Mortgage Lender Index

NEWREZ LLC

NEWREZ LLC received 187,594 applications in 2025 and made 66,567 mortgages, in 2,972 counties across 51 states. The median rate its borrowers got was 6.625% on a median loan of $275,000. Of 104,533 decisions, 36,586 were denials — 35.0%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300FNXYY540N23N64
Applications received187,594
Mortgages made66,567
Denied36,586
Approved, not taken up1,380
Withdrawn or incomplete83,061
Loans bought from other lenders110,121
Median rate spread over the prime offer rate0.364 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase26,464 6.500%$345,000 10.5%
Refinancing15,278 5.990%$375,000 30.5%
Cash-out refinancing24,756 7.750%$125,000 51.2%
Other purposes69 6.625%$215,000 35.2%

Where NEWREZ LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Maricopa County, AZ 1,1076.375%29.3%
Los Angeles County, CA 7916.875%47.1%
Cook County, IL 7516.750%42.1%
San Diego County, CA 7026.375%23.3%
King County, WA 6396.625%23.0%
Riverside County, CA 6106.500%37.9%
Harris County, TX 5406.625%48.7%
Pierce County, WA 4816.375%20.3%
Onslow County, NC 4686.250%10.1%
Miami-Dade County, FL 4466.875%56.8%
Clark County, NV 4336.500%37.7%
Broward County, FL 4226.990%53.1%
San Bernardino County, CA 4056.875%42.9%
Suffolk County, NY 4046.750%44.1%
Bexar County, TX 3816.375%39.3%
Hillsborough County, FL 3696.750%39.4%
El Paso County, CO 3466.250%21.0%
Pinellas County, FL 3466.625%28.0%
Tarrant County, TX 3406.500%41.7%
Marion County, IN 3356.750%34.7%
Nassau County, NY 3356.750%44.7%
Fairbanks North Star Borough, AK 3276.250%3.2%
Palm Beach County, FL 3236.875%44.5%
Snohomish County, WA 3206.875%21.1%
Collin County, TX 3136.375%24.0%
Orange County, CA 3076.625%39.7%
Prince George's County, MD 2986.625%51.7%
Honolulu County, HI 2966.250%20.6%
Anchorage Municipality, AK 2856.500%9.2%
Dallas County, TX 2816.625%48.0%
Sacramento County, CA 2756.625%34.7%
Matanuska-Susitna Borough, AK 2636.250%5.0%
Brevard County, FL 2586.563%26.7%
Oakland County, MI 2526.875%30.3%
Westchester County, NY 2496.625%34.8%
Milwaukee County, WI 2476.490%31.7%
Waukesha County, WI 2466.490%17.7%
Orange County, FL 2456.625%45.2%
Wayne County, MI 2446.990%44.3%
Mecklenburg County, NC 2396.375%33.6%
Worcester County, MA 2356.875%33.4%
Capitol Planning Region, CT 2326.875%36.8%
Anne Arundel County, MD 2316.250%30.2%
Sonoma County, CA 2296.750%9.9%
Franklin County, OH 2286.625%31.5%
Hennepin County, MN 2226.750%26.0%
St. Louis County, MO 2206.750%34.8%
Pima County, AZ 2196.250%33.6%
Pasco County, FL 2196.625%35.1%
Gwinnett County, GA 2176.875%43.3%

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When NEWREZ LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.