Mortgage lenders in Norfolk County
14,224 mortgages were made in Norfolk County, Massachusetts, in 2025, by 490 lenders. The median rate their borrowers got was 6.625% on a median loan of $415,000. Of 18,290 decisions, 3,545 were denials — 19.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens Bank, National Association | 1,655 | 7.150% | $245,000 | 28.7% |
| Leader Bank, National Association | 760 | 6.250% | $535,000 | 1.3% |
| Rocket Mortgage, LLC | 706 | 6.750% | $365,000 | 14.4% |
| Bank of America, National Association | 569 | 5.990% | $255,000 | 36.2% |
| Rockland Trust Company | 523 | 6.990% | $255,000 | 32.4% |
| GUARANTEED RATE, INC. | 500 | 6.500% | $575,000 | 5.7% |
| Eastern Bank | 422 | 6.990% | $255,000 | 33.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 395 | 6.625% | $555,000 | 3.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 385 | 6.479% | $495,000 | 14.4% |
| Needham Bank | 273 | 7.000% | $305,000 | 15.9% |
| CMG MORTGAGE, INC. | 243 | 6.625% | $535,000 | 4.1% |
| Fairway Independent Mortgage Corporation | 226 | 6.625% | $565,000 | 7.8% |
| JPMorgan Chase Bank, National Association | 201 | 6.125% | $685,000 | 12.4% |
| GUILD MORTGAGE COMPANY | 201 | 6.375% | $505,000 | 2.4% |
| Middlesex Savings Bank | 194 | 6.750% | $265,000 | 12.0% |
| Manufacturers and Traders Trust Company | 191 | 5.750% | $740,000 | 14.4% |
| TD Bank, National Association | 184 | 7.390% | $395,000 | 29.1% |
| RADIUS FINANCIAL GROUP INC. | 170 | 6.625% | $545,000 | 2.9% |
| Loandepot.Com, LLC | 164 | 6.750% | $405,000 | 19.1% |
| ROCKLAND Federal Credit Union | 157 | 7.000% | $155,000 | 19.0% |
| GUARANTEED RATE AFFINITY, LLC | 139 | 6.400% | $585,000 | 1.4% |
| Direct Federal Credit Union | 132 | Not published | $205,000 | 27.2% |
| bankESB | 132 | 6.188% | $300,000 | 9.3% |
| MOVEMENT MORTGAGE, LLC | 131 | 6.625% | $555,000 | 8.3% |
| U.S. Bank National Association | 124 | 6.375% | $565,000 | 21.1% |
| SHARON & CRESCENT UNITED Credit Union | 124 | 5.813% | $105,000 | 8.5% |
| Dedham Institution for Savings | 123 | 6.250% | $515,000 | 5.3% |
| PENNYMAC LOAN SERVICES, LLC | 119 | 6.624% | $485,000 | 14.0% |
| NEWREZ LLC | 110 | 6.625% | $445,000 | 36.7% |
| DIGITAL | 109 | 7.750% | $185,000 | 29.6% |
| NATIONSTAR MORTGAGE LLC | 94 | 7.495% | $210,000 | 18.6% |
| METRO Credit Union | 88 | 6.995% | $195,000 | 12.4% |
| Cambridge Savings Bank | 88 | 6.490% | $550,000 | 7.2% |
| Webster Bank, National Association | 87 | 6.250% | $875,000 | 12.0% |
| East West Bank | 82 | 6.500% | $425,000 | 4.4% |
| General Mortgage Capital Corporation | 79 | 6.375% | $485,000 | 3.7% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 78 | 6.125% | $565,000 | 14.1% |
| Fall River Five Cents Savings Bank | 78 | 6.563% | $325,000 | 3.7% |
| Brookline Bank | 74 | 7.250% | $355,000 | 26.2% |
| HARBORONE MORTGAGE, LLC | 73 | 6.375% | $495,000 | 13.1% |
| Broker Solutions, Inc. | 72 | 6.875% | $465,000 | 19.8% |
| Hanscom Federal Credit Union | 69 | 7.000% | $215,000 | 18.2% |
| The Bank of Canton | 67 | 6.375% | $535,000 | 24.2% |
| Norwood Co-operative Bank | 67 | Not published | $405,000 | 4.3% |
| Morgan Stanley Private Bank, National Association | 65 | 5.750% | $1,005,000 | 2.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 64 | 6.125% | $540,000 | 18.8% |
| NEW FED MORTGAGE, CORP. | 64 | 6.625% | $510,000 | 4.5% |
| Navy Federal Credit Union | 62 | 7.750% | $230,000 | 29.5% |
| TOTAL MORTGAGE SERVICES, LLC | 62 | 6.500% | $450,000 | 6.0% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 58 | 6.490% | $615,000 | 10.6% |
| FREEDOM MORTGAGE CORPORATION | 56 | 6.250% | $490,000 | 16.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 51 | 7.290% | $155,000 | 19.1% |
| PNC Bank, National Association | 50 | 6.063% | $185,000 | 45.1% |
| Berkshire Bank | 50 | 5.563% | $645,000 | 13.6% |
| MSA MORTGAGE, LLC | 48 | 6.500% | $570,000 | 11.1% |
| NATIONS DIRECT MORTGAGE, LLC | 48 | 6.125% | $530,000 | 4.0% |
| Dean Co-operative Bank | 47 | Not published | $225,000 | 10.5% |
| Workers Federal Credit Union | 47 | 5.875% | $605,000 | 12.5% |
| QUINCY CREDIT UNION | 46 | 7.000% | $155,000 | 22.2% |
| Havard Federal Credit Union | 45 | 6.990% | $195,000 | 8.2% |
| EMM LOANS LLC | 42 | 6.875% | $505,000 | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 41 | 6.375% | $565,000 | 8.9% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 41 | 9.750% | $595,000 | 0.0% |
| FIGURE LENDING LLC | 40 | 8.250% | $85,000 | 40.4% |
| Wells Fargo Bank, National Association | 40 | 6.188% | $825,000 | 13.0% |
| Colorado Federal Savings Bank | 40 | 6.313% | $560,000 | 7.0% |
| Salem Five Cents Savings Bank | 39 | 5.990% | $205,000 | 20.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 39 | 6.375% | $575,000 | 4.9% |
| LAKEVIEW LOAN SERVICING, LLC | 38 | 6.250% | $410,000 | 54.6% |
| HarborOne Bank | 38 | 6.740% | $180,000 | 50.0% |
| Citibank, National Association | 38 | 5.813% | $1,380,000 | 11.4% |
| AmeriSave Mortgage Corporation | 37 | 8.125% | $135,000 | 65.8% |
| Third Federal Savings and Loan Association of Cleveland | 37 | 6.990% | $235,000 | 32.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 36 | 6.625% | $490,000 | 7.3% |
| NORTHPOINT MORTGAGE, INC. | 36 | 6.688% | $525,000 | 2.7% |
| Mortgage Research Center, LLC | 35 | 6.125% | $495,000 | 37.5% |
| The Village Bank | 33 | Not published | $2,085,000 | 5.7% |
| NFM, INC. | 33 | 6.625% | $575,000 | 0.0% |
| Bluestone Bank | 32 | Not published | $450,000 | 17.5% |
| Merchants Bank of Indiana | 32 | 6.625% | $600,000 | 5.7% |
| The Washington Trust Company, of Westerly | 31 | 6.875% | $255,000 | 25.6% |
| SPRING EQ, LLC | 30 | 8.937% | $105,000 | 61.3% |
| OCMBC, INC. | 30 | 7.062% | $490,000 | 13.0% |
| AMWEST FUNDING CORP. | 30 | 6.625% | $395,000 | 0.0% |
| PHH Mortgage Corporation | 29 | 5.990% | $375,000 | 6.5% |
| LIBERTY BAY CREDIT UNION | 27 | Not published | $205,000 | 6.9% |
| JEANNE D'ARC Credit Union | 27 | 6.115% | $385,000 | 3.5% |
| EMBRACE HOME LOANS, INC. | 26 | 6.625% | $525,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 26 | 6.375% | $555,000 | 0.0% |
| The Cape Cod Five Cents Savings Bank | 23 | 6.625% | $565,000 | 7.7% |
| First-Citizens Bank & Trust Company | 23 | 6.100% | $935,000 | 4.2% |
| WILLIAM RAVEIS MORTGAGE, LLC | 23 | 6.490% | $605,000 | 0.0% |
| MLD MORTGAGE INC. | 23 | 6.490% | $595,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 22 | 8.375% | $225,000 | 55.4% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 22 | 6.063% | $600,000 | 10.0% |
| MERRIMACK VALLEY | 22 | 6.188% | $270,000 | 4.2% |
| CENTRAL ONE FEDERAL CREDIT UNION | 22 | 6.500% | $160,000 | 21.4% |
| UniBank for Savings | 22 | 5.995% | $595,000 | 11.1% |
| UNION HOME MORTGAGE CORP. | 22 | 6.125% | $545,000 | 8.0% |
| NBKC BANK | 22 | 6.125% | $575,000 | 4.4% |
| Charles Schwab Bank, SSB | 22 | 5.338% | $1,285,000 | 12.0% |
| BayCoast Bank | 22 | 7.250% | $285,000 | 8.3% |
| Colonial Federal Savings Bank | 21 | Not published | $585,000 | 32.3% |
| Institution for Savings in Newburyport and Its Vicinity | 21 | 6.250% | $655,000 | 8.7% |
| ENVOY MORTGAGE, LTD | 21 | 6.625% | $445,000 | 8.7% |
| FIRST HOME MORTGAGE CORPORATION | 21 | 6.750% | $415,000 | 8.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 21 | 6.625% | $515,000 | 8.3% |
| Sierra Pacific Mortgage Company, Inc. | 21 | 6.750% | $535,000 | 4.2% |
| T2 FINANCIAL LLC | 21 | 6.625% | $625,000 | 0.0% |
| Discover Bank | 19 | 8.830% | $85,000 | 79.1% |
| ARC HOME LLC | 19 | 7.375% | $505,000 | 9.5% |
| Cornerstone Bank | 18 | Not published | $240,000 | 37.9% |
| Liberty Bank | 18 | 5.813% | $970,000 | 5.3% |
| BAY EQUITY LLC | 18 | 6.625% | $450,000 | 5.3% |
| USALLIANCE FEDERAL CREDIT UNION | 18 | 7.875% | $240,000 | 10.0% |
| Loan Funder LLC | 17 | 10.750% | $1,105,000 | 15.0% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.990% | $565,000 | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 17 | 6.625% | $335,000 | 18.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 17 | 9.290% | $265,000 | 29.2% |
| Coastal Heritage Bank | 17 | Not published | $505,000 | 0.0% |
| NAVIGANT CREDIT UNION | 16 | 6.500% | $395,000 | 23.8% |
| CCG Fund 1, LLC | 16 | Not published | $2,080,000 | 23.8% |
| Northpointe Bank | 16 | 6.875% | $485,000 | 5.9% |
| Walpole Co-operative Bank | 16 | 8.375% | $1,515,000 | 0.0% |
| Milford Federal Bank | 16 | Not published | $360,000 | 0.0% |
| The Cooperative Bank | 15 | Not published | $445,000 | 19.1% |
| United Nations Federal Credit Union | 14 | 5.875% | $775,000 | 6.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 14 | 6.563% | $435,000 | 0.0% |
| City Of Boston Credit Union | 13 | Not published | $105,000 | 45.8% |
| GEORGIA'S OWN | 13 | 8.000% | $145,000 | 23.5% |
| PLAZA HOME MORTGAGE, INC. | 13 | 6.625% | $425,000 | 12.5% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | 13 | 6.625% | $295,000 | 7.1% |
| FINANCE OF AMERICA REVERSE LLC | 13 | 6.625% | $315,000 | 18.8% |
| Bank of Easton | 13 | Not published | $325,000 | 7.1% |
| Bangor Savings Bank | 13 | 6.750% | $605,000 | 13.3% |
| KEYSTONE FUNDING, INC. | 13 | 6.750% | $505,000 | 6.7% |
| USAA Federal Savings Bank | 12 | 6.000% | $455,000 | 33.3% |
| Bristol County Savings Bank | 12 | 5.938% | $450,000 | 25.0% |
| Home Loan Investment Bank, F.S.B. | 12 | 6.975% | $255,000 | 7.7% |
| Avidia Bank | 12 | Not published | $450,000 | 7.7% |
| Cathay Bank | 12 | 6.375% | $520,000 | 0.0% |
| CHARLES RIVER BANK | 11 | Not published | $155,000 | 36.8% |
| MISSION LOANS, LLC | 11 | 8.375% | $105,000 | 7.7% |
| QUORUM FEDERAL CREDIT UNION | 11 | 8.875% | $245,000 | 36.8% |
| ALLIED MORTGAGE GROUP, INC. | 11 | 6.375% | $445,000 | 0.0% |
| COASTAL1 Credit Union | 11 | 6.750% | $375,000 | 42.1% |
| UBS Bank USA | 11 | 5.875% | $1,595,000 | 8.3% |
| Fidelity Co-operative Bank | 11 | 5.990% | $95,000 | 8.3% |
| South Shore Bank | 11 | Not published | $1,105,000 | 0.0% |
| BOSTON FIREFIGHTERS | 11 | Not published | $455,000 | 8.3% |
| Fidelity Lending Solutions, Inc. | 11 | 7.000% | $445,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.750% | $605,000 | 8.3% |
| Bethpage Federal Credit Union | 10 | 6.740% | $235,000 | 35.0% |
| LOWER, LLC | 10 | 6.500% | $540,000 | 31.3% |
| Stoughton Co-operative Bank | 10 | Not published | $620,000 | 16.7% |
| AMERICAN HERITAGE LENDING, LLC | 10 | 7.250% | $510,000 | 5.9% |
| MEMBERS MORTGAGE COMPANY, INC. | 10 | 5.750% | $635,000 | 9.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.250% | $615,000 | 16.7% |
| ALLIANT CREDIT UNION | 10 | 6.125% | $1,190,000 | 9.1% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 30.8% |
| MASS BAY Credit Union | 9 | Under 10 loans | Under 10 loans | 40.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The Savings Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| A&D Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Everett Co-operative Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 52.9% |
| Logan Finance Corporation | 8 | Under 10 loans | Under 10 loans | 46.7% |
| ALIGN CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 30.8% |
| Valon Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 15.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 42.9% |
| TREMONT CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 25.0% |
| North Easton Savings Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Synergy One Lending, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEXPRESS MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Assurance Financial Group, L.L.C. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NORWICH COMMERCIAL GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| St. Mary's Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Energy Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHEAST HOME LOAN, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 41.7% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Northern Bank & Trust Company | 7 | Under 10 loans | Under 10 loans | 22.2% |
| UMASSFIVE COLLEGE | 7 | Under 10 loans | Under 10 loans | 20.0% |
| St. Anne's Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| The Dart Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Winchester Co-operative Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SEMPER HOME LOANS, INC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Hingham Institution for Savings, The | 6 | Under 10 loans | Under 10 loans | 22.2% |
| AMERANT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 290 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Norfolk County
221 FDIC-insured branches from 35 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
12 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bristol County Savings Bank, 365 W Central St, Franklin
- Colonial Federal Savings Bank, 1000 Southern Artery, Quincy
- Colonial Federal Savings Bank, 15 Beach St, Quincy
- Colonial Federal Savings Bank, 708 Middle St, Weymouth
- Colonial Federal Savings Bank, 819 S Franklin St, Holbrook
- Eastern Bank, 35 Memorial Pkwy, Randolph
- Eastern Bank, 397 Washington St, Stoughton
- HarborOne Bank, 1 Chestnut Pl, Quincy
- HarborOne Bank, 19 Warren Street, Randolph
- HarborOne Bank, 470 Washington St, Stoughton
- HarborOne Bank, 473 Harvard St, Brookline
- HarborOne Bank, 95 Washington St, Canton
Get told when this changes
When the next year’s lending figures are out for Norfolk County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.