Mortgage Lender Index

PLANET HOME LENDING, LLC

PLANET HOME LENDING, LLC received 18,864 applications in 2025 and made 14,458 mortgages, in 2,852 counties across 51 states. The median rate its borrowers got was 6.125% on a median loan of $285,000. Of 17,863 decisions, 3,122 were denials — 17.5%, most often for credit application incomplete. 100 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier54930021WPEXNHYZUL09
Applications received18,864
Mortgages made14,458
Denied3,122
Approved, not taken up283
Withdrawn or incomplete1,001
Loans bought from other lenders76,595
Median rate spread over the prime offer rate0.0875 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase5,243 6.500%$265,000 13.9%
Refinancing7,156 5.750%$325,000 13.9%
Cash-out refinancing1,188 6.375%$225,000 34.3%
Other purposes871 8.000%$65,000 33.8%

Where PLANET HOME LENDING, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
San Bernardino County, CA 1976.000%14.5%
Sedgwick County, KS 1976.500%7.5%
Maricopa County, AZ 1896.125%16.5%
Caddo Parish, LA 1886.500%11.7%
Duval County, FL 1506.313%11.6%
Clark County, NV 1495.990%21.7%
Los Angeles County, CA 1445.990%19.0%
Denton County, TX 1446.250%11.0%
Twin Falls County, ID 1226.500%6.8%
Riverside County, CA 1215.990%20.0%
Harris County, TX 1215.990%22.5%
Pearl River County, MS 1156.250%6.5%
Kootenai County, ID 1126.500%2.6%
El Paso County, TX 1095.875%12.5%
Tarrant County, TX 1096.000%11.8%
Collin County, TX 1066.063%7.8%
Dallas County, TX 986.125%13.8%
El Paso County, CO 915.990%9.0%
Bexar County, TX 865.750%20.7%
Utah County, UT 846.250%4.6%
Northampton County, PA 796.625%15.0%
Madison County, AL 775.990%7.1%
Cook County, IL 776.250%23.6%
Bossier Parish, LA 766.250%14.3%
Lehigh County, PA 766.500%20.4%
Pierce County, WA 755.990%13.6%
Hillsborough County, FL 736.250%21.1%
Milwaukee County, WI 676.500%24.7%
San Diego County, CA 645.750%27.0%
Arapahoe County, CO 616.125%9.0%
Calcasieu Parish, LA 616.375%16.4%
Fresno County, CA 546.313%11.1%
Polk County, FL 545.990%30.1%
St. Johns County, FL 536.250%8.5%
Gwinnett County, GA 535.990%16.9%
Pasco County, FL 516.250%12.9%
Rankin County, MS 516.125%15.0%
Waukesha County, WI 516.500%10.5%
Cobb County, GA 505.990%10.3%
Fulton County, GA 485.875%17.0%
Franklin County, OH 486.125%29.4%
Adams County, CO 476.375%18.6%
Volusia County, FL 465.990%17.2%
Broward County, FL 456.250%29.0%
Allegheny County, PA 456.750%22.4%
Jefferson County, CO 446.375%11.8%
Marion County, IN 446.250%13.5%
Henry County, GA 435.990%20.0%
Suffolk County, NY 435.990%17.0%
Ellis County, TX 425.875%4.6%

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When PLANET HOME LENDING, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.