Mortgage lenders in Montgomery County
8,303 mortgages were made in Montgomery County, Tennessee, in 2025, by 432 lenders. The median rate their borrowers got was 6.250% on a median loan of $275,000. Of 10,884 decisions, 2,043 were denials — 18.8%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Mortgage Research Center, LLC | 793 | 6.125% | $325,000 | 15.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 622 | 5.750% | $315,000 | 10.0% |
| Fortera Federal Credit Union | 515 | 7.500% | $75,000 | 27.0% |
| GUARANTEED RATE, INC. | 455 | 6.225% | $305,000 | 3.4% |
| Rocket Mortgage, LLC | 434 | 6.313% | $245,000 | 18.5% |
| Navy Federal Credit Union | 254 | 7.545% | $155,000 | 34.9% |
| FREEDOM MORTGAGE CORPORATION | 249 | 6.000% | $315,000 | 9.3% |
| PENNYMAC LOAN SERVICES, LLC | 204 | 5.750% | $285,000 | 16.3% |
| ALTRA Federal Credit Union | 204 | 6.683% | $115,000 | 11.8% |
| Broker Solutions, Inc. | 187 | 6.375% | $295,000 | 5.5% |
| F&M Bank | 174 | 7.125% | $205,000 | 13.6% |
| LENNAR MORTGAGE, LLC | 167 | 4.625% | $385,000 | 10.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 157 | 6.250% | $305,000 | 4.8% |
| Legends Bank | 155 | 6.125% | $295,000 | 0.6% |
| GERSHMAN INVESTMENT CORP. | 148 | 5.995% | $305,000 | 7.4% |
| NEWREZ LLC | 126 | 6.125% | $325,000 | 20.1% |
| CMG MORTGAGE, INC. | 121 | 6.500% | $255,000 | 3.0% |
| Loandepot.Com, LLC | 120 | 5.990% | $315,000 | 17.7% |
| Regions Bank | 113 | 4.990% | $85,000 | 39.7% |
| U.S. Bank National Association | 111 | 6.990% | $165,000 | 42.2% |
| First Federal Bank | 104 | Not published | $165,000 | 1.9% |
| Legacy Home Loans, LLC | 102 | 6.125% | $315,000 | 2.9% |
| United Community Bank | 99 | 6.500% | $175,000 | 28.2% |
| FIRST COMMUNITY MORTGAGE, INC. | 97 | 5.990% | $315,000 | 4.5% |
| SOUTHWEST FUNDING, LP | 89 | 6.490% | $315,000 | 2.1% |
| NATIONSTAR MORTGAGE LLC | 77 | 6.750% | $195,000 | 15.0% |
| Planters Bank, Inc. | 66 | Not published | $160,000 | 2.9% |
| UNION HOME MORTGAGE CORP. | 60 | 6.125% | $295,000 | 3.2% |
| INTERCOASTAL MORTGAGE, LLC | 57 | 6.125% | $305,000 | 6.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 54 | 5.750% | $330,000 | 21.9% |
| NVR Mortgage Finance, Inc. | 52 | 6.125% | $315,000 | 18.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 47 | 6.125% | $235,000 | 56.3% |
| SWBC MORTGAGE CORPORATION | 45 | 6.375% | $275,000 | 2.1% |
| FirstBank | 42 | 6.625% | $265,000 | 4.6% |
| AmeriSave Mortgage Corporation | 41 | 7.250% | $105,000 | 61.5% |
| USAA Federal Savings Bank | 40 | 6.188% | $295,000 | 16.7% |
| FIGURE LENDING LLC | 39 | 10.200% | $65,000 | 18.8% |
| LAKEVIEW LOAN SERVICING, LLC | 38 | 5.990% | $295,000 | 44.3% |
| VAN DYK MORTGAGE CORPORATION | 37 | 6.500% | $305,000 | 2.6% |
| Synergy One Lending, Inc. | 37 | 6.250% | $315,000 | 7.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 35 | 6.500% | $215,000 | 18.2% |
| PENTAGON FEDERAL CREDIT UNION | 34 | 6.125% | $330,000 | 25.5% |
| NEW DAY FINANCIAL, LLC | 33 | 6.990% | $265,000 | 46.0% |
| JPMorgan Chase Bank, National Association | 32 | 6.490% | $260,000 | 8.1% |
| MOVEMENT MORTGAGE, LLC | 32 | 6.500% | $315,000 | 7.9% |
| Equity Prime Mortgage LLC | 31 | 6.625% | $245,000 | 8.6% |
| STOCKTON MORTGAGE CORPORATION | 30 | 6.375% | $295,000 | 11.8% |
| PLANET HOME LENDING, LLC | 30 | 5.750% | $300,000 | 18.4% |
| Bank of America, National Association | 29 | 6.490% | $105,000 | 61.3% |
| GoodLeap, LLC | 27 | 5.875% | $215,000 | 16.2% |
| SPRING EQ, LLC | 26 | 8.900% | $65,000 | 63.3% |
| Coastal Community Bank | 26 | 11.990% | $50,000 | 4.8% |
| First Horizon Bank | 26 | 7.260% | $100,000 | 34.2% |
| Click n' Close, Inc. | 24 | 7.125% | $230,000 | 13.8% |
| Presidential Bank, FSB | 24 | 6.500% | $295,000 | 14.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 21 | 5.875% | $295,000 | 17.1% |
| Citizens Bank, National Association | 21 | 8.650% | $85,000 | 34.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 21 | 6.750% | $255,000 | 10.3% |
| KIND LENDING, LLC | 21 | 6.625% | $275,000 | 8.3% |
| The Federal Savings Bank | 20 | 6.250% | $375,000 | 25.0% |
| Fairway Independent Mortgage Corporation | 20 | 6.250% | $280,000 | 9.1% |
| Kiavi Funding, Inc. | 20 | 9.950% | $180,000 | 13.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 19 | 7.750% | $345,000 | 0.0% |
| ASCEND FEDERAL CREDIT UNION | 19 | 7.750% | $105,000 | 20.8% |
| Primis Mortgage Company | 19 | 6.490% | $305,000 | 5.0% |
| COMMUNITY MORTGAGE CORPORATION | 17 | 6.490% | $255,000 | 0.0% |
| Discover Bank | 16 | 8.965% | $60,000 | 68.6% |
| CHURCHILL MORTGAGE CORPORATION | 16 | 6.438% | $215,000 | 10.5% |
| THE LOAN STORE, INC. | 16 | 6.813% | $230,000 | 5.3% |
| NBKC BANK | 16 | 5.990% | $385,000 | 5.9% |
| Easy Street Capital, LLC | 16 | 9.900% | $165,000 | 0.0% |
| Wells Fargo Bank, National Association | 15 | 6.125% | $225,000 | 40.0% |
| Flagstar Bank, N.A. | 15 | 6.375% | $275,000 | 37.5% |
| Plains Commerce Bank | 15 | 6.500% | $305,000 | 6.3% |
| Lendage, LLC | 15 | 11.500% | $55,000 | 5.3% |
| Cornerstone First Mortgage, Inc | 15 | 7.250% | $245,000 | 6.3% |
| FIRSTTRUST HOME LOANS, INC. | 15 | 6.125% | $315,000 | 6.3% |
| Traditions First Bank | 15 | Not published | $185,000 | 6.3% |
| Old National Bank | 14 | 6.250% | $265,000 | 33.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 5.990% | $280,000 | 6.7% |
| First Financial Bank, National Association | 14 | 6.775% | $145,000 | 33.3% |
| GUILD MORTGAGE COMPANY | 14 | 6.313% | $315,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 14 | 6.750% | $295,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 13 | 6.250% | $265,000 | 35.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 7.490% | $185,000 | 6.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 13 | 6.125% | $315,000 | 26.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 13 | 6.500% | $285,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 12 | 6.563% | $230,000 | 40.9% |
| BPL MORTGAGE TRUST, LLC | 12 | 7.375% | $145,000 | 0.0% |
| Ixonia Bank | 12 | 6.625% | $255,000 | 14.3% |
| Prosperity Home Mortgage, LLC | 12 | 6.057% | $340,000 | 20.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 11 | 6.500% | $365,000 | 7.1% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.375% | $175,000 | 15.4% |
| Truist Bank | 10 | 6.870% | $155,000 | 61.5% |
| Hometown Equity Mortgage, LLC | 10 | 7.000% | $205,000 | 28.6% |
| Liberty | 10 | 6.313% | $325,000 | 0.0% |
| Nations Lending Corporation | 10 | 6.438% | $270,000 | 0.0% |
| LoanUnited.com, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 43.8% |
| PHH Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 41.2% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 16.7% |
| EVERETT FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 42.9% |
| MORTGAGE INVESTORS GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Armed Forces Bank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Renasant Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 50.0% |
| Fifth Third Bank, National Association | 7 | Under 10 loans | Under 10 loans | 46.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Farm Credit Mid-America | 7 | Under 10 loans | Under 10 loans | 10.0% |
| RELIANCE FIRST CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| LOWER, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Pinnacle Bank | 6 | Under 10 loans | Under 10 loans | 36.4% |
| Loan Funder LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | Under 10 loans | Under 10 loans | 83.3% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 70.6% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SFMC, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 5 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| CORNERSTONE FINANCIAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 44.4% |
| Manufacturers and Traders Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ABL RPC Residential Credit Acquisition LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| REDSTONE Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NextMortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Middle Tennessee | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| United Trust Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 81.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Citizens National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cadence Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 3RD STREET FINANCIAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PACIFIC LENDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Southern Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 75.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 50.0% |
| WILSON BANK AND TRUST | 2 | Under 10 loans | Under 10 loans | 20.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Leaders Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CREDENCE FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 54930002HD26G3OGZR79 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTH CENTRAL BANK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 232 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Montgomery County
43 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Lawrence Bank | 9 | $724.8 million |
| Legends Bank | 5 | $627.0 million |
| First Federal Bank | 5 | $244.2 million |
| Planters Bank, Inc. | 4 | $724.8 million |
| U.S. Bank National Association | 4 | $435.3 million |
| Regions Bank | 4 | $424.9 million |
| United Community Bank | 3 | $233.0 million |
| Bank of America, National Association | 2 | $454.3 million |
| First Financial Bank, National Association | 2 | $80.2 million |
| Traditions First Bank | 2 | $51.8 million |
| First Horizon Bank | 1 | $70.2 million |
| FSNB, National Association | 1 | $1.6 million |
| Fifth Third Bank, National Association | 1 | $808,000 |
Closed since the 2025 survey
11 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 201 Bastogne Avenue, Clarksville
- F&M Bank, 100 Profit Dr, Clarksville
- F&M Bank, 1206 Highway 48, Clarksville
- F&M Bank, 1891 Madison St, Clarksville
- F&M Bank, 215 Uffelman Dr, Clarksville
- F&M Bank, 251 Dover Rd, Clarksville
- F&M Bank, 2601 Wilma Rudolph Blvd, Clarksville
- F&M Bank, 2698 Madison Street, Highway 41-A, Clarksville
- F&M Bank, 321 N Spring St, Clarksville
- F&M Bank, 50 Franklin St, Clarksville
- First Financial Bank, National Association, 322 Main St, Clarksville
Get told when this changes
When the next year’s lending figures are out for Montgomery County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.