CHAMPIONS FUNDING, LLC received 18,970 applications in 2025 and made
11,067 mortgages, in 1,188 counties across 49 states.
The median rate its borrowers got was 7.625% on a median loan of $305,000.
Of 15,043 decisions, 3,941 were denials — 26.2%, most often for credit application incomplete.
Legal Entity Identifier
984500U2F9A83N391A91
Applications received
18,970
Mortgages made
11,067
Denied
3,941
Approved, not taken up
35
Withdrawn or incomplete
3,927
Loans bought from other lenders
259
Median rate spread over the prime offer rate
2.154 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
5,374
7.750%
$325,000
20.9%
Refinancing
1,311
7.500%
$325,000
36.5%
Cash-out refinancing
4,382
7.625%
$285,000
28.6%
Where CHAMPIONS FUNDING, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When CHAMPIONS FUNDING, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.