Mortgage Lender Index

MILEND, INC.

MILEND, INC. received 6,161 applications in 2025 and made 1,460 mortgages, in 904 counties across 17 states. The median rate its borrowers got was 6.250% on a median loan of $245,000. Of 2,440 decisions, 808 were denials — 33.1%, most often for debt-to-income ratio.

Legal Entity Identifier549300Q10M1VXBG2H889
Applications received6,161
Mortgages made1,460
Denied808
Approved, not taken up172
Withdrawn or incomplete3,721
Loans bought from other lenders0
Median rate spread over the prime offer rate0.323 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase88 6.500%$340,000 4.3%
Refinancing1,372 6.250%$245,000 34.3%

Where MILEND, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cobb County, GA 436.375%14.3%
Gwinnett County, GA 426.250%24.2%
Cherokee County, GA 326.375%18.6%
Fulton County, GA 316.490%20.5%
Forsyth County, GA 256.500%10.7%
DeKalb County, GA 205.990%31.3%
Henry County, GA 196.250%20.8%
Paulding County, GA 136.125%31.6%
Bartow County, GA 126.308%6.7%
Mecklenburg County, NC 125.938%18.8%
Barrow County, GA 116.125%0.0%
Wake County, NC 116.500%35.3%
Chatham County, GA 106.250%28.6%
Clayton County, GA 106.375%42.9%
Hall County, GA 106.495%26.7%
Newton County, GA 9Under 10 loans35.7%
Walton County, GA 9Under 10 loans0.0%
Spartanburg County, SC 9Under 10 loans23.1%
Morgan County, AL 8Under 10 loans27.3%
Coweta County, GA 8Under 10 loans33.3%
Guilford County, NC 8Under 10 loans35.7%
Richland County, SC 8Under 10 loans40.0%
Jefferson County, AL 7Under 10 loans38.9%
Douglas County, GA 7Under 10 loans43.8%
Rockdale County, GA 7Under 10 loans20.0%
Forsyth County, NC 7Under 10 loans27.3%
Philadelphia County, PA 7Under 10 loans30.0%
Tuscaloosa County, AL 6Under 10 loans25.0%
Pinellas County, FL 6Under 10 loans30.0%
Houston County, GA 6Under 10 loans45.5%
Richmond County, GA 6Under 10 loans45.5%
Prince George's County, MD 6Under 10 loans36.4%
Cumberland County, NC 6Under 10 loans36.4%
Durham County, NC 6Under 10 loans25.0%
Nash County, NC 6Under 10 loans0.0%
Butler County, OH 6Under 10 loans14.3%
Montgomery County, OH 6Under 10 loans25.0%
Summit County, OH 6Under 10 loans11.1%
Hamilton County, TN 6Under 10 loans22.2%
Montgomery County, TN 6Under 10 loans25.0%
Shelby County, TN 6Under 10 loans50.0%
Sullivan County, TN 6Under 10 loans14.3%
Sumner County, TN 6Under 10 loans0.0%
Virginia Beach city, VA 6Under 10 loans14.3%
Baldwin County, AL 5Under 10 loans28.6%
Lee County, AL 5Under 10 loans37.5%
Russell County, AL 5Under 10 loans0.0%
Duval County, FL 5Under 10 loans40.0%
Hillsborough County, FL 5Under 10 loans50.0%
Polk County, FL 5Under 10 loans58.3%

Get told when this changes

When MILEND, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.