Mortgage Lender Index

Fifth Third Bank, National Association

Fifth Third Bank, National Association received 75,426 applications in 2025 and made 39,534 mortgages, in 1,568 counties across 51 states. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 62,287 decisions, 21,201 were denials — 34.0%, most often for credit history.

Legal Entity IdentifierQFROUN1UWUYU0DVIWD51
Applications received75,426
Mortgages made39,534
Denied21,201
Approved, not taken up1,552
Withdrawn or incomplete13,139
Loans bought from other lenders7,329
Median rate spread over the prime offer rate0.55 points
FDIC-insured bankYes: Fifth Third Bank, National Association, 1,511 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase9,391 6.500%$285,000 16.4%
Refinancing11,143 7.750%$105,000 24.7%
Cash-out refinancing1,764 6.625%$165,000 31.3%
Other purposes17,236 8.250%$95,000 44.8%

Where Fifth Third Bank, National Association lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cook County, IL 1,7267.250%44.5%
Hamilton County, OH 1,6067.500%30.9%
Franklin County, OH 1,3397.500%32.4%
Cuyahoga County, OH 1,0977.500%32.5%
Kent County, MI 9927.500%26.6%
Montgomery County, OH 8217.750%30.6%
Butler County, OH 7677.750%30.4%
Jefferson County, KY 7497.750%30.6%
Lucas County, OH 7087.750%31.6%
DuPage County, IL 5997.500%31.7%
Ottawa County, MI 5777.500%20.2%
Warren County, OH 5717.500%25.0%
Marion County, IN 5557.500%40.3%
Summit County, OH 5087.563%25.9%
Clermont County, OH 4807.750%27.1%
Mecklenburg County, NC 4697.500%35.7%
Lorain County, OH 4607.500%29.8%
Allen County, IN 4266.990%19.5%
Oakland County, MI 4267.500%31.1%
Delaware County, OH 3927.250%23.7%
Wayne County, MI 3838.000%49.4%
Wake County, NC 3736.990%34.7%
Lee County, FL 3567.490%45.0%
Hamilton County, IN 3467.620%25.8%
Lake County, IL 3457.500%34.7%
Macomb County, MI 3447.933%34.5%
Will County, IL 3307.750%37.5%
Orange County, FL 3277.650%43.9%
Kane County, IL 3167.563%38.2%
Kenton County, KY 3117.750%27.1%
Boone County, KY 3097.750%25.9%
Vanderburgh County, IN 3047.750%23.8%
Charleston County, SC 2916.375%15.0%
Hillsborough County, FL 2897.750%44.9%
Muskegon County, MI 2887.500%29.2%
Lake County, IN 2838.000%41.2%
Pinellas County, FL 2777.650%43.8%
Fayette County, KY 2757.500%30.7%
Miami County, OH 2567.750%29.7%
Campbell County, KY 2537.490%30.7%
Davidson County, TN 2477.800%40.7%
Medina County, OH 2417.250%26.5%
Collier County, FL 2407.650%44.8%
Palm Beach County, FL 2407.740%48.6%
McHenry County, IL 2257.500%35.5%
Union County, NC 2207.495%28.2%
Lake County, OH 2197.250%27.4%
Wood County, OH 2177.750%23.8%
Sarasota County, FL 2147.650%39.2%
Kalamazoo County, MI 2117.500%30.5%

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When Fifth Third Bank, National Association’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.