Citizens Bank Minnesota
Citizens Bank Minnesota received 165 applications in 2025 and made 120 mortgages, in 35 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 157 decisions, 8 were denials — 5.1%.
| Legal Entity Identifier | 254900NR9EA98B6A4L55 |
|---|---|
| Applications received | 165 |
| Mortgages made | 120 |
| Denied | 8 |
| Approved, not taken up | 29 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Citizens Bank Minnesota, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 74 | Not published | $205,000 | 1.0% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Cash-out refinancing | 20 | Not published | $90,000 | 17.2% |
| Other purposes | 18 | Not published | $55,000 | 5.0% |
Where Citizens Bank Minnesota lends most
The 35 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Brown County, MN | 39 | Not published | 8.0% |
| Dakota County, MN | 12 | Not published | 0.0% |
| Watonwan County, MN | 10 | Not published | 8.3% |
| Hennepin County, MN | 9 | Under 10 loans | 0.0% |
| Meeker County, MN | 9 | Under 10 loans | 0.0% |
| Nicollet County, MN | 4 | Under 10 loans | 14.3% |
| Sibley County, MN | 4 | Under 10 loans | 0.0% |
| Renville County, MN | 3 | Under 10 loans | 25.0% |
| Anoka County, MN | 2 | Under 10 loans | 0.0% |
| Blue Earth County, MN | 2 | Under 10 loans | 0.0% |
| Cass County, MN | 2 | Under 10 loans | 0.0% |
| Scott County, MN | 2 | Under 10 loans | 0.0% |
| Stearns County, MN | 2 | Under 10 loans | 0.0% |
| Aitkin County, MN | 1 | Under 10 loans | 0.0% |
| Benton County, MN | 1 | Under 10 loans | 50.0% |
| Carlton County, MN | 1 | Under 10 loans | 0.0% |
| Carver County, MN | 1 | Under 10 loans | 0.0% |
| Chisago County, MN | 1 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 1 | Under 10 loans | 0.0% |
| Dodge County, MN | 1 | Under 10 loans | 0.0% |
| Itasca County, MN | 1 | Under 10 loans | 0.0% |
| Le Sueur County, MN | 1 | Under 10 loans | 0.0% |
| Martin County, MN | 1 | Under 10 loans | 0.0% |
| Olmsted County, MN | 1 | Under 10 loans | 0.0% |
| Pope County, MN | 1 | Under 10 loans | 0.0% |
| Ramsey County, MN | 1 | Under 10 loans | 0.0% |
| Rice County, MN | 1 | Under 10 loans | 0.0% |
| Waseca County, MN | 1 | Under 10 loans | 0.0% |
| Washington County, MN | 1 | Under 10 loans | 0.0% |
| Wright County, MN | 1 | Under 10 loans | 0.0% |
| Lewis and Clark County, MT | 1 | Under 10 loans | 0.0% |
| Clay County, SD | 1 | Under 10 loans | 0.0% |
| Barron County, WI | 1 | Under 10 loans | 0.0% |
| McLennan County, TX | 0 | Under 10 loans | Not published |
| Washburn County, WI | 0 | Under 10 loans | Not published |
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When Citizens Bank Minnesota’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.