Mortgage Lender Index

CHEVRON Federal Credit Union

CHEVRON Federal Credit Union received 2,187 applications in 2025 and made 1,457 mortgages, in 354 counties across 49 states. The median rate its borrowers got was 6.750% on a median loan of $305,000. Of 1,850 decisions, 378 were denials — 20.4%, most often for debt-to-income ratio.

Legal Entity Identifier549300VVH8HHFMWL8536
Applications received2,187
Mortgages made1,457
Denied378
Approved, not taken up15
Withdrawn or incomplete337
Loans bought from other lenders0
Median rate spread over the prime offer rate0.13 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase699 5.875%$465,000 3.3%
Refinancing63 5.875%$725,000 25.9%
Cash-out refinancing49 6.500%$235,000 40.2%
Other purposes646 7.500%$155,000 31.2%

Where CHEVRON Federal Credit Union lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Harris County, TX 2795.875%14.3%
Contra Costa County, CA 1947.500%16.2%
Fort Bend County, TX 786.250%24.5%
Alameda County, CA 746.750%10.8%
Montgomery County, TX 645.875%14.7%
Los Angeles County, CA 497.500%20.6%
St. Tammany Parish, LA 366.313%10.0%
Jackson County, MS 367.250%17.8%
Solano County, CA 267.500%13.3%
Midland County, TX 265.938%10.3%
Kern County, CA 237.500%28.1%
Orange County, CA 187.500%18.2%
San Joaquin County, CA 185.938%14.3%
Larimer County, CO 175.875%5.6%
Mobile County, AL 147.375%22.2%
Riverside County, CA 147.995%26.3%
Galveston County, TX 145.875%12.5%
Maricopa County, AZ 117.250%31.3%
Marin County, CA 116.125%0.0%
Sacramento County, CA 117.500%26.7%
Santa Clara County, CA 107.250%0.0%
Salt Lake County, UT 107.000%23.1%
Weld County, CO 9Under 10 loans25.0%
Brazoria County, TX 8Under 10 loans38.5%
Placer County, CA 7Under 10 loans41.7%
San Bernardino County, CA 6Under 10 loans33.3%
San Diego County, CA 6Under 10 loans0.0%
San Mateo County, CA 6Under 10 loans0.0%
Clark County, NV 6Under 10 loans25.0%
El Paso County, TX 6Under 10 loans36.4%
San Francisco County, CA 5Under 10 loans28.6%
Ascension Parish, LA 5Under 10 loans28.6%
Washoe County, NV 5Under 10 loans16.7%
Davis County, UT 5Under 10 loans28.6%
Baldwin County, AL 4Under 10 loans33.3%
El Dorado County, CA 4Under 10 loans0.0%
Boulder County, CO 4Under 10 loans20.0%
Denver County, CO 4Under 10 loans20.0%
Miami-Dade County, FL 4Under 10 loans20.0%
Hancock County, MS 4Under 10 loans0.0%
Greenville County, SC 4Under 10 loans0.0%
Collin County, TX 4Under 10 loans33.3%
Waller County, TX 4Under 10 loans0.0%
King County, WA 4Under 10 loans33.3%
Lauderdale County, AL 3Under 10 loans0.0%
Nevada County, CA 3Under 10 loans0.0%
Sonoma County, CA 3Under 10 loans25.0%
Jefferson County, CO 3Under 10 loans0.0%
Broward County, FL 3Under 10 loans0.0%
Cook County, IL 3Under 10 loans0.0%

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When CHEVRON Federal Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.