The Village Bank
The Village Bank received 180 applications in 2025 and made 153 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $1,805,000. Of 159 decisions, 5 were denials — 3.1%. 16 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300T0NMTRA1FGK873 |
|---|---|
| Applications received | 180 |
| Mortgages made | 153 |
| Denied | 5 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 21 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Village Bank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 117 | Not published | $1,790,000 | 3.3% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Cash-out refinancing | 21 | Not published | $2,375,000 | 0.0% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where The Village Bank lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Middlesex County, MA | 108 | Not published | 1.8% |
| Norfolk County, MA | 33 | Not published | 5.7% |
| Suffolk County, MA | 5 | Under 10 loans | 0.0% |
| Barnstable County, MA | 3 | Under 10 loans | 0.0% |
| Plymouth County, MA | 2 | Under 10 loans | 0.0% |
| Essex County, MA | 1 | Under 10 loans | 0.0% |
| Worcester County, MA | 1 | Under 10 loans | 50.0% |
Get told when this changes
When The Village Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.