Mortgage lenders in Newton County
2,832 mortgages were made in Newton County, Georgia, in 2025, by 333 lenders. The median rate their borrowers got was 6.500% on a median loan of $245,000. Of 4,273 decisions, 1,246 were denials — 29.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 278 | 6.750% | $195,000 | 20.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 175 | 6.125% | $285,000 | 19.6% |
| Navy Federal Credit Union | 88 | 8.800% | $85,000 | 40.5% |
| PENNYMAC LOAN SERVICES, LLC | 68 | 6.188% | $255,000 | 16.7% |
| Fairway Independent Mortgage Corporation | 67 | 6.750% | $255,000 | 0.0% |
| Broker Solutions, Inc. | 66 | 6.250% | $300,000 | 24.1% |
| Loandepot.Com, LLC | 65 | 6.875% | $165,000 | 26.7% |
| GUILD MORTGAGE COMPANY | 65 | 6.125% | $305,000 | 5.0% |
| FREEDOM MORTGAGE CORPORATION | 61 | 6.250% | $285,000 | 20.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 58 | 6.538% | $295,000 | 10.3% |
| GEORGIA UNITED | 54 | 7.188% | $60,000 | 44.0% |
| DHI MORTGAGE COMPANY, LTD. | 52 | 4.990% | $405,000 | 22.4% |
| Truist Bank | 49 | 6.600% | $155,000 | 47.5% |
| Mortgage Research Center, LLC | 45 | 6.250% | $305,000 | 39.0% |
| Ameris Bank | 42 | 5.995% | $260,000 | 16.0% |
| United Bank | 40 | 7.188% | $150,000 | 11.8% |
| NEWREZ LLC | 37 | 6.250% | $245,000 | 47.9% |
| TRAILBLAZER MORTGAGE L.L.C. | 37 | 4.990% | $335,000 | 7.5% |
| EVERETT FINANCIAL, INC. | 36 | 6.563% | $235,000 | 16.3% |
| NATIONSTAR MORTGAGE LLC | 36 | 7.688% | $130,000 | 22.5% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 35 | 5.875% | $265,000 | 0.0% |
| NFM, INC. | 34 | 6.250% | $265,000 | 2.9% |
| United Community Bank | 32 | 6.500% | $75,000 | 25.6% |
| PULTE MORTGAGE LLC | 29 | 4.875% | $325,000 | 48.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 29 | 6.250% | $285,000 | 9.4% |
| SPRING EQ, LLC | 28 | 9.763% | $75,000 | 42.3% |
| JPMorgan Chase Bank, National Association | 27 | 6.375% | $205,000 | 25.0% |
| Regions Bank | 26 | 6.375% | $245,000 | 37.8% |
| JET HOMELOANS, LP | 25 | 4.990% | $365,000 | 13.8% |
| ZILLOW HOME LOANS, LLC | 21 | 6.375% | $275,000 | 11.5% |
| GEORGIA'S OWN | 19 | 7.250% | $75,000 | 52.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 6.375% | $365,000 | 20.8% |
| Presidential Bank, FSB | 19 | 6.500% | $325,000 | 8.7% |
| Magnolia Bank, Incorporated | 19 | 6.625% | $255,000 | 9.1% |
| AmeriSave Mortgage Corporation | 18 | 9.375% | $60,000 | 74.3% |
| LAKEVIEW LOAN SERVICING, LLC | 18 | 6.750% | $225,000 | 58.7% |
| FIGURE LENDING LLC | 18 | 10.075% | $55,000 | 33.3% |
| Bank of America, National Association | 17 | 5.990% | $165,000 | 69.1% |
| LOWER, LLC | 17 | 5.875% | $255,000 | 29.6% |
| PINNACLE BANK | 17 | Not published | $125,000 | 32.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 16 | 6.313% | $225,000 | 59.2% |
| ATLANTA POSTAL | 16 | 8.500% | $110,000 | 57.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 16 | 5.750% | $330,000 | 22.9% |
| Synovus Bank | 16 | 7.600% | $120,000 | 38.5% |
| PNC Bank, National Association | 16 | 7.365% | $150,000 | 36.0% |
| THE LOAN STORE, INC. | 16 | 7.125% | $255,000 | 16.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 16 | 6.500% | $295,000 | 11.1% |
| MOVEMENT MORTGAGE, LLC | 16 | 6.250% | $320,000 | 15.0% |
| CANOPY MORTGAGE, LLC | 15 | 5.990% | $355,000 | 6.3% |
| PLANET HOME LENDING, LLC | 15 | 5.875% | $285,000 | 20.0% |
| Cornerstone First Mortgage, Inc | 15 | 6.250% | $275,000 | 6.3% |
| Equity Prime Mortgage LLC | 14 | 6.438% | $270,000 | 12.5% |
| KIND LENDING, LLC | 14 | 6.500% | $255,000 | 22.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 6.750% | $235,000 | 46.2% |
| Wells Fargo Bank, National Association | 13 | 6.375% | $185,000 | 48.0% |
| DELTA COMMUNITY CREDIT UNION | 13 | 6.250% | $205,000 | 48.0% |
| Paramount Residential Mortgage Group, Inc. | 13 | 6.000% | $285,000 | 7.1% |
| ACOPIA, LLC | 13 | 6.500% | $255,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 13 | 6.250% | $295,000 | 0.0% |
| INSPIRE HOME LOANS INC. | 12 | 4.875% | $315,000 | 43.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.000% | $290,000 | 4.4% |
| Kiavi Funding, Inc. | 12 | 10.620% | $180,000 | 7.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | 11 | 6.490% | $225,000 | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 11 | 5.875% | $235,000 | 0.0% |
| GUARANTEED RATE, INC. | 10 | 6.663% | $230,000 | 44.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 6.433% | $250,000 | 42.1% |
| OCMBC, INC. | 10 | 6.563% | $270,000 | 0.0% |
| 2549002AEOG52GLE5B68 | 10 | Not published | $75,000 | 54.6% |
| The Federal Savings Bank | 10 | 7.250% | $315,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 10 | 6.563% | $285,000 | 37.5% |
| GUARANTEED RATE AFFINITY, LLC | 10 | 7.313% | $205,000 | 0.0% |
| TOP FLITE FINANCIAL, INC. | 10 | 6.438% | $210,000 | 9.1% |
| AMERICAN FINANCING CORPORATION | 9 | Under 10 loans | Under 10 loans | 79.4% |
| MILEND, INC. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Credit Union | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Bank of Monticello | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 62.5% |
| 254900M2C4Q6DATP2889 | 8 | Under 10 loans | Under 10 loans | 33.3% |
| ROBINS FINANCIAL | 8 | Under 10 loans | Under 10 loans | 30.8% |
| First Option Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 7 | Under 10 loans | Under 10 loans | 6.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 46.2% |
| Capital City Home Loans, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| SouthState Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 46.2% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 53.8% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 41.7% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Lendage, LLC | 6 | Under 10 loans | Under 10 loans | 11.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Renasant Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 79.2% |
| Fifth Third Bank, National Association | 5 | Under 10 loans | Under 10 loans | 54.6% |
| Baxter Credit Union | 5 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Ixonia Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| US MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION 1 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BANK OF MADISON | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER HOME MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| 21st Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 75.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 76.9% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| PANORAMA MORTGAGE GROUP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Commercial Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 71.4% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 20.0% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 66.7% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Bank OZK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| City National Bank of Florida | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PEACH STATE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL IN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CDC FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE SOUTHERN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 85.7% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 16.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Assurance Financial Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| VYSTAR CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GREYSTONE SERVICING COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 1 | Under 10 loans | Under 10 loans | 33.3% |
| CAPITAL CENTER, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 133 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Newton County
9 FDIC-insured branches from 9 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Affinity Bank, National Association | 1 | $236.1 million |
| Pinnacle Bank | 1 | $211.6 million |
| Truist Bank | 1 | $185.6 million |
| United Bank | 1 | $177.2 million |
| Wells Fargo Bank, National Association | 1 | $145.1 million |
| Vallant Bank | 1 | $102.9 million |
| United Community Bank | 1 | $80.3 million |
| Fifth Third Bank, National Association | 1 | $1.5 million |
| FSNB, National Association | 1 | $910,000 |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Affinity Bank, National Association, 8258 Highway 278 Ne, Covington
- Synovus Bank, 3106 Highway 278 Nw, Covington
Get told when this changes
When the next year’s lending figures are out for Newton County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.