Mortgage Lender Index

CARRINGTON MORTGAGE SERVICES, LLC

CARRINGTON MORTGAGE SERVICES, LLC received 52,128 applications in 2025 and made 15,085 mortgages, in 2,414 counties across 51 states. The median rate its borrowers got was 6.625% on a median loan of $195,000. Of 42,818 decisions, 23,199 were denials — 54.2%, most often for credit application incomplete.

Legal Entity Identifier549300R9S3MVDV4MGF56
Applications received52,128
Mortgages made15,085
Denied23,199
Approved, not taken up4,534
Withdrawn or incomplete9,310
Loans bought from other lenders209
Median rate spread over the prime offer rate0.655 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,264 6.375%$320,000 24.9%
Refinancing1,516 6.125%$335,000 58.9%
Cash-out refinancing11,304 6.625%$155,000 56.8%
Other purposes1 Under 10 loansUnder 10 loans 50.0%

Where CARRINGTON MORTGAGE SERVICES, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 1936.625%59.2%
Maricopa County, AZ 1906.625%54.4%
Riverside County, CA 1386.625%66.4%
Cook County, IL 1276.625%62.2%
Harris County, TX 1186.625%57.0%
San Diego County, CA 1097.249%58.4%
Clark County, NV 1046.250%53.9%
Suffolk County, NY 996.874%38.3%
Hillsborough County, FL 987.490%48.7%
San Bernardino County, CA 956.625%61.1%
Prince George's County, MD 926.625%68.6%
El Paso County, CO 905.875%40.5%
Capitol Planning Region, CT 866.500%55.5%
Bexar County, TX 866.499%51.3%
Gwinnett County, GA 836.625%55.7%
Nassau County, NY 806.625%38.0%
Polk County, FL 786.625%58.2%
Marion County, IN 786.625%52.0%
Franklin County, OH 786.500%52.9%
Tarrant County, TX 746.750%54.0%
Queens County, NY 716.990%38.8%
Broward County, FL 707.062%63.0%
Dallas County, TX 657.124%59.9%
Miami-Dade County, FL 606.995%64.0%
Duval County, FL 586.313%58.7%
Wayne County, MI 586.625%52.9%
Mecklenburg County, NC 566.250%53.7%
Pasco County, FL 556.500%49.4%
Pinellas County, FL 557.249%53.6%
Fulton County, GA 556.625%61.3%
Shelby County, TN 556.125%64.0%
Palm Beach County, FL 547.249%55.0%
DeKalb County, GA 546.563%61.4%
Baltimore County, MD 526.750%59.3%
Orange County, CA 506.812%57.1%
Kern County, CA 496.500%55.4%
Wake County, NC 496.625%55.6%
Pima County, AZ 476.625%52.6%
Orange County, FL 476.749%61.4%
Cobb County, GA 476.625%53.2%
Jackson County, MO 476.625%52.3%
Montgomery County, TN 476.125%56.3%
Pinal County, AZ 466.625%50.4%
New Castle County, DE 466.313%60.0%
Butler County, OH 466.625%55.8%
Cuyahoga County, OH 466.375%50.8%
Sacramento County, CA 456.500%61.3%
Okaloosa County, FL 455.625%40.9%
Brevard County, FL 446.500%50.0%
Marion County, FL 446.500%54.6%

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When CARRINGTON MORTGAGE SERVICES, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.