MILEND, INC.
MILEND, INC. received 6,161 applications in 2025 and made 1,460 mortgages, in 904 counties across 17 states. The median rate its borrowers got was 6.250% on a median loan of $245,000. Of 2,440 decisions, 808 were denials — 33.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300Q10M1VXBG2H889 |
|---|---|
| Applications received | 6,161 |
| Mortgages made | 1,460 |
| Denied | 808 |
| Approved, not taken up | 172 |
| Withdrawn or incomplete | 3,721 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.323 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 88 | 6.500% | $340,000 | 4.3% |
| Refinancing | 1,372 | 6.250% | $245,000 | 34.3% |
Where MILEND, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cobb County, GA | 43 | 6.375% | 14.3% |
| Gwinnett County, GA | 42 | 6.250% | 24.2% |
| Cherokee County, GA | 32 | 6.375% | 18.6% |
| Fulton County, GA | 31 | 6.490% | 20.5% |
| Forsyth County, GA | 25 | 6.500% | 10.7% |
| DeKalb County, GA | 20 | 5.990% | 31.3% |
| Henry County, GA | 19 | 6.250% | 20.8% |
| Paulding County, GA | 13 | 6.125% | 31.6% |
| Bartow County, GA | 12 | 6.308% | 6.7% |
| Mecklenburg County, NC | 12 | 5.938% | 18.8% |
| Barrow County, GA | 11 | 6.125% | 0.0% |
| Wake County, NC | 11 | 6.500% | 35.3% |
| Chatham County, GA | 10 | 6.250% | 28.6% |
| Clayton County, GA | 10 | 6.375% | 42.9% |
| Hall County, GA | 10 | 6.495% | 26.7% |
| Newton County, GA | 9 | Under 10 loans | 35.7% |
| Walton County, GA | 9 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 9 | Under 10 loans | 23.1% |
| Morgan County, AL | 8 | Under 10 loans | 27.3% |
| Coweta County, GA | 8 | Under 10 loans | 33.3% |
| Guilford County, NC | 8 | Under 10 loans | 35.7% |
| Richland County, SC | 8 | Under 10 loans | 40.0% |
| Jefferson County, AL | 7 | Under 10 loans | 38.9% |
| Douglas County, GA | 7 | Under 10 loans | 43.8% |
| Rockdale County, GA | 7 | Under 10 loans | 20.0% |
| Forsyth County, NC | 7 | Under 10 loans | 27.3% |
| Philadelphia County, PA | 7 | Under 10 loans | 30.0% |
| Tuscaloosa County, AL | 6 | Under 10 loans | 25.0% |
| Pinellas County, FL | 6 | Under 10 loans | 30.0% |
| Houston County, GA | 6 | Under 10 loans | 45.5% |
| Richmond County, GA | 6 | Under 10 loans | 45.5% |
| Prince George's County, MD | 6 | Under 10 loans | 36.4% |
| Cumberland County, NC | 6 | Under 10 loans | 36.4% |
| Durham County, NC | 6 | Under 10 loans | 25.0% |
| Nash County, NC | 6 | Under 10 loans | 0.0% |
| Butler County, OH | 6 | Under 10 loans | 14.3% |
| Montgomery County, OH | 6 | Under 10 loans | 25.0% |
| Summit County, OH | 6 | Under 10 loans | 11.1% |
| Hamilton County, TN | 6 | Under 10 loans | 22.2% |
| Montgomery County, TN | 6 | Under 10 loans | 25.0% |
| Shelby County, TN | 6 | Under 10 loans | 50.0% |
| Sullivan County, TN | 6 | Under 10 loans | 14.3% |
| Sumner County, TN | 6 | Under 10 loans | 0.0% |
| Virginia Beach city, VA | 6 | Under 10 loans | 14.3% |
| Baldwin County, AL | 5 | Under 10 loans | 28.6% |
| Lee County, AL | 5 | Under 10 loans | 37.5% |
| Russell County, AL | 5 | Under 10 loans | 0.0% |
| Duval County, FL | 5 | Under 10 loans | 40.0% |
| Hillsborough County, FL | 5 | Under 10 loans | 50.0% |
| Polk County, FL | 5 | Under 10 loans | 58.3% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.