Mortgage lenders in Crow Wing County
1,786 mortgages were made in Crow Wing County, Minnesota, in 2025, by 250 lenders. The median rate their borrowers got was 6.625% on a median loan of $225,000. Of 2,197 decisions, 346 were denials — 15.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Deerwood Bank | 158 | 7.250% | $160,000 | 5.3% |
| Rocket Mortgage, LLC | 87 | 6.500% | $195,000 | 19.5% |
| AFFINITY PLUS | 78 | 6.495% | $65,000 | 11.0% |
| Granite Bank | 75 | 6.625% | $225,000 | 1.3% |
| U.S. Bank National Association | 71 | 6.750% | $215,000 | 34.8% |
| First Western Bank & Trust | 66 | 6.563% | $205,000 | 9.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 59 | 6.124% | $315,000 | 14.5% |
| National Bank of Commerce | 53 | 6.880% | $265,000 | 1.8% |
| Frandsen Bank & Trust | 49 | 7.000% | $255,000 | 5.8% |
| Wings Financial Credit Union | 42 | 6.625% | $205,000 | 16.4% |
| Old National Bank | 42 | 6.800% | $270,000 | 8.7% |
| American National Bank of Minnesota | 38 | Not published | $155,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 36 | 6.188% | $300,000 | 11.9% |
| Bell Bank | 36 | 6.870% | $315,000 | 2.7% |
| Prosperity Home Mortgage, LLC | 33 | 6.625% | $225,000 | 0.0% |
| Luminate Bank | 31 | 6.875% | $265,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 30 | 6.625% | $285,000 | 0.0% |
| TRUSTONE FINANCIAL CREDIT UNION | 26 | 7.250% | $125,000 | 29.7% |
| Broker Solutions, Inc. | 25 | 6.875% | $205,000 | 13.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 24 | 6.850% | $300,000 | 7.7% |
| Mortgage Research Center, LLC | 23 | 6.250% | $255,000 | 28.1% |
| Servion, Inc. | 23 | 6.375% | $235,000 | 0.0% |
| Wells Fargo Bank, National Association | 20 | 6.750% | $310,000 | 4.6% |
| EVERETT FINANCIAL, INC. | 18 | 6.808% | $220,000 | 5.3% |
| GUARANTEED RATE, INC. | 18 | 6.562% | $220,000 | 5.3% |
| Tradition Mortgage, LLC | 18 | 6.875% | $380,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 17 | 6.375% | $305,000 | 26.1% |
| FREEDOM MORTGAGE CORPORATION | 17 | 6.250% | $255,000 | 10.0% |
| Blaze Credit Union | 17 | 6.375% | $165,000 | 12.5% |
| Loandepot.Com, LLC | 16 | 7.058% | $125,000 | 22.7% |
| Members Cooperative Credit Union | 15 | 7.250% | $165,000 | 21.1% |
| Flagstar Bank, N.A. | 14 | 6.500% | $290,000 | 17.7% |
| Merchants Bank, National Association | 14 | 6.525% | $210,000 | 6.7% |
| NEWREZ LLC | 12 | 6.933% | $140,000 | 33.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 6.438% | $170,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 12 | 7.183% | $195,000 | 0.0% |
| 21st Mortgage Corporation | 11 | 9.840% | $105,000 | 70.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 11 | 6.750% | $255,000 | 15.4% |
| Summit Mortgage Corporation | 10 | 6.813% | $255,000 | 0.0% |
| Bremer Bank, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Farmers and Merchants State Bank of Pierz | 9 | Under 10 loans | Under 10 loans | 0.0% |
| COMPEER FINANCIAL, FLCA | 8 | Under 10 loans | Under 10 loans | 16.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| TOPLINE FINANCIAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Sherburne State Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cambria Financial Group, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 7 | Under 10 loans | Under 10 loans | 42.9% |
| MAGNIFI FINANCIAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Bank of America, National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Navy Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 25.0% |
| IOWA BANKERS MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Neighborhood National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Baxter Credit Union | 5 | Under 10 loans | Under 10 loans | 22.2% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Bank Minnesota | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 4 | Under 10 loans | Under 10 loans | 80.0% |
| AmeriSave Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 73.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| JPMorgan Chase Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| THE LOAN STORE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIGURE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ST. CLOUD FINANCIAL | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Alerus Financial, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Highland Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Think Mutual Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First International Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Unity Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Gate City Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BANKWEST, INC. | 3 | Under 10 loans | Under 10 loans | 62.5% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 42.9% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 50.0% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 549300HDE2HTZZL30G11 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITY-COUNTY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 75.0% |
| Northview Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Royal Credit Union | 2 | Under 10 loans | Under 10 loans | 60.0% |
| VERIDIAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTown Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Independent Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| IDEAL Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tradition Capital Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers & Merchants Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION 1 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Elk River | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Minnwest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sentry Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MOVEMENT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEGASTAR FINANCIAL CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CORTRUST MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KODABANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549004XDCE3LGQW7H72 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| REGENT FINANCIAL GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank Minnesota | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Western State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Falcon National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| St. Paul Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pioneer Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Coulee Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Town Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPIRIT OF ALASKA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BANKWEST | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Elmo Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Choice Financial Group | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bridgewater Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Heritage National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankVista | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luana Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Forward | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank Of Milaca | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Iowa | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security State Bank of Marine | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| North Shore Bank of Commerce | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 50 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Crow Wing County
32 FDIC-insured branches from 15 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Deerwood Bank | 4 | $321.7 million |
| First National Bank North | 4 | $287.1 million |
| American National Bank of Minnesota | 4 | $226.2 million |
| First Western Bank & Trust | 4 | $216.4 million |
| National Bank of Commerce | 3 | $109.9 million |
| Old National Bank | 2 | $345.6 million |
| Frandsen Bank & Trust | 2 | $89.4 million |
| Pine River State Bank | 2 | $38.7 million |
| Wells Fargo Bank, National Association | 1 | $217.8 million |
| U.S. Bank National Association | 1 | $132.9 million |
| Unity Bank | 1 | $40.4 million |
| Bell Bank | 1 | $16.9 million |
| Randall State Bank | 1 | $13.6 million |
| Security State Bank of Aitkin | 1 | $9.4 million |
| Neighborhood National Bank | 1 | $6.0 million |
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When the next year’s lending figures are out for Crow Wing County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.