Mortgage Lender Index

Mortgage lenders in Harris County

62,628 mortgages were made in Harris County, Texas, in 2025, by 912 lenders. The median rate their borrowers got was 6.500% on a median loan of $265,000. Of 90,735 decisions, 24,223 were denials — 26.7%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 6,322 6.490% $285,000 14.0%
Rocket Mortgage, LLC 4,343 6.625% $235,000 24.2%
LENNAR MORTGAGE, LLC 2,263 4.375% $245,000 26.1%
JPMorgan Chase Bank, National Association 1,940 6.490% $265,000 16.4%
Broker Solutions, Inc. 1,451 6.500% $225,000 11.4%
CMG MORTGAGE, INC. 1,318 6.625% $275,000 6.4%
Bank of America, National Association 1,092 6.240% $190,000 56.4%
DHI MORTGAGE COMPANY, LTD. 1,059 4.875% $285,000 18.7%
Cadence Bank 1,030 6.125% $375,000 14.8%
Loandepot.Com, LLC 936 6.375% $255,000 26.5%
PENNYMAC LOAN SERVICES, LLC 770 6.500% $285,000 23.2%
CROSSCOUNTRY MORTGAGE, INC. 748 6.625% $265,000 6.3%
Frost Bank 746 7.560% $135,000 46.9%
GUILD MORTGAGE COMPANY 672 6.500% $275,000 6.2%
KIND LENDING, LLC 628 6.625% $275,000 30.1%
THE LOAN STORE, INC. 610 6.875% $235,000 16.3%
SHELL FEDERAL CREDIT UNION 590 6.750% $95,000 47.3%
Fairway Independent Mortgage Corporation 578 6.625% $315,000 5.5%
Zions Bancorporation, N.A. 571 6.890% $205,000 38.1%
FREEDOM MORTGAGE CORPORATION 558 6.250% $315,000 15.7%
Taylor Morrison Home Funding, Inc. 545 4.990% $355,000 16.3%
NEWREZ LLC 540 6.625% $255,000 48.7%
Paramount Residential Mortgage Group, Inc. 499 6.500% $315,000 4.8%
UNION HOME MORTGAGE CORP. 495 6.625% $275,000 9.3%
NETWORK FUNDING, L.P. 476 6.495% $325,000 12.0%
Mortgage Research Center, LLC 471 6.250% $315,000 30.5%
Navy Federal Credit Union 461 6.750% $255,000 47.7%
NATIONSTAR MORTGAGE LLC 453 7.000% $185,000 24.1%
PNC Bank, National Association 444 7.490% $185,000 51.2%
GUARANTEED RATE, INC. 441 6.500% $315,000 13.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY 432 6.250% $305,000 8.2%
Wells Fargo Bank, National Association 388 6.438% $205,000 39.0%
AMWEST FUNDING CORP. 378 6.875% $215,000 6.0%
CORNERSTONE CAPITAL BANK, SSB 372 6.250% $355,000 3.6%
CLM MORTGAGE, INC. 358 5.490% $345,000 0.8%
PLAZA HOME MORTGAGE, INC. 353 6.500% $245,000 27.4%
Regions Bank 336 6.000% $255,000 51.0%
Prosperity Bank 331 7.125% $335,000 32.3%
JSC Federal Credit Union 330 6.250% $115,000 34.5%
NFM, INC. 313 6.750% $245,000 4.6%
OCMBC, INC. 306 7.375% $225,000 11.8%
CHAMPIONS FUNDING, LLC 304 7.375% $245,000 28.2%
FIRST COMMUNITY CREDIT UNION 300 6.250% $235,000 22.7%
AMERIHOME MORTGAGE COMPANY, LLC 292 6.500% $315,000 9.7%
INTERLINC MORTGAGE SERVICES, LLC 286 5.875% $325,000 7.4%
EVERETT FINANCIAL, INC. 283 6.750% $275,000 12.5%
CHEVRON Federal Credit Union 279 5.875% $375,000 14.3%
KBHS HOME LOANS, LLC 277 6.500% $275,000 17.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 277 5.700% $315,000 6.0%
TOWNE MORTGAGE COMPANY 256 5.875% $275,000 2.7%
TEXAS DOW EMPLOYEES CREDIT UNION 254 7.125% $245,000 18.0%
LEGEND LENDING CORPORATION 252 6.625% $275,000 0.8%
First Horizon Bank 251 6.250% $415,000 18.9%
A&D Mortgage LLC 247 6.875% $225,000 17.0%
MOVEMENT MORTGAGE, LLC 247 6.625% $295,000 6.2%
Click n' Close, Inc. 240 6.625% $275,000 5.1%
PROVIDENT FUNDING ASSOCIATES, L.P. 233 6.375% $315,000 11.1%
GUARANTEED RATE AFFINITY, LLC 230 6.500% $365,000 4.6%
First Financial Bank 225 6.900% $235,000 9.1%
VELOCIO MORTGAGE L.L.C. 225 4.990% $285,000 4.3%
PRIMEWAY FEDERAL CREDIT UNION 220 7.700% $95,000 33.7%
GULF COAST EDUCATORS FEDERAL CREDIT UNION 212 7.100% $145,000 3.2%
SECURITYNATIONAL MORTGAGE COMPANY 211 6.750% $255,000 18.1%
TEXAS BAY 209 6.890% $105,000 58.8%
PULTE MORTGAGE LLC 209 4.990% $285,000 29.0%
GRACE HOME LENDING, LLC 207 5.875% $375,000 0.5%
Hometown Equity Mortgage, LLC 204 7.375% $230,000 44.3%
Trustmark National Bank 204 5.875% $485,000 38.5%
SPRING EQ, LLC 202 9.838% $75,000 66.7%
U.S. Bank National Association 201 6.250% $335,000 42.0%
Gateway First Bank 199 6.500% $265,000 4.3%
BRIGHTLAND MORTGAGE SERVICES, LTD. 196 6.125% $345,000 0.5%
AML FUNDING LLC 189 6.625% $245,000 11.9%
Kiavi Funding, Inc. 187 9.990% $205,000 14.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 186 6.375% $275,000 12.9%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 186 6.625% $285,000 3.9%
VANDERBILT MORTGAGE AND FINANCE, INC. 185 10.990% $85,000 84.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. 185 10.115% $145,000 20.0%
BOKF, National Association 184 6.625% $205,000 41.0%
V.I.P. MORTGAGE, INC. 184 6.250% $325,000 4.7%
JET HOMELOANS, LP 183 5.625% $375,000 7.4%
Truist Bank 179 6.375% $315,000 53.6%
ZILLOW HOME LOANS, LLC 179 6.625% $255,000 12.0%
FIRST SERVICE Credit Union 177 6.750% $135,000 13.2%
Comerica Bank 168 6.240% $145,000 61.3%
Flagstar Bank, N.A. 167 6.500% $285,000 31.6%
Nations Lending Corporation 166 6.500% $255,000 3.3%
AMERICAN FINANCIAL NETWORK, INC. 159 6.875% $255,000 24.3%
M/I FINANCIAL, LLC 159 4.875% $325,000 3.8%
Citadel Servicing Corporation 154 7.750% $225,000 2.1%
21st Mortgage Corporation 152 10.565% $95,000 83.5%
Synergy One Lending, Inc. 151 6.625% $285,000 12.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC 145 6.750% $305,000 5.7%
CRESTMARK MORTGAGE COMPANY, LTD. 143 6.375% $455,000 0.7%
Lendage, LLC 140 11.313% $75,000 23.0%
CALCON MUTUAL MORTGAGE LLC 137 5.990% $295,000 35.5%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 137 5.500% $335,000 33.5%
254900J2RKTTDJSUWD76 136 6.875% $265,000 0.0%
SUN WEST MORTGAGE COMPANY, INC. 135 6.194% $295,000 14.9%
NexBank 135 6.500% $285,000 11.5%
COMMUNITY RESOURCE CREDIT UNION 134 6.500% $115,000 45.4%
MUTUAL OF OMAHA MORTGAGE, INC. 134 6.375% $270,000 26.8%
AmeriSave Mortgage Corporation 130 7.125% $155,000 74.6%
Citibank, National Association 130 5.875% $715,000 20.7%
Stellar Bank 129 7.500% $305,000 35.7%
HOMEXPRESS MORTGAGE CORP. 128 7.500% $250,000 52.3%
MORTGAGE FINANCIAL SERVICES, LLC 128 6.375% $255,000 2.3%
HOMETRUST MORTGAGE COMPANY 127 6.750% $295,000 11.2%
Cy-Fair Federal Credit Union 127 7.395% $85,000 9.1%
RF RENOVO MANAGEMENT COMPANY, LLC 126 7.525% $250,000 0.0%
SOFI BANK, NATIONAL ASSOCIATION 124 6.750% $235,000 23.8%
INSPIRE HOME LOANS INC. 124 4.875% $275,000 14.5%
LAKEVIEW LOAN SERVICING, LLC 122 6.250% $275,000 69.2%
Commerce Home Mortgage, Inc. 122 7.250% $265,000 17.5%
COLINA MORTGAGE GROUP, LLC 122 4.990% $295,000 12.0%
PLANET HOME LENDING, LLC 121 5.990% $285,000 22.5%
CARRINGTON MORTGAGE SERVICES, LLC 118 6.625% $215,000 57.0%
Morgan Stanley Private Bank, National Association 117 5.875% $825,000 5.9%
Equity Prime Mortgage LLC 116 6.625% $295,000 22.0%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 112 6.875% $135,000 11.9%
BETTER MORTGAGE CORPORATION 111 6.500% $365,000 43.5%
NEXERA HOLDING LLC 108 7.500% $320,000 21.3%
SFMC, LP 107 6.625% $295,000 10.7%
Emporium TPO LLC 106 7.250% $195,000 7.5%
RESICENTRAL, LLC 104 6.490% $275,000 5.3%
ROYAL UNITED MORTGAGE LLC 103 7.000% $135,000 37.6%
FocusOne Mortgage, LLC 103 6.750% $135,000 13.0%
PARKSTONE MORTGAGE, LLC 101 6.500% $385,000 0.0%
International Bank of Commerce 100 7.250% $195,000 20.5%
HANCOCK WHITNEY BANK 98 6.125% $255,000 18.7%
REPUBLIC STATE MORTGAGE CO. 98 6.375% $345,000 2.0%
SWBC MORTGAGE CORPORATION 98 6.625% $270,000 6.5%
USAA Federal Savings Bank 97 6.250% $345,000 39.2%
PHH Mortgage Corporation 95 6.625% $215,000 19.7%
East West Bank 95 6.000% $215,000 7.7%
VILLAGE CAPITAL & INVESTMENT LLC 93 5.990% $325,000 16.8%
Plains Commerce Bank 91 6.625% $275,000 15.0%
DEEPHAVEN MORTGAGE LLC 90 7.188% $235,000 38.9%
SMART FINANCIAL CREDIT UNION 90 6.500% $125,000 39.4%
254900YZ174H294JW398 90 6.125% $350,000 3.5%
HOUSTON POLICE 90 7.000% $130,000 4.2%
NextMortgage, LLC 89 6.750% $245,000 8.6%
DAS Acquisition Company, LLC 89 6.500% $265,000 1.0%
FIGURE LENDING LLC 88 10.750% $75,000 51.5%
GoodLeap, LLC 86 6.438% $135,000 36.6%
Discover Bank 85 8.310% $75,000 87.6%
CANOPY MORTGAGE, LLC 84 6.375% $280,000 9.6%
Sierra Pacific Mortgage Company, Inc. 84 6.625% $275,000 3.4%
MidFirst Bank 80 5.925% $320,000 25.9%
General Mortgage Capital Corporation 80 6.750% $230,000 1.2%
PENTAGON FEDERAL CREDIT UNION 78 7.563% $185,000 59.5%
ENVOY MORTGAGE, LTD 78 6.500% $295,000 7.1%
AMERICAN FINANCIAL RESOURCES, INC. 78 6.375% $265,000 5.9%
VELOCITY COMMERCIAL CAPITAL, LLC 77 9.865% $185,000 0.0%
TRIAD FINANCIAL SERVICES, INC. 75 9.660% $95,000 58.1%
Tomo Mortgage, LLC 75 6.250% $315,000 12.5%
RIGHT START MORTGAGE, INC. 75 6.875% $285,000 15.6%
FINANCE OF AMERICA REVERSE LLC 75 6.375% $165,000 19.6%
ENCOMPASS LENDING GROUP, LP 74 6.750% $335,000 6.3%
MEMBERS CHOICE 73 6.990% $125,000 38.5%
ANGEL OAK MORTGAGE SOLUTIONS LLC 73 7.249% $245,000 14.0%
NBKC BANK 73 6.125% $325,000 13.1%
Loan Funder LLC 72 10.120% $225,000 49.7%
T2 FINANCIAL LLC 71 6.750% $305,000 8.5%
CORNERSTONE MORTGAGE PROVIDERS, LLC 71 6.490% $475,000 0.0%
LoanUnited.com, LLC 68 6.125% $295,000 9.2%
First United Bank and Trust Company 68 6.813% $340,000 6.9%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 68 6.500% $310,000 2.5%
GARDNER FINANCIAL SERVICES, LTD. 66 6.875% $290,000 4.3%
212 LOANS, LLC. 66 11.990% $195,000 0.0%
FlexPoint, Inc. 65 7.250% $235,000 12.6%
Luminate Bank 63 6.750% $265,000 6.0%
AMERICAN HERITAGE LENDING, LLC 62 7.500% $215,000 11.5%
GENWAY HOME MORTGAGE, INC. 62 7.375% $230,000 34.0%
BPL MORTGAGE TRUST, LLC 62 7.278% $205,000 18.7%
Filo Mortgage, L.L.C. 61 6.500% $285,000 7.1%
AMOCO 61 6.125% $255,000 24.7%
GUIDANCE RESIDENTIAL, LLC 61 6.625% $315,000 1.6%
LOANPEOPLE, LLC 60 6.750% $300,000 15.5%
PILGRIM MORTGAGE LLC 59 6.625% $285,000 4.8%
SENTE MORTGAGE, INC. 58 6.688% $365,000 0.0%
LOWER, LLC 57 6.624% $265,000 19.7%
Integrity Home Mortgage Corporation 57 6.750% $285,000 9.9%
Charles Schwab Bank, SSB 56 5.563% $930,000 0.0%
NATIONS DIRECT MORTGAGE, LLC 55 6.490% $325,000 8.3%
AFFORDABLE MORTGAGE ADVISORS, LLC. 54 6.625% $300,000 5.3%
254900CTT87ZKAUTIJ37 53 7.625% $195,000 12.7%
First National Bank of America 53 9.000% $185,000 11.7%
LENDSURE MORTGAGE CORP. 53 7.375% $245,000 3.2%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 52 6.120% $410,000 24.7%
NEW WAVE LENDING GROUP INC 52 7.125% $255,000 0.0%
ASSOCIATED CREDIT UNION OF TEXAS 52 6.990% $95,000 0.0%
Easy Street Capital, LLC 50 9.900% $175,000 0.0%
EMET LENDING GROUP, INC. 49 6.875% $275,000 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 49 6.500% $265,000 3.9%
CREDIT UNION OF TEXAS 47 7.925% $95,000 32.9%
SouthState Bank, National Association 47 7.125% $705,000 18.3%
BAY EQUITY LLC 47 6.750% $245,000 4.1%
UNIVERSITY Federal Credit Union 47 6.625% $355,000 9.6%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 47 5.990% $435,000 2.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 712 lenders each made 47 or fewer mortgages here, and are counted in the totals above.

Bank branches in Harris County

857 FDIC-insured branches from 87 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
JPMorgan Chase Bank, National Association 112$161.6 billion
Wells Fargo Bank, National Association 91$34.1 billion
Bank of America, National Association 72$18.8 billion
Woodforest National Bank 63$1.4 billion
PNC Bank, National Association 47$7.9 billion
Frost Bank 46$6.4 billion
First National Bank Texas 42$350.9 million
Zions Bancorporation, N.A. 34$9.8 billion
Prosperity Bank 33$3.4 billion
Fifth Third Bank, National Association 33$2.9 billion
Regions Bank 27$1.7 billion
The Huntington National Bank 25$6.3 billion
Stellar Bank 25$4.9 billion
Truist Bank 16$3.7 billion
Origin Bank 9$1.5 billion
SouthState Bank, National Association 9$1.1 billion
BOKF, National Association 8$2.6 billion
Trustmark Bank 8$510.0 million
East West Bank 7$2.5 billion
International Bank of Commerce 7$807.5 million
Bank OZK 7$775.7 million
MidFirst Bank 7$553.9 million
Capital Bank 7$480.1 million
Capital One, National Association 5$3.6 billion
PlainsCapital Bank 5$652.8 million
Texas First Bank 5$513.9 million
First Horizon Bank 4$1.5 billion
Central Bank 4$1.3 billion
Hancock Whitney Bank 4$944.1 million
American First National Bank 4$910.8 million
Wallis Bank 4$544.7 million
b1BANK 4$452.0 million
Home Bank, National Association 4$180.6 million
The Moody National Bank 4$176.5 million
Third Coast Bank 3$3.9 billion
The Northern Trust Company 3$642.5 million
Plains State Bank 3$499.8 million
Texas Gulf Bank, National Association 3$234.7 million
Glacier Bank 3$160.7 million
Austin Bank, Texas National Association 3$134.3 million
Texas Capital Bank 2$3.3 billion
Golden Bank, National Association 2$830.0 million
City Bank 2$534.5 million
Texas Traditions Bank 2$500.4 million
Simmons Bank 2$275.7 million
Lone Star Bank 2$133.4 million
SouthTrust Bank, N.A. 2$130.0 million
Bank of Hope 2$118.7 million
Hanmi Bank 2$103.2 million
Texas Regional Bank 2$57.1 million
Wells Fargo Bank South Central, National Association 1$1.7 billion
Cornerstone Capital Bank, SSB 1$967.8 million
Susser Bank 1$542.7 million
Southwestern National Bank 1$532.1 million
Gulf Capital Bank 1$497.3 million
Vantage Bank Texas 1$430.4 million
The MINT National Bank 1$306.5 million
Integrity Bank SSB 1$292.5 million
Monet Bank 1$197.0 million
State Bank of Texas 1$186.3 million
Cathay Bank 1$176.1 million
Unity National Bank of Houston 1$175.9 million
First-Citizens Bank & Trust Company 1$162.7 million
Agility Bank, National Association 1$120.3 million
Sunflower Bank, National Association 1$118.8 million
HomeTown Bank, National Association 1$112.6 million
T Bank, National Association 1$110.8 million
Global One Bank 1$92.1 million
Commerce Bank 1$72.5 million
Benchmark Bank 1$62.1 million
One World Bank 1$57.8 million
Grand Bank 1$45.6 million
Metro City Bank 1$41.1 million
Investar Bank, National Association 1$40.0 million
Southside Bank 1$34.3 million
First State Bank of Texas 1$28.6 million
First Liberty Bank 1$23.6 million
PromiseOne Bank 1$23.5 million
First Financial Bank 1$22.7 million
U.S. Bank National Association 1$16.8 million
Citizens Bank 1$11.8 million
Houston Bank & Trust 1$2.6 million
Bank of the Orient 1$683,000
The Bank of New York Mellon 1$0
BNY Mellon, National Association 1$0
The Bank of New York Mellon Trust Company, National Association 1$0
CIBC National Trust Company 1$0

Closed since the 2025 survey

80 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Harris County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.