Mortgage lenders in Rankin County
4,363 mortgages were made in Rankin County, Mississippi, in 2025, by 248 lenders. The median rate their borrowers got was 6.625% on a median loan of $185,000. Of 5,836 decisions, 1,200 were denials — 20.6%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Trustmark National Bank | 656 | 6.640% | $150,000 | 11.5% |
| Community Bank of Mississippi | 412 | 6.863% | $155,000 | 9.3% |
| Cadence Bank | 395 | 7.000% | $155,000 | 15.5% |
| Rocket Mortgage, LLC | 228 | 6.500% | $165,000 | 20.2% |
| BankPlus | 201 | 6.375% | $155,000 | 8.4% |
| Regions Bank | 168 | 4.990% | $55,000 | 48.6% |
| American Mortgage Bank, LLC | 164 | 6.190% | $235,000 | 4.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 155 | 6.125% | $265,000 | 13.4% |
| GUILD MORTGAGE COMPANY | 142 | 6.625% | $225,000 | 6.6% |
| PriorityOne Bank | 130 | 7.125% | $190,000 | 9.7% |
| Renasant Bank | 108 | 6.750% | $215,000 | 13.3% |
| Mortgage Research Center, LLC | 67 | 6.250% | $305,000 | 19.3% |
| PLANET HOME LENDING, LLC | 51 | 6.125% | $255,000 | 15.0% |
| KEESLER | 48 | 6.438% | $180,000 | 53.3% |
| Origin Bank | 48 | 6.745% | $230,000 | 8.9% |
| PENNYMAC LOAN SERVICES, LLC | 47 | 6.125% | $225,000 | 17.0% |
| UNION HOME MORTGAGE CORP. | 46 | 6.375% | $230,000 | 9.8% |
| DHI MORTGAGE COMPANY, LTD. | 45 | 4.990% | $265,000 | 19.0% |
| FREEDOM MORTGAGE CORPORATION | 44 | 6.000% | $285,000 | 13.4% |
| FirstBank | 40 | 5.000% | $35,000 | 27.6% |
| STOCKTON MORTGAGE CORPORATION | 39 | 6.625% | $225,000 | 7.1% |
| NEWREZ LLC | 38 | 6.183% | $235,000 | 30.9% |
| BankFirst Financial Services | 37 | 6.500% | $215,000 | 0.0% |
| Broker Solutions, Inc. | 36 | 6.875% | $190,000 | 20.0% |
| MORTGAGE INVESTORS GROUP, INC. | 36 | 6.750% | $260,000 | 0.0% |
| Loandepot.Com, LLC | 32 | 7.375% | $125,000 | 25.6% |
| Copiah Bank | 32 | Not published | $95,000 | 13.5% |
| 21st Mortgage Corporation | 31 | 10.050% | $145,000 | 73.1% |
| Liberty | 29 | 6.500% | $265,000 | 14.7% |
| Navy Federal Credit Union | 28 | 6.313% | $205,000 | 23.1% |
| The Citizens National Bank of Meridian | 28 | 6.970% | $260,000 | 6.7% |
| TRIAD FINANCIAL SERVICES, INC. | 22 | 8.585% | $135,000 | 42.5% |
| First Commercial Bank | 21 | Not published | $245,000 | 8.3% |
| Luminate Bank | 21 | 6.750% | $245,000 | 16.0% |
| KIND LENDING, LLC | 21 | 6.375% | $285,000 | 19.2% |
| FIGURE LENDING LLC | 20 | 8.775% | $35,000 | 18.2% |
| ACOPIA, LLC | 19 | 6.125% | $195,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 18 | 6.740% | $165,000 | 13.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 18 | 6.575% | $240,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 10.250% | $75,000 | 74.1% |
| AmeriSave Mortgage Corporation | 17 | 8.500% | $65,000 | 67.3% |
| HOPE FEDERAL CREDIT UNION | 17 | 6.750% | $235,000 | 45.2% |
| Bank of Yazoo City | 17 | Not published | $215,000 | 5.6% |
| Assurance Financial Group, L.L.C. | 16 | 6.625% | $295,000 | 11.1% |
| Magnolia Bank, Incorporated | 16 | 6.188% | $250,000 | 0.0% |
| First Horizon Bank | 16 | 6.625% | $320,000 | 5.9% |
| 529900YKD9FOL6BFSG98 | 14 | Not published | $60,000 | 21.1% |
| FIDELITY BANK | 13 | 6.750% | $275,000 | 23.5% |
| Wells Fargo Bank, National Association | 13 | 6.250% | $205,000 | 7.1% |
| JPMorgan Chase Bank, National Association | 12 | 6.375% | $245,000 | 25.0% |
| Peoples Bank | 12 | Not published | $75,000 | 7.7% |
| Coastal Community Bank | 11 | 10.490% | $35,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 6.250% | $175,000 | 42.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 6.750% | $165,000 | 0.0% |
| SPRING EQ, LLC | 10 | 9.488% | $45,000 | 61.5% |
| U.S. Bank National Association | 10 | 8.425% | $60,000 | 37.5% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 62.5% |
| Bank of America, National Association | 9 | Under 10 loans | Under 10 loans | 47.1% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 35.7% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| TOWNE MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Forest | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 81.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| AMERICAN FINANCING CORPORATION | 7 | Under 10 loans | Under 10 loans | 11.1% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| HANCOCK WHITNEY BANK | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MUTUAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 23.1% |
| Southern Bancorp Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens Bank of Philadelphia, Mississippi | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 38.5% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Emporium TPO LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First South Financial Federally Insured State-Chartered Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants and Planters Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 18.2% |
| SOUTHWEST STAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 12.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Empeople Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Liberty Bank and Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 58.3% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 20.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 40.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 75.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Hamilton Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Grand Bank for Savings, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CRPFBFJUTD8P12 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 25.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RiverHills Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CITIZENS EQUITY FIRST | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Concordia Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valley West Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUNBELT Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004U68X0X5LVHY72 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Red River Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Guaranty Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Toyota Financial Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIVERTRUST Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Planters Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Eagle Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United States Senate Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First South Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KS StateBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 48 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Rankin County
58 FDIC-insured branches from 19 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Trustmark Bank | 9 | $1.1 billion |
| Community Bank of Mississippi | 6 | $833.1 million |
| Regions Bank | 6 | $503.5 million |
| The Huntington National Bank | 6 | $376.3 million |
| BankPlus | 5 | $577.4 million |
| PriorityOne Bank | 4 | $292.6 million |
| Renasant Bank | 3 | $222.4 million |
| Copiah Bank | 3 | $72.7 million |
| Origin Bank | 2 | $174.4 million |
| The Citizens National Bank of Meridian | 2 | $113.4 million |
| Bank of Yazoo City | 2 | $29.1 million |
| JPMorgan Chase Bank, National Association | 2 | $28.8 million |
| FSNB, National Association | 2 | $1.3 million |
| Wells Fargo Bank, National Association | 1 | $109.3 million |
| BankFirst Financial Services | 1 | $62.4 million |
| Peoples Bank | 1 | $15.3 million |
| The Bank of Forest | 1 | $10.7 million |
| Story Bank DBA Story Financial Partners | 1 | $6.5 million |
| The Citizens Bank of Philadelphia, Mississippi | 1 | $5.6 million |
Closed since the 2025 survey
6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 100 Primos Rd, Flowood
- Cadence Bank, 1020 Highway 49 S, Richland
- Cadence Bank, 111 E Main St, Florence
- Cadence Bank, 120 Service Dr, Brandon
- Cadence Bank, 150 E Metro Dr, Flowood
- Cadence Bank, 2301 Highway 80 E, Pearl
Get told when this changes
When the next year’s lending figures are out for Rankin County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.