PHH Mortgage Corporation received 20,434 applications in 2025 and made
7,655 mortgages, in 2,431 counties across 51 states.
The median rate its borrowers got was 6.250% on a median loan of $285,000.
Of 9,570 decisions, 1,748 were denials — 18.3%, most often for collateral.
339 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
PAOOWF3GUFM46FBSP561
Applications received
20,434
Mortgages made
7,655
Denied
1,748
Approved, not taken up
167
Withdrawn or incomplete
10,864
Loans bought from other lenders
51,444
Median rate spread over the prime offer rate
0.139 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
901
6.500%
$295,000
10.4%
Refinancing
3,699
5.990%
$355,000
18.1%
Cash-out refinancing
2,658
6.875%
$215,000
20.0%
Other purposes
397
6.000%
$215,000
23.7%
Where PHH Mortgage Corporation lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When PHH Mortgage Corporation’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.