | 6.375% | $360,000 | 21.3% |
| THE LOAN STORE, INC. | 542 | 6.490% | $415,000 | 7.9% |
| UTAH FIRST | 436 | 7.500% | $115,000 | 29.2% |
| Fairway Independent Mortgage Corporation | 418 | 6.625% | $475,000 | 2.3% |
| GOLDENWEST | 388 | 7.500% | $155,000 | 23.1% |
| PENNYMAC LOAN SERVICES, LLC | 377 | 6.499% | $355,000 | 19.2% |
| MY MOVE MORTGAGE, LLC | 336 | 6.125% | $495,000 | 0.6% |
| NATIONSTAR MORTGAGE LLC | 308 | 8.500% | $105,000 | 18.2% |
| RANLIFE, INC. | 306 | 6.375% | $395,000 | 1.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 284 | 6.625% | $435,000 | 5.3% |
| Deseret First Credit Union | 280 | 7.500% | $115,000 | 14.1% |
| Plains Commerce Bank | 253 | 6.500% | $425,000 | 5.6% |
| U.S. Bank National Association | 244 | 7.700% | $230,000 | 38.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 238 | 6.313% | $490,000 | 7.2% |
| FREEDOM MORTGAGE CORPORATION | 222 | 6.250% | $435,000 | 11.4% |
| Loandepot.Com, LLC | 212 | 7.125% | $205,000 | 26.4% |
| NEWREZ LLC | 204 | 6.750% | $355,000 | 35.2% |
| UTAH COMMUNITY FEDERAL CREDIT UNION | 200 | 6.990% | $175,000 | 24.7% |
| GRANITE FEDERAL CREDIT UNION | 186 | 6.063% | $170,000 | 21.5% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 174 | 6.990% | $155,000 | 27.7% |
| JPMorgan Chase Bank, National Association | 170 | 6.375% | $425,000 | 16.0% |
| Broker Solutions, Inc. | 167 | 6.875% | $335,000 | 18.2% |
| CHARTWAY FEDERAL CREDIT UNION | 156 | 5.688% | $255,000 | 27.7% |
| SPRING EQ, LLC | 150 | 8.700% | $115,000 | 57.4% |
| CANOPY MORTGAGE, LLC | 131 | 6.375% | $455,000 | 5.7% |
| GUARANTEED RATE, INC. | 131 | 6.500% | $425,000 | 12.8% |
| DIRECT RATE HOME LOANS, INC | 125 | 6.375% | $485,000 | 6.5% |
| Paramount Residential Mortgage Group, Inc. | 121 | 6.500% | $445,000 | 8.3% |
| AMWEST FUNDING CORP. | 112 | 6.375% | $455,000 | 5.9% |
| FIGURE LENDING LLC | 110 | 8.675% | $65,000 | 27.8% |
| BETTER MORTGAGE CORPORATION | 107 | 6.875% | $435,000 | 30.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 103 | 6.625% | $445,000 | 5.5% |
| SECURITY HOME MORTGAGE, LLC. | 102 | 6.500% | $440,000 | 0.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 101 | 6.625% | $405,000 | 19.2% |
| LAKEVIEW LOAN SERVICING, LLC | 100 | 6.250% | $370,000 | 51.2% |
| Bank of America, National Association | 99 | 5.990% | $325,000 | 48.5% |
| DHI MORTGAGE COMPANY, LTD. | 96 | 5.875% | $435,000 | 17.7% |
| LONGBRIDGE FINANCIAL, LLC | 94 | 6.000% | $275,000 | 7.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 89 | 7.790% | $145,000 | 22.6% |
| CMG MORTGAGE, INC. | 88 | 6.625% | $445,000 | 4.7% |
| Coastal Community Bank | 87 | 9.990% | $75,000 | 3.3% |
| GARDNER FINANCIAL SERVICES, LTD. | 84 | 6.625% | $450,000 | 2.3% |
| ALLIANT CREDIT UNION | 83 | 7.750% | $205,000 | 24.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 81 | 6.125% | $255,000 | 16.8% |
| Mortgage Research Center, LLC | 80 | 6.058% | $455,000 | 34.4% |
| VERITAS FUNDING, LLC | 80 | 6.500% | $435,000 | 4.6% |
| CLM MORTGAGE, INC. | 76 | 5.625% | $475,000 | 1.2% |
| Navy Federal Credit Union | 75 | 8.000% | $155,000 | 26.4% |
| 21st Mortgage Corporation | 67 | 10.260% | $95,000 | 77.0% |
| Wells Fargo Bank, National Association | 67 | 6.125% | $345,000 | 25.6% |
| ALAMEDA MORTGAGE CORPORATION | 65 | 7.250% | $395,000 | 3.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 64 | 6.562% | $395,000 | 9.9% |
| Northpointe Bank | 64 | 6.500% | $645,000 | 7.2% |
| Bank of Utah | 64 | 6.125% | $245,000 | 4.5% |
| DIRECT MORTGAGE, CORP. | 61 | 6.500% | $455,000 | 14.1% |
| American United Federal Credit Union | 56 | 7.500% | $105,000 | 41.1% |
| PHH Mortgage Corporation | 56 | 6.000% | $325,000 | 12.1% |
| GUARANTEED RATE AFFINITY, LLC | 56 | 6.500% | $425,000 | 17.4% |
| FINANCE OF AMERICA REVERSE LLC | 55 | 6.500% | $255,000 | 17.7% |
| KeyBank National Association | 53 | 6.750% | $365,000 | 36.1% |
| PNC Bank, National Association | 51 | 6.375% | $155,000 | 42.2% |
| CONVENTUS LLC | 51 | 9.000% | $725,000 | 0.0% |
| NEXERA HOLDING LLC | 49 | 7.125% | $415,000 | 16.7% |
| AmeriSave Mortgage Corporation | 48 | 8.438% | $105,000 | 66.9% |
| RESICENTRAL, LLC | 47 | 6.250% | $455,000 | 5.5% |
| TRIAD FINANCIAL SERVICES, INC. | 46 | 8.760% | $85,000 | 29.7% |
| GoodLeap, LLC | 46 | 6.500% | $130,000 | 24.0% |
| JMAC LENDING, INC. | 46 | 6.500% | $475,000 | 2.1% |
| PLAZA HOME MORTGAGE, INC. | 45 | 6.375% | $375,000 | 25.0% |
| LENNAR MORTGAGE, LLC | 45 | 4.990% | $445,000 | 16.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 44 | 6.688% | $205,000 | 55.7% |
| Utah Power Federally Insured State-Chartered Credit Union | 44 | 6.500% | $175,000 | 2.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | 43 | 6.250% | $395,000 | 4.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 40 | 10.410% | $135,000 | 14.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 38 | 5.750% | $425,000 | 11.1% |
| OCMBC, INC. | 38 | 7.000% | $440,000 | 7.7% |
| Glacier Bank | 37 | 6.732% | $435,000 | 28.8% |
| Sierra Pacific Mortgage Company, Inc. | 37 | 6.625% | $445,000 | 9.5% |
| Jordan Federal Credit Union | 37 | 6.115% | $275,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 35 | 6.050% | $665,000 | 2.8% |
| BMO Bank National Association | 34 | 6.625% | $740,000 | 36.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 34 | 6.490% | $470,000 | 2.4% |
| UNION HOME MORTGAGE CORP. | 34 | 6.125% | $500,000 | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 34 | 6.250% | $425,000 | 0.0% |
| LENDSURE MORTGAGE CORP. | 34 | 7.500% | $590,000 | 0.0% |
| Discover Bank | 33 | 8.950% | $105,000 | 77.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 32 | 4.750% | $660,000 | 7.1% |
| T2 FINANCIAL LLC | 32 | 6.125% | $485,000 | 8.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 31 | 5.995% | $545,000 | 9.1% |
| PLANET HOME LENDING, LLC | 28 | 5.990% | $400,000 | 14.3% |
| NEST HOME LENDING, LLC | 28 | 6.188% | $350,000 | 0.0% |
| The Federal Savings Bank | 27 | 6.250% | $455,000 | 17.1% |
| DEEPHAVEN MORTGAGE LLC | 26 | 7.745% | $295,000 | 30.8% |
| Utah Mortgage Loan Corporation | 25 | 6.750% | $385,000 | 0.0% |
| Equity Prime Mortgage LLC | 24 | 6.250% | $410,000 | 17.2% |
| MORTGAGEONE, INC. | 24 | 6.688% | $495,000 | 7.7% |
| Cornerstone First Mortgage, Inc | 24 | 6.563% | $385,000 | 0.0% |
| LOWER, LLC | 24 | 6.625% | $435,000 | 7.1% |
| Citadel Servicing Corporation | 23 | 7.500% | $455,000 | 5.1% |
| NBKC BANK | 23 | 6.250% | $525,000 | 7.7% |
| Commerce Home Mortgage, Inc. | 22 | 7.563% | $405,000 | 18.5% |
| NexBank | 22 | 6.188% | $555,000 | 8.0% |
| Hometown Equity Mortgage, LLC | 21 | 7.500% | $365,000 | 57.1% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 21 | 5.000% | $335,000 | 4.6% |
| AMERICAN FINANCING CORPORATION | 20 | 7.183% | $195,000 | 64.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 20 | 6.375% | $420,000 | 10.8% |
| HOMEXPRESS MORTGAGE CORP. | 20 | 7.062% | $405,000 | 47.4% |
| The Huntington National Bank | 20 | 7.000% | $925,000 | 4.8% |
| Citibank, National Association | 19 | 5.875% | $675,000 | 16.7% |
| Charles Schwab Bank, SSB | 19 | 5.375% | $815,000 | 5.0% |
| USAA Federal Savings Bank | 18 | 6.250% | $485,000 | 37.9% |
| SUN AMERICAN MORTGAGE COMPANY | 18 | 6.500% | $435,000 | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 18 | 6.188% | $190,000 | 10.0% |
| QUORUM FEDERAL CREDIT UNION | 17 | 9.125% | $105,000 | 46.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 17 | 5.750% | $465,000 | 17.4% |
| A&D Mortgage LLC | 17 | 6.750% | $375,000 | 5.3% |
| BAY EQUITY LLC | 17 | 6.875% | $385,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 16 | 7.063% | $450,000 | 36.0% |
| CHAMPIONS FUNDING, LLC | 16 | 8.313% | $445,000 | 20.0% |
| DELTA COMMUNITY CREDIT UNION | 16 | 6.875% | $210,000 | 20.0% |
| CORNERSTONE CAPITAL BANK, SSB | 16 | 6.625% | $345,000 | 11.1% |
| NETWORK FUNDING, L.P. | 16 | 6.933% | $415,000 | 11.1% |
| ENVOY MORTGAGE, LTD | 15 | 6.125% | $405,000 | 6.3% |
| CASTLE & COOKE MORTGAGE, LLC | 14 | 6.813% | $420,000 | 0.0% |
| First Federal Bank | 14 | 6.125% | $485,000 | 0.0% |
| Flagstar Bank, N.A. | 13 | 6.125% | $505,000 | 27.8% |
| SCENIC OAKS FUNDING, LLC | 13 | 6.125% | $405,000 | 7.1% |
| HIGHTECHLENDING INC | 13 | 6.375% | $225,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 13 | 8.000% | $315,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 10.870% | $65,000 | 83.8% |
| PENTAGON FEDERAL CREDIT UNION | 12 | 7.188% | $360,000 | 62.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 12 | 6.058% | $355,000 | 33.3% |
| AMERICAN INTERNET MORTGAGE, INC. | 12 | 5.750% | $420,000 | 20.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 12 | 7.120% | $385,000 | 7.7% |
| Barrington Bank & Trust Company, National Association | 12 | 7.000% | $445,000 | 13.3% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 12 | 7.813% | $165,000 | 6.7% |
| ZILLOW HOME LOANS, LLC | 12 | 6.063% | $470,000 | 7.7% |
| FRANKLIN LOAN CORPORATION | 12 | 6.250% | $470,000 | 0.0% |
| UBS Bank USA | 12 | 6.000% | $565,000 | 7.7% |
| PRIORITY HOME MORTGAGE, L.P. | 12 | 4.990% | $520,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 11 | 6.375% | $765,000 | 25.0% |
| ENCOMPASS LENDING GROUP, LP | 11 | 6.990% | $475,000 | 8.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 6.625% | $505,000 | 18.8% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 11 | 6.875% | $295,000 | 0.0% |
| CENTRAL BANK | 11 | Not published | $645,000 | 0.0% |
| GEORGIA'S OWN | 11 | 8.250% | $435,000 | 8.3% |
| Presidential Bank, FSB | 11 | 6.750% | $455,000 | 0.0% |
| Cache Valley Bank | 11 | 7.125% | $545,000 | 0.0% |
| Goldman Sachs Bank USA | 11 | 5.850% | $805,000 | 15.4% |
| CLEAREDGE LENDING LLC | 10 | 7.125% | $680,000 | 37.5% |
| CHEVRON Federal Credit Union | 10 | 7.000% | $230,000 | 23.1% |
| NBH Bank | 10 | 6.865% | $715,000 | 9.1% |
| NMSI, INC. | 10 | 6.813% | $460,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Bethpage Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 52.9% |
| SWBC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Banterra Bank | 8 | Under 10 loans | Under 10 loans | 16.7% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Devon Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 8 | Under 10 loans | Under 10 loans | 11.1% |
| HomeTrust Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Baxter Credit Union | 7 | Under 10 loans | Under 10 loans | 26.7% |
| Gateway First Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LIMA ONE CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| BELEM SERVICING LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CONTOUR MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| V.I.P. MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON FEDERAL BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Old National Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| OAKTREE FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Emporium TPO LLC | 6 | Under 10 loans | Under 10 loans | 9.1% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FUNDLOANS CAPITAL | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 12.5% |
| D. L. EVANS BANK | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 6 | Under 10 loans | Under 10 loans | 14.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 218 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Salt Lake County
205 FDIC-insured branches from 57 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- JPMorgan Chase Bank, National Association, 1285 E 3900 S, Salt Lake City
- JPMorgan Chase Bank, National Association, 3020 S Highland Dr, Salt Lake City
- Wells Fargo Bank, National Association, 10625 S 1300 E, Sandy
- Zions Bancorporation, N.A., 3390 W Signal Peak Dr, Ste 121, Salt Lake City
Get told when this changes
When the next year’s lending figures are out for Salt Lake County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.