Mortgage lenders in El Paso County
12,742 mortgages were made in El Paso County, Texas, in 2025, by 420 lenders. The median rate their borrowers got was 6.375% on a median loan of $225,000. Of 17,735 decisions, 4,237 were denials — 23.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GECU | 1,116 | 6.375% | $85,000 | 28.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,085 | 5.999% | $265,000 | 10.0% |
| Rocket Mortgage, LLC | 783 | 6.750% | $185,000 | 25.8% |
| Rocky Mountain Mortgage Company | 716 | 5.650% | $285,000 | 5.2% |
| Commerce Home Mortgage, Inc. | 636 | 6.625% | $245,000 | 4.9% |
| CMG MORTGAGE, INC. | 503 | 6.375% | $235,000 | 4.8% |
| Mortgage Research Center, LLC | 404 | 6.250% | $265,000 | 25.1% |
| LOANPEOPLE, LLC | 382 | 6.500% | $265,000 | 7.5% |
| JPMorgan Chase Bank, National Association | 379 | 6.500% | $205,000 | 8.4% |
| CADENCE LENDING GROUP, INC. | 341 | 6.200% | $275,000 | 0.8% |
| MOVEMENT MORTGAGE, LLC | 261 | 6.500% | $215,000 | 6.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 261 | 6.250% | $255,000 | 5.0% |
| First National Bank Texas | 245 | 6.250% | $215,000 | 6.5% |
| Navy Federal Credit Union | 226 | 6.375% | $205,000 | 40.6% |
| PATRIOT MORTGAGE COMPANY | 220 | 5.625% | $275,000 | 1.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 217 | 6.250% | $295,000 | 1.8% |
| Raiz Federal Credit Union | 189 | Not published | $125,000 | 26.3% |
| FREEDOM MORTGAGE CORPORATION | 179 | 6.250% | $265,000 | 8.7% |
| FirstLight Federal Credit Union | 175 | 6.625% | $125,000 | 49.4% |
| GUILD MORTGAGE COMPANY | 158 | 6.163% | $215,000 | 6.3% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 158 | 6.375% | $255,000 | 9.7% |
| PENNYMAC LOAN SERVICES, LLC | 139 | 6.250% | $225,000 | 18.8% |
| City Bank | 137 | 6.250% | $275,000 | 13.3% |
| Broker Solutions, Inc. | 120 | 7.000% | $205,000 | 32.2% |
| NEWREZ LLC | 119 | 6.250% | $245,000 | 46.9% |
| Loandepot.Com, LLC | 119 | 7.125% | $155,000 | 35.2% |
| Sunflower Bank, National Association | 115 | 6.375% | $255,000 | 13.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | 112 | 6.750% | $215,000 | 13.2% |
| PLANET HOME LENDING, LLC | 109 | 5.875% | $255,000 | 12.5% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 99 | 6.990% | $105,000 | 35.5% |
| KIND LENDING, LLC | 98 | 6.500% | $265,000 | 25.8% |
| JNC MORTGAGE COMPANY, INC. | 97 | 5.500% | $265,000 | 0.0% |
| 21st Mortgage Corporation | 90 | 10.460% | $100,000 | 75.6% |
| Bank of America, National Association | 90 | 6.490% | $115,000 | 72.6% |
| NATIONSTAR MORTGAGE LLC | 86 | 6.990% | $170,000 | 28.1% |
| DIRECTIONS EQUITY, LLC | 74 | 6.250% | $285,000 | 3.5% |
| LOWER, LLC | 66 | 6.625% | $260,000 | 12.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 64 | 7.750% | $275,000 | 6.6% |
| EUSTIS MORTGAGE CORPORATION | 61 | 6.500% | $235,000 | 1.6% |
| GUARANTEED RATE, INC. | 58 | 6.625% | $220,000 | 12.7% |
| UNION HOME MORTGAGE CORP. | 55 | 6.375% | $315,000 | 16.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | 53 | 5.750% | $285,000 | 11.0% |
| Waterstone Mortgage Corporation | 53 | 6.500% | $255,000 | 6.9% |
| HOMEXPRESS MORTGAGE CORP. | 51 | 7.500% | $185,000 | 40.2% |
| Wells Fargo Bank, National Association | 50 | 6.563% | $195,000 | 51.0% |
| SUCCESS LENDING, LLC | 49 | 5.990% | $215,000 | 12.5% |
| Fairway Independent Mortgage Corporation | 49 | 6.625% | $255,000 | 5.6% |
| Lendage, LLC | 47 | 12.750% | $65,000 | 12.7% |
| SPRING EQ, LLC | 45 | 10.025% | $65,000 | 72.0% |
| USAA Federal Savings Bank | 42 | 6.188% | $260,000 | 41.9% |
| PNC Bank, National Association | 39 | 7.990% | $85,000 | 68.3% |
| THE LOAN STORE, INC. | 39 | 7.375% | $215,000 | 18.3% |
| ROYAL UNITED MORTGAGE LLC | 39 | 7.125% | $145,000 | 24.5% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 36 | 6.990% | $215,000 | 7.7% |
| Plains Commerce Bank | 34 | 6.625% | $235,000 | 17.1% |
| Click n' Close, Inc. | 34 | 7.063% | $170,000 | 12.8% |
| Sierra Pacific Mortgage Company, Inc. | 34 | 6.750% | $245,000 | 0.0% |
| LoanUnited.com, LLC | 33 | 6.250% | $285,000 | 5.6% |
| PLAZA HOME MORTGAGE, INC. | 32 | 6.490% | $230,000 | 26.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 32 | 9.745% | $145,000 | 17.1% |
| Equity Prime Mortgage LLC | 30 | 6.250% | $235,000 | 11.8% |
| GENEVA FINANCIAL, LLC | 30 | 7.188% | $230,000 | 6.3% |
| AmeriSave Mortgage Corporation | 29 | 7.000% | $155,000 | 75.4% |
| Paramount Residential Mortgage Group, Inc. | 28 | 6.125% | $270,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 27 | 7.000% | $145,000 | 62.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 27 | 6.125% | $175,000 | 12.5% |
| PENTAGON FEDERAL CREDIT UNION | 26 | 6.750% | $165,000 | 45.8% |
| LAKEVIEW LOAN SERVICING, LLC | 25 | 6.125% | $245,000 | 69.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 25 | 6.500% | $185,000 | 9.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 24 | 10.375% | $95,000 | 64.7% |
| OCMBC, INC. | 24 | 7.375% | $185,000 | 11.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 22 | 7.313% | $185,000 | 15.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 22 | 6.188% | $255,000 | 11.5% |
| CANOPY MORTGAGE, LLC | 21 | 6.625% | $315,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 21 | 6.125% | $245,000 | 0.0% |
| GoodLeap, LLC | 20 | 5.990% | $135,000 | 30.3% |
| CHAMPIONS FUNDING, LLC | 20 | 7.875% | $180,000 | 25.9% |
| Hometown Equity Mortgage, LLC | 19 | 7.375% | $215,000 | 57.8% |
| Kiavi Funding, Inc. | 19 | 11.190% | $185,000 | 32.3% |
| FIGURE LENDING LLC | 17 | 9.950% | $55,000 | 47.1% |
| V.I.P. MORTGAGE, INC. | 17 | 6.625% | $195,000 | 5.6% |
| Armed Forces Bank, National Association | 17 | 6.000% | $295,000 | 22.7% |
| MORTGAGE FINANCIAL SERVICES, LLC | 16 | 6.250% | $205,000 | 15.8% |
| EVOLVE | 16 | 6.050% | $165,000 | 11.1% |
| THE MORTGAGE LINK, INC. | 15 | 6.500% | $245,000 | 21.7% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 15 | 6.500% | $105,000 | 18.2% |
| First Option Mortgage, LLC | 15 | 6.750% | $275,000 | 5.6% |
| PHH Mortgage Corporation | 14 | 6.990% | $160,000 | 6.7% |
| Valon Mortgage, Inc. | 14 | 6.563% | $150,000 | 42.9% |
| CLEARPATH LENDING | 14 | 5.625% | $265,000 | 6.7% |
| CASTLE & COOKE MORTGAGE, LLC | 14 | 6.490% | $155,000 | 16.7% |
| ZILLOW HOME LOANS, LLC | 14 | 6.688% | $225,000 | 6.7% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 14 | 7.250% | $165,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 14 | 6.500% | $315,000 | 0.0% |
| NUSENDA | 13 | 6.750% | $185,000 | 63.4% |
| U.S. Bank National Association | 13 | 6.250% | $215,000 | 70.5% |
| NEXERA HOLDING LLC | 13 | 7.875% | $225,000 | 7.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 13 | 6.500% | $275,000 | 7.1% |
| United Trust Bank | 13 | 6.625% | $165,000 | 30.0% |
| Discover Bank | 12 | 7.680% | $65,000 | 90.3% |
| TRIAD FINANCIAL SERVICES, INC. | 12 | 9.330% | $100,000 | 58.7% |
| NBKC BANK | 12 | 6.250% | $300,000 | 29.4% |
| AMERICAN FINANCING CORPORATION | 11 | 6.500% | $145,000 | 76.4% |
| BETTER MORTGAGE CORPORATION | 11 | 6.490% | $265,000 | 48.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 7.438% | $220,000 | 35.3% |
| Zippy Loans, LLC | 10 | 10.240% | $60,000 | 47.4% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 10 | 9.865% | $120,000 | 0.0% |
| NETWORK FUNDING, L.P. | 10 | 6.250% | $240,000 | 7.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 5.750% | $230,000 | 6.7% |
| AMERITRUST MORTGAGE CORPORATION | 10 | 6.933% | $175,000 | 0.0% |
| First Savings Bank | 10 | Not published | $135,000 | 0.0% |
| Citizens Bank of Las Cruces | 10 | 7.188% | $250,000 | 0.0% |
| Flagstar Bank, N.A. | 9 | Under 10 loans | Under 10 loans | 52.4% |
| Citadel Servicing Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Gateway First Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| BPL MORTGAGE TRUST, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Greenbox Loans, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 6 | Under 10 loans | Under 10 loans | 53.8% |
| CHEVRON Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 36.4% |
| Regions Bank | 6 | Under 10 loans | Under 10 loans | 50.0% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 5 | Under 10 loans | Under 10 loans | 53.8% |
| Vantage Bank Texas | 5 | Under 10 loans | Under 10 loans | 27.3% |
| INTELLILOAN, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 58.3% |
| TexasBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SOUTH RIVER MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| LONGBRIDGE FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Citibank, National Association | 4 | Under 10 loans | Under 10 loans | 42.9% |
| First American Bank | 4 | Under 10 loans | Under 10 loans | 63.6% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 37.5% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| EFINITY FINANCIAL INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Frost Bank | 3 | Under 10 loans | Under 10 loans | 63.6% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 62.5% |
| MEMBER FIRST MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SmartFi Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DSLD MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WHITE SANDS | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A+ Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CBRE MULTIFAMILY CAPITAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Amplify | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 77.3% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 12.5% |
| LADERA LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF TEXAS | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Service Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OCEANSIDE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 220 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in El Paso County
83 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First National Bank Texas | 17 | $234.1 million |
| WestStar Bank | 13 | $2.8 billion |
| Wells Fargo Bank, National Association | 10 | $2.4 billion |
| JPMorgan Chase Bank, National Association | 9 | $2.0 billion |
| Bank of America, National Association | 7 | $1.3 billion |
| PNC Bank, National Association | 6 | $662.7 million |
| First American Bank | 4 | $155.0 million |
| Vantage Bank Texas | 3 | $606.4 million |
| Sunflower Bank, National Association | 3 | $606.4 million |
| First Savings Bank | 3 | $96.2 million |
| City Bank | 2 | $246.0 million |
| TexasBank | 2 | $60.5 million |
| Bank of Texas | 1 | $161.1 million |
| Armed Forces Bank, National Association | 1 | $56.1 million |
| Citizens Bank of Las Cruces | 1 | $33.2 million |
| Members Trust Company | 1 | $0 |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 330 N Mesa St, El Paso
- First National Bank Texas, 641 N Stanton St, El Paso
Get told when this changes
When the next year’s lending figures are out for El Paso County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.