Mortgage lenders in Hennepin County
25,783 mortgages were made in Hennepin County, Minnesota, in 2025, by 586 lenders. The median rate their borrowers got was 6.625% on a median loan of $275,000. Of 32,076 decisions, 5,034 were denials — 15.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Bell Bank | 1,846 | 6.625% | $325,000 | 5.0% |
| TRUSTONE FINANCIAL CREDIT UNION | 1,489 | 7.250% | $105,000 | 22.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,412 | 6.490% | $325,000 | 12.1% |
| U.S. Bank National Association | 1,142 | 7.850% | $185,000 | 34.8% |
| Rocket Mortgage, LLC | 1,056 | 6.625% | $265,000 | 15.3% |
| Wings Financial Credit Union | 858 | 7.250% | $135,000 | 18.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 809 | 6.625% | $325,000 | 2.2% |
| The Huntington National Bank | 652 | 7.133% | $205,000 | 29.6% |
| Fairway Independent Mortgage Corporation | 549 | 6.625% | $325,000 | 3.5% |
| Blaze Credit Union | 519 | 6.125% | $105,000 | 13.9% |
| Prosperity Home Mortgage, LLC | 499 | 6.625% | $345,000 | 4.4% |
| AFFINITY PLUS | 496 | 6.500% | $75,000 | 18.9% |
| Royal Credit Union | 495 | 6.500% | $235,000 | 12.7% |
| Alerus Financial, National Association | 470 | 6.625% | $325,000 | 4.9% |
| PENNYMAC LOAN SERVICES, LLC | 445 | 6.375% | $385,000 | 11.5% |
| Luminate Bank | 418 | 6.665% | $315,000 | 3.7% |
| Tradition Mortgage, LLC | 386 | 6.625% | $385,000 | 0.0% |
| Wells Fargo Bank, National Association | 370 | 6.375% | $275,000 | 15.9% |
| Old National Bank | 353 | 6.240% | $275,000 | 16.6% |
| Broker Solutions, Inc. | 340 | 6.625% | $305,000 | 7.8% |
| GUILD MORTGAGE COMPANY | 305 | 6.625% | $355,000 | 2.7% |
| GUARANTEED RATE, INC. | 295 | 6.600% | $315,000 | 11.6% |
| Granite Bank | 264 | 6.625% | $295,000 | 6.7% |
| JPMorgan Chase Bank, National Association | 260 | 6.375% | $430,000 | 14.9% |
| TOPLINE FINANCIAL CREDIT UNION | 260 | 5.990% | $115,000 | 17.2% |
| LENNAR MORTGAGE, LLC | 259 | 5.875% | $405,000 | 1.9% |
| Baxter Credit Union | 255 | 6.875% | $185,000 | 8.3% |
| Loandepot.Com, LLC | 249 | 6.625% | $225,000 | 13.9% |
| GUARANTEED RATE AFFINITY, LLC | 244 | 6.625% | $310,000 | 8.3% |
| EVERETT FINANCIAL, INC. | 224 | 6.875% | $295,000 | 2.5% |
| NEWREZ LLC | 222 | 6.750% | $295,000 | 26.0% |
| Bank of America, National Association | 217 | 5.990% | $255,000 | 32.1% |
| M/I FINANCIAL, LLC | 187 | 5.875% | $375,000 | 0.5% |
| PULTE MORTGAGE LLC | 182 | 6.375% | $390,000 | 13.7% |
| CMG MORTGAGE, INC. | 177 | 6.750% | $285,000 | 5.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 159 | 6.375% | $315,000 | 5.9% |
| Associated Bank, National Association | 150 | 6.625% | $215,000 | 33.5% |
| VERIDIAN CREDIT UNION | 148 | 6.620% | $130,000 | 13.7% |
| BMO Bank National Association | 147 | 8.480% | $155,000 | 40.5% |
| Summit Mortgage Corporation | 132 | 6.750% | $295,000 | 5.7% |
| MOVEMENT MORTGAGE, LLC | 132 | 6.625% | $265,000 | 2.8% |
| NATIONSTAR MORTGAGE LLC | 129 | 8.375% | $95,000 | 15.2% |
| Highland Bank | 123 | Not published | $105,000 | 12.3% |
| Paramount Residential Mortgage Group, Inc. | 113 | 6.625% | $325,000 | 7.4% |
| SWBC MORTGAGE CORPORATION | 113 | 6.625% | $285,000 | 3.2% |
| Kiavi Funding, Inc. | 113 | 9.950% | $255,000 | 4.2% |
| FIGURE LENDING LLC | 112 | 8.875% | $65,000 | 23.7% |
| Bridgewater Bank | 112 | Not published | $335,000 | 4.0% |
| Cambria Financial Group, LLC | 107 | 6.500% | $315,000 | 2.7% |
| Deerwood Bank | 104 | 7.375% | $155,000 | 8.0% |
| Mortgage Research Center, LLC | 103 | 6.250% | $325,000 | 32.0% |
| UNION HOME MORTGAGE CORP. | 101 | 6.563% | $305,000 | 7.3% |
| FREEDOM MORTGAGE CORPORATION | 99 | 6.250% | $315,000 | 16.6% |
| PLAZA HOME MORTGAGE, INC. | 99 | 6.500% | $305,000 | 14.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 96 | 6.750% | $295,000 | 2.7% |
| Sunrise Banks, National Association | 95 | Not published | $255,000 | 11.6% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 93 | 6.625% | $315,000 | 4.1% |
| Navy Federal Credit Union | 89 | 6.750% | $255,000 | 29.7% |
| ZILLOW HOME LOANS, LLC | 88 | 6.625% | $280,000 | 8.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 82 | 6.875% | $335,000 | 1.2% |
| KIND LENDING, LLC | 81 | 6.750% | $355,000 | 21.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 80 | 7.140% | $155,000 | 18.8% |
| Coastal Community Bank | 77 | 10.240% | $55,000 | 1.2% |
| Think Mutual Bank | 75 | 6.875% | $105,000 | 11.6% |
| SPRING EQ, LLC | 73 | 8.925% | $85,000 | 67.1% |
| DHI MORTGAGE COMPANY, LTD. | 71 | 5.500% | $405,000 | 9.0% |
| A&D Mortgage LLC | 70 | 6.433% | $425,000 | 0.0% |
| RESICENTRAL, LLC | 68 | 6.490% | $345,000 | 4.0% |
| Morgan Stanley Private Bank, National Association | 68 | 5.950% | $560,000 | 2.7% |
| SHAREPOINT CREDIT UNION | 65 | 6.740% | $75,000 | 16.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 61 | 6.450% | $315,000 | 8.3% |
| LOWER, LLC | 60 | 6.375% | $315,000 | 7.6% |
| Barrington Bank & Trust Company, National Association | 58 | 6.813% | $330,000 | 7.8% |
| THE LOAN STORE, INC. | 57 | 7.375% | $305,000 | 10.5% |
| Frandsen Bank & Trust | 57 | 6.505% | $315,000 | 7.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 56 | 6.375% | $420,000 | 3.5% |
| Plains Commerce Bank | 55 | 6.750% | $385,000 | 3.5% |
| IDEAL Credit Union | 53 | 4.490% | $155,000 | 25.9% |
| PNC Bank, National Association | 50 | 6.375% | $230,000 | 33.3% |
| PREMIER LENDING, INC. | 49 | 6.500% | $275,000 | 2.0% |
| Merchants Bank, National Association | 48 | 6.400% | $375,000 | 7.7% |
| MidWestOne Bank | 47 | 5.990% | $175,000 | 21.0% |
| MEGASTAR FINANCIAL CORP. | 47 | 6.750% | $325,000 | 0.0% |
| Bremer Bank, National Association | 46 | 8.050% | $255,000 | 16.4% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 45 | 6.074% | $395,000 | 10.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 42 | 6.625% | $285,000 | 16.0% |
| NexBank | 42 | 6.625% | $295,000 | 17.7% |
| CITY-COUNTY CREDIT UNION | 41 | 6.750% | $245,000 | 19.3% |
| NBKC BANK | 40 | 6.125% | $385,000 | 10.9% |
| MAGNIFI FINANCIAL CREDIT UNION | 39 | 6.375% | $155,000 | 17.7% |
| Luminate Home Loans, Inc. | 38 | 6.875% | $335,000 | 0.0% |
| Florida Capital Bank, National Association | 38 | 6.375% | $350,000 | 2.4% |
| Servion, Inc. | 37 | 6.375% | $345,000 | 2.6% |
| GUIDANCE RESIDENTIAL, LLC | 37 | 6.875% | $315,000 | 2.5% |
| Citizens Bank, National Association | 35 | 7.900% | $205,000 | 32.1% |
| ALLIANT CREDIT UNION | 35 | 7.000% | $225,000 | 27.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 35 | 10.500% | $245,000 | 0.0% |
| Coulee Bank | 35 | Not published | $255,000 | 5.4% |
| BETTER MORTGAGE CORPORATION | 34 | 7.625% | $280,000 | 46.4% |
| UBS Bank USA | 34 | 5.750% | $855,000 | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 33 | 6.875% | $335,000 | 27.1% |
| Third Federal Savings and Loan Association of Cleveland | 33 | 6.990% | $135,000 | 37.0% |
| UIF CORPORATION | 33 | 6.625% | $335,000 | 10.8% |
| BAY EQUITY LLC | 33 | 6.990% | $285,000 | 5.6% |
| PLANET HOME LENDING, LLC | 33 | 6.375% | $295,000 | 8.3% |
| American National Bank | 31 | 7.050% | $225,000 | 3.1% |
| Charles Schwab Bank, SSB | 31 | 5.925% | $575,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 30 | 6.058% | $410,000 | 70.3% |
| USAA Federal Savings Bank | 30 | 6.563% | $300,000 | 33.3% |
| Waterstone Mortgage Corporation | 29 | 6.625% | $315,000 | 3.3% |
| HomeTown Bank | 29 | 6.625% | $285,000 | 3.3% |
| Minnwest Bank | 28 | 6.995% | $260,000 | 17.1% |
| Genisys Credit Union | 27 | 6.750% | $255,000 | 16.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 27 | 6.625% | $325,000 | 17.7% |
| DEEPHAVEN MORTGAGE LLC | 27 | 7.990% | $435,000 | 12.9% |
| Security Bank & Trust Company | 27 | Not published | $325,000 | 6.9% |
| Flagstar Bank, N.A. | 26 | 6.875% | $345,000 | 44.7% |
| 21st Century Bank | 26 | Not published | $295,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 25 | 6.625% | $305,000 | 10.3% |
| MLD MORTGAGE INC. | 25 | 6.500% | $305,000 | 7.1% |
| AmeriSave Mortgage Corporation | 24 | 6.688% | $150,000 | 78.8% |
| Connexus Credit Union | 24 | 6.490% | $95,000 | 41.9% |
| Tomo Mortgage, LLC | 24 | 6.438% | $370,000 | 7.7% |
| First Federal Bank | 24 | 6.250% | $340,000 | 7.7% |
| Nations Lending Corporation | 24 | 6.625% | $285,000 | 4.0% |
| GO MORTGAGE, LLC | 24 | 6.625% | $275,000 | 0.0% |
| First Bank & Trust | 23 | 6.625% | $215,000 | 25.8% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 23 | 7.374% | $205,000 | 11.5% |
| Synergy One Lending, Inc. | 23 | 6.625% | $335,000 | 0.0% |
| Bravera Bank | 23 | Not published | $105,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 22 | 6.125% | $350,000 | 4.4% |
| University of Wisconsin Credit Union | 21 | 6.125% | $115,000 | 8.0% |
| Park State Bank | 21 | 7.500% | $325,000 | 8.3% |
| Community Resource Bank | 21 | Not published | $395,000 | 0.0% |
| GoodLeap, LLC | 20 | 7.400% | $75,000 | 35.0% |
| OCMBC, INC. | 20 | 7.062% | $270,000 | 17.9% |
| Ixonia Bank | 20 | 6.688% | $315,000 | 0.0% |
| CorTrust Bank National Association | 19 | Not published | $335,000 | 20.0% |
| New Market Bank | 19 | Not published | $285,000 | 0.0% |
| Discover Bank | 18 | 9.360% | $80,000 | 83.3% |
| First Resource Bank | 18 | Not published | $480,000 | 0.0% |
| CCM Finance, LLC | 18 | 11.500% | $315,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 17 | 6.625% | $145,000 | 61.0% |
| PENTAGON FEDERAL CREDIT UNION | 17 | 7.625% | $105,000 | 37.9% |
| CORTRUST MORTGAGE, INC. | 17 | 6.500% | $325,000 | 22.7% |
| Primis Mortgage Company | 17 | 6.557% | $435,000 | 0.0% |
| SOUTH METRO FEDERAL CREDIT UNION | 16 | 6.375% | $90,000 | 15.8% |
| Citizens Independent Bank | 16 | Not published | $220,000 | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 16 | 6.688% | $250,000 | 11.1% |
| Associated Healthcare Credit Union | 16 | 6.625% | $40,000 | 5.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 15 | 7.250% | $295,000 | 21.1% |
| Commerce Home Mortgage, Inc. | 15 | 8.250% | $315,000 | 21.1% |
| Valon Mortgage, Inc. | 15 | 8.800% | $55,000 | 19.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 15 | 6.500% | $345,000 | 16.7% |
| Armed Forces Bank, National Association | 15 | 6.375% | $405,000 | 6.3% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 15 | 3.250% | $295,000 | 6.3% |
| SOUTHPOINT FINANCIAL | 15 | Not published | $265,000 | 0.0% |
| The Bank of Elk River | 15 | Not published | $645,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 14 | 6.375% | $335,000 | 16.7% |
| MY Credit Union | 14 | 6.500% | $240,000 | 12.5% |
| Platinum Bank | 14 | Not published | $300,000 | 6.3% |
| South Story Bank & Trust | 14 | Not published | $350,000 | 6.7% |
| Lakeview Bank | 14 | Not published | $165,000 | 6.7% |
| Dollar Bank, Federal Savings Bank | 14 | 6.500% | $1,065,000 | 0.0% |
| Bethpage Federal Credit Union | 13 | 8.000% | $145,000 | 48.0% |
| Citibank, National Association | 13 | 6.125% | $845,000 | 17.7% |
| Great Southern Bank | 13 | 6.688% | $180,000 | 23.5% |
| SUCCESS MORTGAGE PARTNERS, INC. | 13 | 6.500% | $285,000 | 0.0% |
| Drake Bank | 13 | Not published | $205,000 | 7.1% |
| 2549004XDCE3LGQW7H72 | 13 | 6.750% | $115,000 | 0.0% |
| Expedition Credit Union | 12 | 7.500% | $55,000 | 14.3% |
| Sherburne State Bank | 12 | Not published | $220,000 | 11.1% |
| Choice Financial Group | 12 | 6.438% | $365,000 | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 12 | 5.938% | $215,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 11 | 6.500% | $305,000 | 21.4% |
| DIGITAL | 11 | 5.875% | $325,000 | 21.4% |
| HOMESTEAD FUNDING CORP. | 11 | 6.375% | $325,000 | 0.0% |
| Heartland Credit Union | 11 | 6.790% | $115,000 | 15.4% |
| Tradition Capital Bank | 11 | Not published | $875,000 | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | 11 | 6.625% | $585,000 | 0.0% |
| Stifel Bank and Trust | 11 | 6.125% | $375,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 6.000% | $300,000 | 5.6% |
| CHAMPIONS FUNDING, LLC | 10 | 8.125% | $240,000 | 37.5% |
| Citizens State Bank | 10 | Not published | $350,000 | 33.3% |
| First State Bank and Trust | 10 | Not published | $285,000 | 9.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 10 | 10.095% | $110,000 | 28.6% |
| LENDSURE MORTGAGE CORP. | 10 | 7.438% | $245,000 | 8.3% |
| First Western Bank & Trust | 10 | 6.625% | $260,000 | 0.0% |
| Northeast Bank | 10 | Not published | $300,000 | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 10 | 5.180% | $8,180,000 | 0.0% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 76.9% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 30.8% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 66.7% |
| QUORUM FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COLONY MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank Minnesota | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 0.0% |
| National Bank of Commerce | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 66.7% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 386 lenders each made 8 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hennepin County
258 FDIC-insured branches from 68 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
14 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Alerus Financial, National Association, Canadian Pacific Plaza, 120 S 6th St, Ste. 200, Minneapolis
- American National Bank, 903 Washington Ave S, Minneapolis
- BMO Bank National Association, 1200 Wayzata Blvd E, Wayzata
- BMO Bank National Association, 50 S. 6th St. (2nd Floor - Skyway Level), Minneapolis
- Bridgewater Bank, 11500 Highway 7, Minnetonka
- MidWestOne Bank, 2120 Hennepin Ave, Minneapolis
- MidWestOne Bank, 6640 Shady Oak Rd, Eden Prairie
- MidWestOne Bank, 945 Winnetka Ave N, Golden Valley
- Old National Bank, 1600 Utica Ave S, Ste 400, Saint Louis Park
- Old National Bank, 5920 Brooklyn Blvd, Brooklyn Center
- Old National Bank, 775 Prairie Center Dr, Ste 100, Eden Prairie
- Riverland Bank, 1621 E Hennepin Ave, Minneapolis
- U.S. Bank National Association, 800 Nicollet Mall, Minneapolis
- Unity Bank, 8100 Highwood Dr, Bloomington
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When the next year’s lending figures are out for Hennepin County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.